Total Assets
$353M
Total balance-sheet footings
FDIC Cert #58428 · Oregon City, Oregon · Est. 2006
Lewis & Clark Bank - FDIC Bank Health Profile
This profile flags real pressure points from the bank's own quarterly Call Report, read past the headline grade before drawing conclusions.
- $353M
- Total assets
- F
- Health grade · At Risk
- 0.15%
- Return on assets
- -
- Tier 1 capital
Data updated July 2026
The verdict
Lewis & Clark Bank earns a PlainBankData health grade of F (7/100), with 0.15% ROA.
- #2,266
- largest of 4,313 FDIC banks by assets
- 47th
- percentile by asset size, nationally
- 7th
- percentile for profitability (ROA), nationally
A weak grade is PlainBankData's own read of the Call Report data, not an official FDIC rating, and it does not change your insurance coverage: every dollar stays protected to $250,000 per depositor, per category.
How Lewis & Clark Bank's 7/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Lewis & Clark Bank's composite health score
Tier 1 Capital Ratio (N/A) 0/40
Return on Assets (ROA) (0.15%) 7/25
Texas Ratio (N/A) 0/20
Efficiency Ratio (N/A) 0/15
7 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$253M
Customer-funded liabilities
Net Loans
-
Outstanding loan book
Net Income
$393K
Bottom-line earnings
Where Lewis & Clark Bank ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Lewis & Clark Bank's score of 7/100 falls in the highlighted band.
Lewis & Clark Bank's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Lewis & Clark Bank's $353M falls in the highlighted band.
Profitability metrics
Return on Assets (ROA)
7th percentile nationally
0.15%
Return on Equity (ROE)
1.39%
Efficiency Ratio
-
What the numbers say about Lewis & Clark Bank
Lewis & Clark Bank is an FDIC-insured institution (Certificate #58428) headquartered in Oregon City, Oregon, established in 2006. It holds $353M in total assets - 2,266th of 4,313 FDIC-insured banks, $253M in customer deposits, and - in net loans. This bank has not yet filed a Call Report with capital-ratio detail (common for a recently chartered institution), so a safety assessment isn't available yet. It earns a PlainBankData health grade of F (7/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within Oregon, Lewis & Clark Bank ranks 13th of 14 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
What to watch at Lewis & Clark Bank
Lewis & Clark Bank's grade of F reflects specific pressure points in the FDIC Call Report.
Your deposits are still protected. Regardless of grade, FDIC insurance covers every dollar on deposit at Lewis & Clark Bank up to $250,000 per depositor, per ownership category. A weak grade signals institutional financial stress for analysts, it is not a prediction of failure, and it does not affect insured-deposit safety.
Top banks in Oregon by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Lewis & Clark Bank (FDIC Cert #58428) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Oregon
All Oregon banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Columbia BankRoseburg | $66.8B | A | 1.00% |
| Summit BankEugene | $1.3B | A | 1.17% |
| Bank of Eastern OregonHeppner | $960M | A | 1.83% |
| Citizens BankCorvallis | $832M | B | 0.31% |
| Oregon Pacific Banking Company dba Oregon Pacific BankFlorence | $812M | A | 1.16% |
| People's Bank of CommerceMedford | $789M | A | 1.14% |
| Pioneer Trust Bank, National AssociationSalem | $735M | A | 2.32% |
| First Federal Savings and Loan Association of McMinnvilleMcminnville | $669M | B | 0.35% |
Frequently asked questions
What is Lewis & Clark Bank's health grade?▼
Lewis & Clark Bank receives a health grade of F (7/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank has significant financial challenges. All deposits remain FDIC-insured up to $250,000.
How large is Lewis & Clark Bank?▼
Lewis & Clark Bank holds $353M in total assets and $253M in deposits, ranking 2,266th of 4,313 FDIC-insured banks by asset size. It is headquartered in Oregon City, Oregon.
Is my money safe at Lewis & Clark Bank?▼
Yes, deposits at Lewis & Clark Bank (Certificate #58428) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What to do with this
How to read Lewis & Clark Bank's profile as a depositor or analyst.
- Lewis & Clark Bank's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Lewis & Clark Bank against other Oregon banks before moving funds. Oregon banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.