Total Assets
$80M
Total balance-sheet footings
2026 data FDIC sourced Public-data reference.
Park Bank, National Association — FDIC Bank Health Profile
Holmen, Wisconsin · Est. 1909. Free, sourced from the FDIC BankFind Suite — refreshed each quarter and cross-checked against the FDIC Call Report.
Nationally chartered (OCC) National Bank FDIC Cert #13054 Chicago Region
D
Health grade
Weak
Score: 47/100
Basel III capital ratios — Park Bank, National Association
Total Deposits
$67M
Customer-funded liabilities
Net Loans
$25M
Outstanding loan book
Net Income
$122K
Bottom-line earnings
Safety Metrics
Tier 1 capital ratio
Well-capitalized 10%
28.86% of risk-weighted assets — above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
Core capital ÷ risk-weighted assets. Well-capitalized: ≥10%
28.86%
Texas Ratio
Non-performing loans ÷ equity. Danger zone: >100%
—
Equity Capital
Tangible book value as a capital buffer
$11M
Profitability Metrics
Return on Assets (ROA)
Net income ÷ assets. Healthy: ≥1%
0.16%
Return on Equity (ROE)
Net income ÷ equity. Industry avg: ~10%
1.14%
Efficiency Ratio
Operating costs ÷ revenue. Efficient: <60%
97.86%
Income & Expense Breakdown
$3M
Interest Income
$871K
Non-Interest Income
$3M
Non-Interest Expense
FDIC Deposit Insurance
Park Bank, National Association is FDIC-insured (Certificate #13054). Your deposits are protected up to $250,000 per depositor, per account category regardless of this bank's health grade.
What the Numbers Say About Park Bank, National Association
Park Bank, National Association is an FDIC-insured institution (Certificate #13054) headquartered in Holmen, Wisconsin, established in 1909. The bank currently holds $80M in total assets and $67M in customer deposits, with $25M deployed as loans. It operates as a Nationally chartered (OCC) (National Bank) within the FDIC Chicago region. These figures come directly from the bank's quarterly FDIC Call Report and reflect the balance sheet as of the latest regulatory filing.
On safety metrics, Park Bank, National Association reports a Tier 1 Capital Ratio of 28.86% — above the 10% federal threshold for "well-capitalized" status and a Texas Ratio of —. Equity capital stands at $11M, serving as the tangible buffer against loan losses. On profitability, the bank posted a Return on Assets of 0.16% and a Return on Equity of 1.14%, with an Efficiency Ratio of 97.86% — above the 60% benchmark, meaning a larger share of revenue is consumed by operating costs. The combined picture yields a PlainBankData health grade of D (47/100), a composite score that blends all four dimensions.
Not financial advice. This page summarizes public FDIC Call Report data for informational purposes only. Health grades are our interpretation of regulatory filings and are not official FDIC ratings, endorsements, or predictions. Regardless of grade, every dollar on deposit at Park Bank, National Association is protected by FDIC insurance up to $250,000 per depositor, per ownership category — even if the bank were to fail. For decisions about where to hold deposits, consult a qualified financial professional and verify the latest figures directly at the FDIC's BankFind Suite.
Top 5 banks in Wisconsin by total assets
Source: FDIC BankFind Suite — Call Report (FFIEC 031/041) + CRA performance data Park Bank, National Association (FDIC Cert #13054) — Tier 1 capital ratio, total assets, deposits, CRA rating · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other Banks in Wisconsin
All Wisconsin banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Associated Bank, National Association Green Bay | $45.1B | C | 1.10% |
| Nicolet National Bank Green Bay | $9.2B | B | 1.66% |
| Johnson Bank Racine | $7.2B | B | 1.07% |
| Town Bank, National Association Hartland | $4.5B | C | 1.27% |
| Bank First, N.A. Manitowoc | $4.5B | B | 1.64% |
| First Business Bank Madison | $4.1B | C | 1.36% |
| John Deere Financial, f.s.b. Middleton | $3.4B | D | 3.87% |
| Lake Ridge Bank Middleton | $3.3B | C | 0.98% |
Frequently Asked Questions
What is Park Bank, National Association's health grade? ▼
Park Bank, National Association receives a health grade of D (47/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank shows notable financial weaknesses. Your deposits remain FDIC-insured up to $250,000.
How large is Park Bank, National Association? ▼
Park Bank, National Association holds $80M in total assets and $67M in deposits. It is headquartered in Holmen, Wisconsin.
Is my money safe at Park Bank, National Association? ▼
Yes. Park Bank, National Association is FDIC-insured (Certificate #13054). Your deposits are protected up to $250,000 per depositor, per account category, regardless of the bank's health grade. If a bank fails, the FDIC typically makes insured deposits available within one business day.
What is Park Bank, National Association's Tier 1 Capital Ratio? ▼
Park Bank, National Association has a Tier 1 Capital Ratio of 28.86%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
How efficient is Park Bank, National Association? ▼
Park Bank, National Association has an Efficiency Ratio of 97.86%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.
Bank Safety Guides
Related Data Sources
Data from the FDIC BankFind Suite API. Financial data as of Q4 2025.
Related
Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainBankData Editorial
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the FDIC BankFind Suite. Consult a qualified professional before making decisions based on this data.
Read our methodology — how this data is sourced, computed, and verified.