Total Assets
$5.1B
Total balance-sheet footings
FDIC Cert #16130 · Anchorage, Alaska · Est. 1922
First National Bank Alaska - FDIC Bank Health Profile
A community-scale look at First National Bank Alaska's own numbers, pulled straight from its quarterly FDIC Call Report.
- $5.1B
- Total assets
- A
- Health grade · Excellent
- 1.54%
- Return on assets
- 18.3%
- Tier 1 capital
Data updated July 2026
The verdict
First National Bank Alaska earns a PlainBankData health grade of A (100/100), with well-capitalized at 18.33% Tier 1, profitable at 1.54% ROA, efficient (50% cost ratio).
- #286
- largest of 4,313 FDIC banks by assets
- 93rd
- percentile by asset size, nationally
- 18.33%
- Tier 1 ratio - above the 10% well-capitalized line
- 76th
- percentile for profitability (ROA), nationally
This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.
How First National Bank Alaska's 100/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
First National Bank Alaska's composite health score
Tier 1 Capital Ratio (18.33%) 40/40
Return on Assets (ROA) (1.54%) 25/25
Texas Ratio (1.80%) 20/20
Efficiency Ratio (50.00%) 15/15
100 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$3.7B
Customer-funded liabilities
Net Loans
$2.7B
Outstanding loan book
Net Income
$78M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where First National Bank Alaska ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. First National Bank Alaska's score of 100/100 falls in the highlighted band.
First National Bank Alaska's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). First National Bank Alaska's $5.1B falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
18.33% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
18.33%
Texas Ratio
1.80%
Equity Capital
$569M
Profitability metrics
Return on Assets (ROA)
76th percentile nationally
1.54%
Return on Equity (ROE)
14.16%
Efficiency Ratio
50.00%
What the numbers say about First National Bank Alaska
First National Bank Alaska is an FDIC-insured institution (Certificate #16130) headquartered in Anchorage, Alaska, established in 1922. It holds $5.1B in total assets - 286th of 4,313 FDIC-insured banks, $3.7B in customer deposits, and $2.7B in net loans. Looking at capital strength, Tier 1 stands at 18.33%, over the 10% well-capitalized line regulators set, while the Texas Ratio comes in at 1.80%, comfortably below the 50% caution mark. It earns a PlainBankData health grade of A (100/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
First National Bank Alaska's asset base places it among the largest FDIC-insured institutions in the country, 286th of 4,313 nationally, and 1st of 5 banks headquartered in Alaska. At this scale, the bank's own capital and asset-quality trends are a meaningful signal for the regional banking sector, not just its own depositors.
Income & expense breakdown
$237M
Interest Income
$29M
Non-Interest Income
$109M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. First National Bank Alaska reports a Texas Ratio of 1.80% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
1.80% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Alaska by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) First National Bank Alaska (FDIC Cert #16130) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Alaska
All Alaska banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Northrim BankAnchorage | $3.3B | A | 1.80% |
| First BankKetchikan | $882M | A | 1.24% |
| Mt. McKinley BankFairbanks | $641M | B | 0.84% |
| Denali State BankFairbanks | $513M | A | 1.64% |
Frequently asked questions
What is First National Bank Alaska's health grade?▼
First National Bank Alaska receives a health grade of A (100/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is First National Bank Alaska?▼
First National Bank Alaska holds $5.1B in total assets and $3.7B in deposits, ranking 286th of 4,313 FDIC-insured banks by asset size. It is headquartered in Anchorage, Alaska.
Is my money safe at First National Bank Alaska?▼
Yes, deposits at First National Bank Alaska (Certificate #16130) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is First National Bank Alaska's Tier 1 Capital Ratio?▼
First National Bank Alaska has a Tier 1 Capital Ratio of 18.33%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for First National Bank Alaska?▼
First National Bank Alaska has a Texas Ratio of 1.80%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is First National Bank Alaska?▼
First National Bank Alaska has an Efficiency Ratio of 50.00%. Below 60% is considered efficient, the bank converts a strong share of revenue into profit. This metric compares non-interest expenses to total revenue.
What to do with this
How to read First National Bank Alaska's profile as a depositor or analyst.
- First National Bank Alaska's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare First National Bank Alaska against other Alaska banks before moving funds. Alaska banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.