Total Assets
$148M
Total balance-sheet footings
FDIC Cert #33818 · Fayetteville, Arkansas · Est. 1993
Priority Bank - FDIC Bank Health Profile
A community-scale look at Priority Bank's own numbers, pulled straight from its quarterly FDIC Call Report.
- $148M
- Total assets
- B
- Health grade · Good
- 2.21%
- Return on assets
- 10.0%
- Tier 1 capital
Data updated July 2026
The verdict
Priority Bank earns a PlainBankData health grade of B (71/100), with well-capitalized at 10.04% Tier 1, profitable at 2.21% ROA, 61% efficiency ratio.
- #3,363
- largest of 4,313 FDIC banks by assets
- 22nd
- percentile by asset size, nationally
- 10.04%
- Tier 1 ratio - above the 10% well-capitalized line
- 94th
- percentile for profitability (ROA), nationally
The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.
How Priority Bank's 71/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Priority Bank's composite health score
Tier 1 Capital Ratio (10.04%) 28/40
Return on Assets (ROA) (2.21%) 25/25
Texas Ratio (17.21%) 10/20
Efficiency Ratio (61.31%) 8/15
71 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$125M
Customer-funded liabilities
Net Loans
$108M
Outstanding loan book
Net Income
$3M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Priority Bank ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Priority Bank's score of 71/100 falls in the highlighted band.
Priority Bank's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Priority Bank's $148M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
10.04% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
10.04%
Texas Ratio
17.21%
Equity Capital
$16M
Profitability metrics
Return on Assets (ROA)
94th percentile nationally
2.21%
Return on Equity (ROE)
20.82%
Efficiency Ratio
61.31%
What the numbers say about Priority Bank
Priority Bank is an FDIC-insured institution (Certificate #33818) headquartered in Fayetteville, Arkansas, established in 1993. It holds $148M in total assets - 3,363rd of 4,313 FDIC-insured banks, $125M in customer deposits, and $108M in net loans. On safety, its Tier 1 capital ratio of 10.04% is above the 10% well-capitalized threshold, and its Texas Ratio of 17.21% sits in the healthy range below 50%. It earns a PlainBankData health grade of B (71/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
By assets, Priority Bank ranks 69th of 78 banks based in Arkansas -- squarely in the community-bank tier. Size alone doesn't determine a bank's local importance; a bank this size often has deeper, longer-standing relationships with the specific businesses and depositors it serves than a much larger institution would.
Income & expense breakdown
$11M
Interest Income
$3M
Non-Interest Income
$6M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Priority Bank reports a Texas Ratio of 17.21% - within the generally healthy range below the 50% level analysts watch.
Texas Ratio
Caution 50%
17.21% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Arkansas by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Priority Bank (FDIC Cert #33818) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Arkansas
All Arkansas banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Bank OZKLittle Rock | $40.8B | A | 1.78% |
| Arvest BankFayetteville | $27.8B | C | 0.49% |
| Simmons BankPine Bluff | $24.5B | C | -1.40% |
| Centennial BankConway | $22.7B | A | 2.14% |
| First Security BankSearcy | $8.4B | A | 1.81% |
| ENCORE BANKLittle Rock | $3.6B | C | 0.19% |
| First Community BankBatesville | $3.4B | B | 1.09% |
| Farmers Bank & Trust CompanyMagnolia | $3.1B | B | 1.36% |
Frequently asked questions
What is Priority Bank's health grade?▼
Priority Bank receives a health grade of B (71/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank shows good financial health with solid capital levels above regulatory minimums.
How large is Priority Bank?▼
Priority Bank holds $148M in total assets and $125M in deposits, ranking 3,363rd of 4,313 FDIC-insured banks by asset size. It is headquartered in Fayetteville, Arkansas.
Is my money safe at Priority Bank?▼
Yes, deposits at Priority Bank (Certificate #33818) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Priority Bank's Tier 1 Capital Ratio?▼
Priority Bank has a Tier 1 Capital Ratio of 10.04%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for Priority Bank?▼
Priority Bank has a Texas Ratio of 17.21%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Priority Bank?▼
Priority Bank has an Efficiency Ratio of 61.31%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Priority Bank's profile as a depositor or analyst.
- Priority Bank's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Priority Bank against other Arkansas banks before moving funds. Arkansas banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.