Total Assets
$290M
Total balance-sheet footings
FDIC Cert #2482 · Nekoosa, Wisconsin · Est. 1913
Nekoosa Port Edwards State Bank - FDIC Bank Health Profile
A community-scale look at Nekoosa Port Edwards State Bank's own numbers, pulled straight from its quarterly FDIC Call Report.
- $290M
- Total assets
- A
- Health grade · Excellent
- 1.77%
- Return on assets
- 27.6%
- Tier 1 capital
Data updated July 2026
The verdict
Nekoosa Port Edwards State Bank earns a PlainBankData health grade of A (100/100), with well-capitalized at 27.55% Tier 1, profitable at 1.77% ROA, efficient (42% cost ratio).
- #2,539
- largest of 4,313 FDIC banks by assets
- 41st
- percentile by asset size, nationally
- 27.55%
- Tier 1 ratio - above the 10% well-capitalized line
- 85th
- percentile for profitability (ROA), nationally
This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.
How Nekoosa Port Edwards State Bank's 100/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Nekoosa Port Edwards State Bank's composite health score
Tier 1 Capital Ratio (27.55%) 40/40
Return on Assets (ROA) (1.77%) 25/25
Texas Ratio (0.00%) 20/20
Efficiency Ratio (42.02%) 15/15
100 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$247M
Customer-funded liabilities
Net Loans
$174M
Outstanding loan book
Net Income
$5M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Nekoosa Port Edwards State Bank ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Nekoosa Port Edwards State Bank's score of 100/100 falls in the highlighted band.
Nekoosa Port Edwards State Bank's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Nekoosa Port Edwards State Bank's $290M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
27.55% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
27.55%
Texas Ratio
0.00%
Equity Capital
$41M
Profitability metrics
Return on Assets (ROA)
85th percentile nationally
1.77%
Return on Equity (ROE)
12.72%
Efficiency Ratio
42.02%
What the numbers say about Nekoosa Port Edwards State Bank
Nekoosa Port Edwards State Bank is an FDIC-insured institution (Certificate #2482) headquartered in Nekoosa, Wisconsin, established in 1913. It holds $290M in total assets - 2,539th of 4,313 FDIC-insured banks, $247M in customer deposits, and $174M in net loans. Capital-wise, the Tier 1 ratio sits at 27.55%, clearing the federal 10% well-capitalized bar; the Texas Ratio reads 0.00%, a healthy figure under the 50% watch level. That combination rolls up into a PlainBankData health grade of A (100 of 100), blending Tier 1 capital, ROA, the Texas Ratio, and efficiency. These figures come directly from the bank's quarterly FDIC Call Report.
Nekoosa Port Edwards State Bank sits 102nd of 155 banks headquartered in Wisconsin by total assets, placing it in the middle tier of the state's banking landscape.
Income & expense breakdown
$13M
Interest Income
$556K
Non-Interest Income
$4M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Nekoosa Port Edwards State Bank reports a Texas Ratio of 0.00% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
0.00% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Wisconsin by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Nekoosa Port Edwards State Bank (FDIC Cert #2482) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Wisconsin
All Wisconsin banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Associated Bank, National AssociationGreen Bay | $45.1B | A | 1.10% |
| Nicolet National BankGreen Bay | $9.2B | A | 1.66% |
| Johnson BankRacine | $7.2B | A | 1.07% |
| Town Bank, National AssociationHartland | $4.5B | A | 1.27% |
| Bank First, N.A.Manitowoc | $4.5B | A | 1.64% |
| First Business BankMadison | $4.1B | B | 1.36% |
| John Deere Financial, f.s.b.Middleton | $3.4B | A | 3.87% |
| Lake Ridge BankMiddleton | $3.3B | B | 0.98% |
Frequently asked questions
What is Nekoosa Port Edwards State Bank's health grade?▼
Nekoosa Port Edwards State Bank receives a health grade of A (100/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is Nekoosa Port Edwards State Bank?▼
Nekoosa Port Edwards State Bank holds $290M in total assets and $247M in deposits, ranking 2,539th of 4,313 FDIC-insured banks by asset size. It is headquartered in Nekoosa, Wisconsin.
Is my money safe at Nekoosa Port Edwards State Bank?▼
Yes, deposits at Nekoosa Port Edwards State Bank (Certificate #2482) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Nekoosa Port Edwards State Bank's Tier 1 Capital Ratio?▼
Nekoosa Port Edwards State Bank has a Tier 1 Capital Ratio of 27.55%. That clears the federal 10% bar regulators use to call a bank "well-capitalized."
What is the Texas Ratio for Nekoosa Port Edwards State Bank?▼
Nekoosa Port Edwards State Bank has a Texas Ratio of 0.00%. Staying under 50% is the level analysts treat as healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Nekoosa Port Edwards State Bank?▼
Nekoosa Port Edwards State Bank has an Efficiency Ratio of 42.02%. Under the 60% mark counts as efficient, more of every revenue dollar reaches the bottom line. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Nekoosa Port Edwards State Bank's profile as a depositor or analyst.
- Nekoosa Port Edwards State Bank's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Nekoosa Port Edwards State Bank against other Wisconsin banks before moving funds. Wisconsin banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.