FDIC Cert #58428 · Oregon City, Oregon · Est. 2006

Lewis & Clark Bank - FDIC Bank Health Profile

This profile flags real pressure points from the bank's own quarterly Call Report, read past the headline grade before drawing conclusions.

Compiled from official public sources by the publisher.
$353M
Total assets
F
Health grade · At Risk
0.15%
Return on assets
-
Tier 1 capital

Data updated July 2026

The verdict

Lewis & Clark Bank earns a PlainBankData health grade of F (7/100), with 0.15% ROA.

#2,266
largest of 4,313 FDIC banks by assets
47th
percentile by asset size, nationally
7th
percentile for profitability (ROA), nationally

A weak grade is PlainBankData's own read of the Call Report data, not an official FDIC rating, and it does not change your insurance coverage: every dollar stays protected to $250,000 per depositor, per category.

FDIC Call Report plate

Cert 58428 · OR F · 7/100

GRADE-F · BOTTOM-DECILE · CLEAR-GAP · TIER1-UNK · TEXAS-UNK · ROA-THIN · SIZE-MID · BOOK-MID

  • GRADE-F F (7/100)
  • BOTTOM-DECILE #4305/4307
  • CLEAR-GAP Community Valley Bank · CA
  • TIER1-UNK Tier 1 blank
  • TEXAS-UNK Texas blank
  • ROA-THIN 0.15% ROA
  • SIZE-MID $100M–1B
  • BOOK-MID 5/9 fields

Nearest health peer outside Oregon: Community Valley Bank, CA (±7 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Lewis & Clark Bank

Lowest and highest poles plus nearest scored peers outside Oregon, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Nano Banc · CA · near18/100Summit National Bank · WY · …16/100Community Valley Bank · CA ·…14/100Lewis & Clark Bank · OR · th…7/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Lewis & Clark Bank · July 2026

What Lewis & Clark Bank's Call Report plate shows

Lewis & Clark Bank (FDIC Cert #58428) carries a PlainBankData health grade of F at 7/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #4,305 of 4,307. Return on assets is 0.15%. Balance-sheet scale is $353M, 2,266th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Community Valley Bank (CA), ±7 health points away. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Lewis & Clark Bank

6 FAILURE resolutions in Oregon since 2000 (6 since 2008)

Lewis & Clark Bank's home state sits in the middle band of post-2000 FAILURE counts (6; 6 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; Lewis & Clark Bank remains an active FDIC-insured reporter.

  • LIBERTYBANK EUGENE, OR 2010 → HOME FEDERAL BANK
  • HOME VALLEY BANK CAVE JUNCTION, OR 2010 → SOUTH VALLEY BANK & TRUST
  • COLUMBIA RIVER BANK THE DALLES, OR 2010 → COLUMBIA STATE BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Oregon banks.

How Lewis & Clark Bank's 7/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/1007/100
Lewis & Clark Bank's composite health score
Tier 1 Capital Ratio (N/A) 0/40
Return on Assets (ROA) (0.15%) 7/25
Texas Ratio (N/A) 0/20
Efficiency Ratio (N/A) 0/15

7 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$353M

Total balance-sheet footings

Total Deposits

$253M

Customer-funded liabilities

Net Loans

-

Outstanding loan book

Net Income

$393K

Bottom-line earnings

Where Lewis & Clark Bank ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Lewis & Clark Bank's score of 7/100 falls in the highlighted band.

Lewis & Clark Bank: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

7 0th percentile higher than 0% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). This entry sits in this band. 10–20: 6 FDIC-insured banks (0%). Above this entry. 20–30: 26 FDIC-insured banks (1%). Above this entry. 30–40: 36 FDIC-insured banks (1%). Above this entry. 40–50: 98 FDIC-insured banks (2%). Above this entry. 50–60: 279 FDIC-insured banks (6%). Above this entry. 60–70: 777 FDIC-insured banks (18%). Above this entry. 70–80: 1,030 FDIC-insured banks (24%). Above this entry. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Lewis & Clark Bank 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Lewis & Clark Bank's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Lewis & Clark Bank's $353M falls in the highlighted band.

Safety ratios for Lewis & Clark Bank

Tier 1 Capital Ratio
-
Texas Ratio
-
Equity Capital
$38M

What these ratios mean →

Profitability metrics: Lewis & Clark Bank

Return on Assets (ROA)
7th percentile nationally
0.15%
Return on Equity (ROE)
1.39%
Efficiency Ratio
-

What these mean →

What to watch at Lewis & Clark Bank

Lewis & Clark Bank's grade of F reflects specific pressure points in the FDIC Call Report.

Your deposits are still protected. Regardless of grade, FDIC insurance covers every dollar on deposit at Lewis & Clark Bank up to $250,000 per depositor, per ownership category. A weak grade signals institutional financial stress for analysts, it is not a prediction of failure, and it does not affect insured-deposit safety.

FDIC Failed Bank List → View Lewis & Clark Bank on FDIC BankFind →

Top banks in Oregon by total assets

Largest banks headquartered in Oregon
  1. 1
    Columbia Bank $66.8B

    Roseburg, OR · Grade A

  2. 2
    Summit Bank $1.3B

    Eugene, OR · Grade A

  3. 3
    Bank of Eastern Oregon $960M

    Heppner, OR · Grade A

  4. 4
    Citizens Bank $832M

    Corvallis, OR · Grade B

  5. 5
    Oregon Pacific Banking Company dba Or… $812M

    Florence, OR · Grade A

Top 5 banks in Oregon ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($353M here), outside Oregon so the neighborhood is not state containment.

Sterling Bank $353M · WI Desjardins Bank $353M · FL Patterson State Bank $353M · LA United Community Bank $354M · MN

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Lewis & Clark Bank (FDIC Cert #58428) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Lewis & Clark Bank Call Report profile · FDIC Failed Bank List · Oregon FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Oregon

All Oregon banks →
BankAssetsGradeROA
Columbia BankRoseburg $66.8B A 1.00%
Summit BankEugene $1.3B A 1.17%
Bank of Eastern OregonHeppner $960M A 1.83%
Citizens BankCorvallis $832M B 0.31%
Oregon Pacific Banking Company dba Oregon Pacific BankFlorence $812M A 1.16%
People's Bank of CommerceMedford $789M A 1.14%
Pioneer Trust Bank, National AssociationSalem $735M A 2.32%
First Federal Savings and Loan Association of McMinnvilleMcminnville $669M B 0.35%