FDIC Cert #15799 · Marion, Wisconsin · Est. 1941

Premier Community Bank - FDIC Bank Health Profile

A community-scale look at Premier Community Bank's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$551M
Total assets
B
Health grade · Good
0.56%
Return on assets
12.1%
Tier 1 capital

Data updated July 2026

The verdict

Premier Community Bank earns a PlainBankData health grade of B (69/100), with well-capitalized at 12.06% Tier 1, 0.56% ROA, 82% efficiency ratio.

#1,677
largest of 4,313 FDIC banks by assets
61st
percentile by asset size, nationally
12.06%
Tier 1 ratio - above the 10% well-capitalized line
18th
percentile for profitability (ROA), nationally

PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.

FDIC Call Report plate

Cert 15799 · WI B · 69/100

GRADE-B · MID-PACK · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-THIN · SIZE-MID · BOOK-FULL

  • GRADE-B B (69/100)
  • MID-PACK #3111/4307
  • PHOTO-FINISH Ridgewood Savings Bank · NY
  • TIER1-WELL 12.1% Tier 1
  • TEXAS-CLEAN 0.0% Texas
  • ROA-THIN 0.56% ROA
  • SIZE-MID $100M–1B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Wisconsin: Ridgewood Savings Bank, NY (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Premier Community Bank

Lowest and highest poles plus nearest scored peers outside Wisconsin, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Danville State Savin… · IA ·…69/100Premier Community Bank · WI …69/100Ridgewood Savings Bank · NY …69/100Security Bank of Pul… · MO ·…69/100The Farmers State Bank · KS …69/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Premier Community Bank · July 2026

Call Report read for Premier Community Bank in a high-failure state

Premier Community Bank (FDIC Cert #15799) carries a PlainBankData health grade of B at 69/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #3,111 of 4,307. Tier 1 capital prints at 12.06%, clearing the 10% well-capitalized line. The Texas Ratio is 0.00%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.56%. Balance-sheet scale is $551M, 1,677th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Ridgewood Savings Bank (NY), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Premier Community Bank

11 FAILURE resolutions in Wisconsin since 2000, heavy vs the state corpus

Premier Community Bank sits in one of the heavier post-2000 FAILURE states (11 resolutions; latest year 2017). The list below is state history from the Failed Bank List, not a claim about Premier Community Bank's current Call Report.

  • GUARANTY BANK MILWAUKEE, WI 2017 → FIRST-CITIZENS BANK & TRUST COMPANY
  • NORTH MILWAUKEE STATE BANK MILWAUKEE, WI 2016 → FIRST-CITIZENS BANK & TRUST COMPANY
  • BANK OF WAUSAU WAUSAU, WI 2013 → NICOLET NATIONAL BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Wisconsin banks.

How Premier Community Bank's 69/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10069/100
Premier Community Bank's composite health score
Tier 1 Capital Ratio (12.06%) 35/40
Return on Assets (ROA) (0.56%) 14/25
Texas Ratio (0.00%) 20/20
Efficiency Ratio (82.08%) 0/15

69 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$551M

Total balance-sheet footings

Total Deposits

$484M

Customer-funded liabilities

Net Loans

$374M

Outstanding loan book

Net Income

$3M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 10.66% 12.06% 13.46%
Basel III capital ratios - Premier Community Bank

Where Premier Community Bank ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Premier Community Bank's score of 69/100 falls in the highlighted band.

Premier Community Bank: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

69 28th percentile higher than 28% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). This entry sits in this band. 70–80: 1,030 FDIC-insured banks (24%). Above this entry. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Premier Community Bank 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Premier Community Bank's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Premier Community Bank's $551M falls in the highlighted band.

Capital & credit buffers at Premier Community Bank

Tier 1 capital ratio
Well-capitalized 10%

12.06% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
12.06%
Texas Ratio
0.00%
Equity Capital
$41M

What these ratios mean →

Profitability metrics: Premier Community Bank

Return on Assets (ROA)
18th percentile nationally
0.56%
Return on Equity (ROE)
7.79%
Efficiency Ratio
82.08%

What these mean →

Income & expense at Premier Community Bank

$28M
Interest Income
$4M
Non-Interest Income
$18M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Premier Community Bank reports a Texas Ratio of 0.00% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

0.00% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Premier Community Bank on FDIC BankFind →

Top banks in Wisconsin by total assets

Largest banks headquartered in Wisconsin
  1. 1
    Associated Bank $45.1B

    Green Bay, WI · Grade A

  2. 2
    Nicolet National Bank $9.2B

    Green Bay, WI · Grade A

  3. 3
    Johnson Bank $7.2B

    Racine, WI · Grade A

  4. 4
    Town Bank $4.5B

    Hartland, WI · Grade A

  5. 5
    Bank First $4.5B

    Manitowoc, WI · Grade A

Top 5 banks in Wisconsin ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($551M here), outside Wisconsin so the neighborhood is not state containment.

Citizens' Bank & Trust Co. $552M · AR Century Bank $552M · MS Hyperion Bank $551M · PA Intracoastal Bank $551M · FL

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Premier Community Bank (FDIC Cert #15799) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Premier Community Bank Call Report profile · FDIC Failed Bank List · Wisconsin FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Wisconsin

All Wisconsin banks →
BankAssetsGradeROA
Associated Bank, National AssociationGreen Bay $45.1B A 1.10%
Nicolet National BankGreen Bay $9.2B A 1.66%
Johnson BankRacine $7.2B A 1.07%
Town Bank, National AssociationHartland $4.5B A 1.27%
Bank First, N.A.Manitowoc $4.5B A 1.64%
First Business BankMadison $4.1B B 1.36%
John Deere Financial, f.s.b.Middleton $3.4B A 3.87%
Lake Ridge BankMiddleton $3.3B B 0.98%