Total Assets
$353M
Total balance-sheet footings
FDIC Cert #58428 · Oregon City, Oregon · Est. 2006
Lewis & Clark Bank - FDIC Bank Health Profile
This profile flags real pressure points from the bank's own quarterly Call Report, read past the headline grade before drawing conclusions.
- $353M
- Total assets
- F
- Health grade · At Risk
- 0.15%
- Return on assets
- -
- Tier 1 capital
Data updated July 2026
Older Call Report. This bank's figures, health score and grade come from its Q3 2025 Call Report (as of September 30, 2025), not the Q4 2025 report that most banks in this extract use, so its rank and any comparison with peers below are not like for like.
The verdict
Lewis & Clark Bank earns a PlainBankData health grade of F (7/100), with 0.15% ROA.
- #2,266
- largest of 4,313 FDIC banks by assets
- 47th
- percentile by asset size, nationally
- 7th
- percentile for profitability (ROA), nationally
A weak grade is PlainBankData's own read of the Call Report data, not an official FDIC rating, and it does not change your insurance coverage: every dollar stays protected to $250,000 per depositor, per category.
FDIC Call Report plate
Cert 58428 · OR F · 7/100
GRADE-F · BOTTOM-DECILE · CLEAR-GAP · TIER1-UNK · TEXAS-UNK · ROA-THIN · SIZE-MID · BOOK-MID
- GRADE-F F (7/100)
- BOTTOM-DECILE #4305/4307
- CLEAR-GAP Community Valley Bank · CA
- TIER1-UNK Tier 1 blank
- TEXAS-UNK Texas blank
- ROA-THIN 0.15% ROA
- SIZE-MID $100M–1B
- BOOK-MID 5/9 fields
Nearest health peer outside Oregon: Community Valley Bank, CA (±7 health pts)Q2 2025
† Reported for Q2 2025 rather than Q4 2025 like the other banks in this list. Those figures are older, so a bank marked † is not directly comparable with the rest of this list.
Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.
Health-score neighbourhood around Lewis & Clark Bank
Lowest and highest poles plus nearest scored peers outside Oregon, not a full FDIC corpus board reprint. 2 banks share the lowest score (0/100) and 155 share the highest (100/100), so each pole shows one of the tied banks, not a unique extreme.
† Reported for Q2 2025 and Q3 2025 rather than Q4 2025 like the other banks in this list. Those figures are older, so a bank marked † is not directly comparable with the rest of this list.
What Lewis & Clark Bank's Call Report plate shows
Lewis & Clark Bank (FDIC Cert #58428) carries a PlainBankData health grade of F at 7/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #4,305 of 4,307. Return on assets is 0.15%. Balance-sheet scale is $353M, 2,266th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Community Valley Bank (CA), ±7 health points away. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.
State failure history around Lewis & Clark Bank
6 FAILURE resolutions in Oregon since 2000 (6 since 2008)
Lewis & Clark Bank's home state sits in the middle band of post-2000 FAILURE counts (6; 6 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; Lewis & Clark Bank remains an active FDIC-insured reporter.
- LIBERTYBANK EUGENE, OR 2010 → HOME FEDERAL BANK
- HOME VALLEY BANK CAVE JUNCTION, OR 2010 → SOUTH VALLEY BANK & TRUST
- COLUMBIA RIVER BANK THE DALLES, OR 2010 → COLUMBIA STATE BANK
Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Oregon banks.
How Lewis & Clark Bank's 7/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Tier 1 Capital Ratio (N/A) 0/40
Return on Assets (ROA) (0.15%) 7/25
Texas Ratio (N/A) 0/20
Efficiency Ratio (N/A) 0/15
7 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$253M
Customer-funded liabilities
Net Loans
-
Outstanding loan book
Net Income
$393K
Bottom-line earnings
Where Lewis & Clark Bank ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Lewis & Clark Bank's score of 7/100 falls in the highlighted band.
Lewis & Clark Bank: health score vs. every FDIC-insured bank
0-100 composite health score, FDIC Call Reports
7 0th percentile higher than 0% of 4,307 FDIC-insured banks
Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FDIC Call Reports · July 2026
Lewis & Clark Bank's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Lewis & Clark Bank's $353M falls in the highlighted band.
Safety ratios for Lewis & Clark Bank
Tier 1 Capital Ratio
-
Texas Ratio
-
Equity Capital
$38M
Profitability metrics: Lewis & Clark Bank
Return on Assets (ROA)
7th percentile nationally
0.15%
Return on Equity (ROE)
1.39%
Efficiency Ratio
-
What to watch at Lewis & Clark Bank
Lewis & Clark Bank's grade of F reflects specific pressure points in the FDIC Call Report.
Your deposits are still protected. Regardless of grade, FDIC insurance covers every dollar on deposit at Lewis & Clark Bank up to $250,000 per depositor, per ownership category. A weak grade signals institutional financial stress for analysts, it is not a prediction of failure, and it does not affect insured-deposit safety.
Top banks in Oregon by total assets
† Reported for Q3 2025 rather than Q4 2025 like the other banks in this list. Those figures are older, so a bank marked † is not directly comparable with the rest of this list.
Nationwide banks with similar total assets
Nearest other-state banks with ≥$10M assets ($353M here), outside Oregon so the neighborhood is not state containment.
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Lewis & Clark Bank (FDIC Cert #58428) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Lewis & Clark Bank Call Report profile · FDIC Failed Bank List · Oregon FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.
Other banks in Oregon
All Oregon banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Columbia BankRoseburg | $66.8B | A | 1.00% |
| Summit BankEugene | $1.3B | A | 1.17% |
| Bank of Eastern OregonHeppner | $960M | A | 1.83% |
| Citizens BankCorvallis | $832M | B | 0.31% |
| Oregon Pacific Banking Company dba Oregon Pacific BankFlorence | $812M | A | 1.16% |
| People's Bank of CommerceMedford | $789M | A | 1.14% |
| Pioneer Trust Bank, National AssociationSalem | $735M | A | 2.32% |
| First Federal Savings and Loan Association of McMinnvilleMcminnville | $669M | B | 0.35% |