Total Assets
$1.0B
Total balance-sheet footings
FDIC Cert #29657 · Brookfield, Wisconsin · Est. 1936
Great Midwest Bank, S.S.B. - FDIC Bank Health Profile
A community-scale look at Great Midwest Bank, S.S.B.'s own numbers, pulled straight from its quarterly FDIC Call Report.
- $1.0B
- Total assets
- A
- Health grade · Excellent
- 0.69%
- Return on assets
- 16.4%
- Tier 1 capital
Data updated July 2026
The verdict
Great Midwest Bank, S.S.B. earns a PlainBankData health grade of A (82/100), with well-capitalized at 16.44% Tier 1, 0.69% ROA, 66% efficiency ratio.
- #1,010
- largest of 4,313 FDIC banks by assets
- 77th
- percentile by asset size, nationally
- 16.44%
- Tier 1 ratio - above the 10% well-capitalized line
- 24th
- percentile for profitability (ROA), nationally
PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.
How Great Midwest Bank, S.S.B.'s 82/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Great Midwest Bank, S.S.B.'s composite health score
Tier 1 Capital Ratio (16.44%) 40/40
Return on Assets (ROA) (0.69%) 14/25
Texas Ratio (2.54%) 20/20
Efficiency Ratio (66.35%) 8/15
82 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$609M
Customer-funded liabilities
Net Loans
$919M
Outstanding loan book
Net Income
$7M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Great Midwest Bank, S.S.B. ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Great Midwest Bank, S.S.B.'s score of 82/100 falls in the highlighted band.
Great Midwest Bank, S.S.B.'s size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Great Midwest Bank, S.S.B.'s $1.0B falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
16.44% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
16.44%
Texas Ratio
2.54%
Equity Capital
$166M
Profitability metrics
Return on Assets (ROA)
24th percentile nationally
0.69%
Return on Equity (ROE)
4.27%
Efficiency Ratio
66.35%
What the numbers say about Great Midwest Bank, S.S.B.
Great Midwest Bank, S.S.B. is an FDIC-insured institution (Certificate #29657) headquartered in Brookfield, Wisconsin, established in 1936. It holds $1.0B in total assets - 1,010th of 4,313 FDIC-insured banks, $609M in customer deposits, and $919M in net loans. Looking at capital strength, Tier 1 stands at 16.44%, over the 10% well-capitalized line regulators set, while the Texas Ratio comes in at 2.54%, comfortably below the 50% caution mark. It earns a PlainBankData health grade of A (82/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within Wisconsin, Great Midwest Bank, S.S.B. ranks 27th of 155 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
Income & expense breakdown
$53M
Interest Income
$3M
Non-Interest Income
$18M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Great Midwest Bank, S.S.B. reports a Texas Ratio of 2.54% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
2.54% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Wisconsin by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Great Midwest Bank, S.S.B. (FDIC Cert #29657) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Wisconsin
All Wisconsin banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Associated Bank, National AssociationGreen Bay | $45.1B | A | 1.10% |
| Nicolet National BankGreen Bay | $9.2B | A | 1.66% |
| Johnson BankRacine | $7.2B | A | 1.07% |
| Town Bank, National AssociationHartland | $4.5B | A | 1.27% |
| Bank First, N.A.Manitowoc | $4.5B | A | 1.64% |
| First Business BankMadison | $4.1B | B | 1.36% |
| John Deere Financial, f.s.b.Middleton | $3.4B | A | 3.87% |
| Lake Ridge BankMiddleton | $3.3B | B | 0.98% |
Frequently asked questions
What is Great Midwest Bank, S.S.B.'s health grade?▼
Great Midwest Bank, S.S.B. receives a health grade of A (82/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is Great Midwest Bank, S.S.B.?▼
Great Midwest Bank, S.S.B. holds $1.0B in total assets and $609M in deposits, ranking 1,010th of 4,313 FDIC-insured banks by asset size. It is headquartered in Brookfield, Wisconsin.
Is my money safe at Great Midwest Bank, S.S.B.?▼
Yes, deposits at Great Midwest Bank, S.S.B. (Certificate #29657) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Great Midwest Bank, S.S.B.'s Tier 1 Capital Ratio?▼
Great Midwest Bank, S.S.B. has a Tier 1 Capital Ratio of 16.44%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for Great Midwest Bank, S.S.B.?▼
Great Midwest Bank, S.S.B. has a Texas Ratio of 2.54%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Great Midwest Bank, S.S.B.?▼
Great Midwest Bank, S.S.B. has an Efficiency Ratio of 66.35%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Great Midwest Bank, S.S.B.'s profile as a depositor or analyst.
- Great Midwest Bank, S.S.B.'s grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Great Midwest Bank, S.S.B. against other Wisconsin banks before moving funds. Wisconsin banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.