Total Assets
$265M
Total balance-sheet footings
FDIC Cert #29907 · Logansport, Indiana · Est. 1925
Logansport Savings Bank - FDIC Bank Health Profile
A community-scale look at Logansport Savings Bank's own numbers, pulled straight from its quarterly FDIC Call Report.
- $265M
- Total assets
- C
- Health grade · Fair
- 0.68%
- Return on assets
- 10.2%
- Tier 1 capital
Data updated July 2026
The verdict
Logansport Savings Bank earns a PlainBankData health grade of C (62/100), with well-capitalized at 10.20% Tier 1, 0.68% ROA, 77% efficiency ratio.
- #2,671
- largest of 4,313 FDIC banks by assets
- 38th
- percentile by asset size, nationally
- 10.20%
- Tier 1 ratio - above the 10% well-capitalized line
- 23rd
- percentile for profitability (ROA), nationally
This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.
How Logansport Savings Bank's 62/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Logansport Savings Bank's composite health score
Tier 1 Capital Ratio (10.20%) 28/40
Return on Assets (ROA) (0.68%) 14/25
Texas Ratio (12.54%) 16/20
Efficiency Ratio (77.39%) 4/15
62 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$226M
Customer-funded liabilities
Net Loans
$181M
Outstanding loan book
Net Income
$2M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Logansport Savings Bank ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Logansport Savings Bank's score of 62/100 falls in the highlighted band.
Logansport Savings Bank's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Logansport Savings Bank's $265M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
10.20% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
10.20%
Texas Ratio
12.54%
Equity Capital
$23M
Profitability metrics
Return on Assets (ROA)
23rd percentile nationally
0.68%
Return on Equity (ROE)
8.49%
Efficiency Ratio
77.39%
What the numbers say about Logansport Savings Bank
Logansport Savings Bank is an FDIC-insured institution (Certificate #29907) headquartered in Logansport, Indiana, established in 1925. It holds $265M in total assets - 2,671st of 4,313 FDIC-insured banks, $226M in customer deposits, and $181M in net loans. Looking at capital strength, Tier 1 stands at 10.20%, over the 10% well-capitalized line regulators set, while the Texas Ratio comes in at 12.54%, comfortably below the 50% caution mark. It earns a PlainBankData health grade of C (62/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within Indiana, Logansport Savings Bank ranks 65th of 90 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
Income & expense breakdown
$14M
Interest Income
$981K
Non-Interest Income
$7M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Logansport Savings Bank reports a Texas Ratio of 12.54% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
12.54% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Indiana by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Logansport Savings Bank (FDIC Cert #29907) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Indiana
All Indiana banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Old National BankEvansville | $71.8B | B | 1.16% |
| Merchants Bank of IndianaCarmel | $19.4B | A | 1.20% |
| First Merchants BankMuncie | $19.0B | A | 1.27% |
| Centier BankWhiting | $9.7B | A | 1.67% |
| 1st Source BankSouth Bend | $9.1B | A | 1.84% |
| German American BankJasper | $8.4B | A | 1.46% |
| Lake City BankWarsaw | $7.0B | A | 1.61% |
| Horizon BankMichigan City | $6.4B | C | -1.96% |
Frequently asked questions
What is Logansport Savings Bank's health grade?▼
Logansport Savings Bank receives a health grade of C (62/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank meets regulatory minimums but has some areas of financial weakness to monitor.
How large is Logansport Savings Bank?▼
Logansport Savings Bank holds $265M in total assets and $226M in deposits, ranking 2,671st of 4,313 FDIC-insured banks by asset size. It is headquartered in Logansport, Indiana.
Is my money safe at Logansport Savings Bank?▼
Yes, deposits at Logansport Savings Bank (Certificate #29907) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Logansport Savings Bank's Tier 1 Capital Ratio?▼
Logansport Savings Bank has a Tier 1 Capital Ratio of 10.20%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for Logansport Savings Bank?▼
Logansport Savings Bank has a Texas Ratio of 12.54%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Logansport Savings Bank?▼
Logansport Savings Bank has an Efficiency Ratio of 77.39%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Logansport Savings Bank's profile as a depositor or analyst.
- Logansport Savings Bank's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Logansport Savings Bank against other Indiana banks before moving funds. Indiana banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.