FDIC Cert #18094 · Marquette, Kansas · Est. 1906

Marquette Farmers State Bank of Marquette - FDIC Bank Health Profile

A community-scale look at Marquette Farmers State Bank of Marquette's own numbers, pulled straight from its quarterly FDIC Call Report.

$32M
Total assets
C
Health grade · Fair
0.48%
Return on assets
18.1%
Tier 1 capital

Data updated July 2026

The verdict

Marquette Farmers State Bank of Marquette earns a PlainBankData health grade of C (63/100), with well-capitalized at 18.11% Tier 1, 0.48% ROA, 84% efficiency ratio.

#4,229
largest of 4,313 FDIC banks by assets
2nd
percentile by asset size, nationally
18.11%
Tier 1 ratio - above the 10% well-capitalized line
15th
percentile for profitability (ROA), nationally

PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.

How Marquette Farmers State Bank of Marquette's 63/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

Marquette Farmers State Bank of Marquette's composite health score

0/100100/100National avg77/10063/100
Marquette Farmers State Bank of Marquette's composite health score
Tier 1 Capital Ratio (18.11%) 40/40
Return on Assets (ROA) (0.48%) 7/25
Texas Ratio (11.51%) 16/20
Efficiency Ratio (83.86%) 0/15

63 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$32M

Total balance-sheet footings

Total Deposits

$26M

Customer-funded liabilities

Net Loans

$11M

Outstanding loan book

Net Income

$151K

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% 18% 21% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 16.71% 18.11% 19.51%
Basel III capital ratios - Marquette Farmers State Bank of Marquette

Where Marquette Farmers State Bank of Marquette ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Marquette Farmers State Bank of Marquette's score of 63/100 falls in the highlighted band.

Marquette Farmers State Bank of Marquette's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Marquette Farmers State Bank of Marquette's $32M falls in the highlighted band.

Safety metrics

Tier 1 capital ratio
Well-capitalized 10%

18.11% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
18.11%
Texas Ratio
11.51%
Equity Capital
$5M

What these ratios mean →

Profitability metrics

Return on Assets (ROA)
15th percentile nationally
0.48%
Return on Equity (ROE)
3.08%
Efficiency Ratio
83.86%

What these mean →

What the numbers say about Marquette Farmers State Bank of Marquette

Marquette Farmers State Bank of Marquette is an FDIC-insured institution (Certificate #18094) headquartered in Marquette, Kansas, established in 1906. It holds $32M in total assets - 4,229th of 4,313 FDIC-insured banks, $26M in customer deposits, and $11M in net loans. Capital-wise, the Tier 1 ratio sits at 18.11%, clearing the federal 10% well-capitalized bar; the Texas Ratio reads 11.51%, a healthy figure under the 50% watch level. That combination rolls up into a PlainBankData health grade of C (63 of 100), blending Tier 1 capital, ROA, the Texas Ratio, and efficiency. These figures come directly from the bank's quarterly FDIC Call Report.

Marquette Farmers State Bank of Marquette is a community-scale institution -- 178th of 188 FDIC-insured banks headquartered in Kansas by asset size. Its modest footprint doesn't diminish its role: community banks this size are typically the primary lender for small local businesses and agricultural borrowers that larger regional banks tend to underserve.

Income & expense breakdown

$1M
Interest Income
$72K
Non-Interest Income
$764K
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Marquette Farmers State Bank of Marquette reports a Texas Ratio of 11.51% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

11.51% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Marquette Farmers State Bank of Marquette on FDIC BankFind →

Top banks in Kansas by total assets

Largest banks headquartered in Kansas
  1. 1

    Topeka, KS · Grade C

  2. 2
    Intrust Bank $7.0B

    Wichita, KS · Grade B

  3. 3
    Equity Bank $6.3B

    Andover, KS · Grade B

  4. 4

    Kansas City, KS · Grade A

  5. 5

    Wichita, KS · Grade B

Top 5 banks in Kansas ranked by total assets · FDIC Call Report Q4 2025.

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Marquette Farmers State Bank of Marquette (FDIC Cert #18094) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Other banks in Kansas

All Kansas banks →
BankAssetsGradeROA
Capitol Federal Savings BankTopeka $9.8B C 0.76%
Intrust Bank, National AssociationWichita $7.0B B 1.20%
Equity BankAndover $6.3B B 0.55%
Security Bank of Kansas CityKansas City $3.8B A 1.37%
Fidelity Bank, National AssociationWichita $3.3B B 0.99%
Emprise BankWichita $2.8B B 1.32%
KS StateBankManhattan $2.6B A 1.69%
Community National Bank & TrustChanute $2.5B B 0.96%

Frequently asked questions

What is Marquette Farmers State Bank of Marquette's health grade?
Marquette Farmers State Bank of Marquette receives a health grade of C (63/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank meets regulatory minimums but has some areas of financial weakness to monitor.
How large is Marquette Farmers State Bank of Marquette?
Marquette Farmers State Bank of Marquette holds $32M in total assets and $26M in deposits, ranking 4,229th of 4,313 FDIC-insured banks by asset size. It is headquartered in Marquette, Kansas.
Is my money safe at Marquette Farmers State Bank of Marquette?
Yes, deposits at Marquette Farmers State Bank of Marquette (Certificate #18094) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Marquette Farmers State Bank of Marquette's Tier 1 Capital Ratio?
Marquette Farmers State Bank of Marquette has a Tier 1 Capital Ratio of 18.11%. That clears the federal 10% bar regulators use to call a bank "well-capitalized."
What is the Texas Ratio for Marquette Farmers State Bank of Marquette?
Marquette Farmers State Bank of Marquette has a Texas Ratio of 11.51%. Staying under 50% is the level analysts treat as healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Marquette Farmers State Bank of Marquette?
Marquette Farmers State Bank of Marquette has an Efficiency Ratio of 83.86%. Past the 60% mark, a bigger slice of revenue is absorbed by operating costs. This metric compares non-interest expenses to total revenue.

What to do with this

How to read Marquette Farmers State Bank of Marquette's profile as a depositor or analyst.

  • Marquette Farmers State Bank of Marquette's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
  • Compare Marquette Farmers State Bank of Marquette against other Kansas banks before moving funds. Kansas banks

Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.

Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.

Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.