Total Assets
$353M
Total balance-sheet footings
2026 data FDIC sourced Public-data reference.
Lewis & Clark Bank — FDIC Bank Health Profile
Oregon City, Oregon · Est. 2006. Free, sourced from the FDIC BankFind Suite — refreshed each quarter and cross-checked against the FDIC Call Report.
State chartered State member bank FDIC Cert #58428 San Francisco Region
F
Health grade
At Risk
Score: 7/100
Basel III capital ratios — Lewis & Clark Bank
Total Deposits
$253M
Customer-funded liabilities
Net Loans
—
Outstanding loan book
Net Income
$393K
Bottom-line earnings
Safety Metrics
Tier 1 Capital Ratio
Core capital ÷ risk-weighted assets. Well-capitalized: ≥10%
—
Texas Ratio
Non-performing loans ÷ equity. Danger zone: >100%
—
Equity Capital
Tangible book value as a capital buffer
$38M
Profitability Metrics
Return on Assets (ROA)
Net income ÷ assets. Healthy: ≥1%
0.15%
Return on Equity (ROE)
Net income ÷ equity. Industry avg: ~10%
1.39%
Efficiency Ratio
Operating costs ÷ revenue. Efficient: <60%
—
FDIC Deposit Insurance
Lewis & Clark Bank is FDIC-insured (Certificate #58428). Your deposits are protected up to $250,000 per depositor, per account category regardless of this bank's health grade.
What the Numbers Say About Lewis & Clark Bank
Lewis & Clark Bank is an FDIC-insured institution (Certificate #58428) headquartered in Oregon City, Oregon, established in 2006. The bank currently holds $353M in total assets and $253M in customer deposits, with — deployed as loans. It operates as a State chartered (State member bank) within the FDIC San Francisco region. These figures come directly from the bank's quarterly FDIC Call Report and reflect the balance sheet as of the latest regulatory filing.
On safety metrics, Lewis & Clark Bank reports a Tier 1 Capital Ratio of — and a Texas Ratio of —. Equity capital stands at $38M, serving as the tangible buffer against loan losses. On profitability, the bank posted a Return on Assets of 0.15% and a Return on Equity of 1.39%, with an Efficiency Ratio of —. The combined picture yields a PlainBankData health grade of F (7/100), a composite score that blends all four dimensions.
Not financial advice. This page summarizes public FDIC Call Report data for informational purposes only. Health grades are our interpretation of regulatory filings and are not official FDIC ratings, endorsements, or predictions. Regardless of grade, every dollar on deposit at Lewis & Clark Bank is protected by FDIC insurance up to $250,000 per depositor, per ownership category — even if the bank were to fail. For decisions about where to hold deposits, consult a qualified financial professional and verify the latest figures directly at the FDIC's BankFind Suite.
Top 5 banks in Oregon by total assets
Source: FDIC BankFind Suite — Call Report (FFIEC 031/041) + CRA performance data Lewis & Clark Bank (FDIC Cert #58428) — Tier 1 capital ratio, total assets, deposits, CRA rating · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other Banks in Oregon
All Oregon banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Columbia Bank Roseburg | $66.8B | B | 1.00% |
| Summit Bank Eugene | $1.3B | F | 1.17% |
| Bank of Eastern Oregon Heppner | $960M | D | 1.83% |
| Citizens Bank Corvallis | $832M | D | 0.31% |
| Oregon Pacific Banking Company dba Oregon Pacific Bank Florence | $812M | C | 1.16% |
| People's Bank of Commerce Medford | $789M | F | 1.14% |
| Pioneer Trust Bank, National Association Salem | $735M | A | 2.32% |
| First Federal Savings and Loan Association of McMinnville Mcminnville | $669M | D | 0.35% |
Frequently Asked Questions
What is Lewis & Clark Bank's health grade? ▼
Lewis & Clark Bank receives a health grade of F (7/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank has significant financial challenges. All deposits remain FDIC-insured up to $250,000.
How large is Lewis & Clark Bank? ▼
Lewis & Clark Bank holds $353M in total assets and $253M in deposits. It is headquartered in Oregon City, Oregon.
Is my money safe at Lewis & Clark Bank? ▼
Yes. Lewis & Clark Bank is FDIC-insured (Certificate #58428). Your deposits are protected up to $250,000 per depositor, per account category, regardless of the bank's health grade. If a bank fails, the FDIC typically makes insured deposits available within one business day.
Bank Safety Guides
Related Data Sources
Data from the FDIC BankFind Suite API. Financial data as of Q4 2025.
Related
Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainBankData Editorial
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the FDIC BankFind Suite. Consult a qualified professional before making decisions based on this data.
Read our methodology — how this data is sourced, computed, and verified.