FDIC Cert #16130 · Anchorage, Alaska · Est. 1922

First National Bank Alaska - FDIC Bank Health Profile

A community-scale look at First National Bank Alaska's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$5.1B
Total assets
A
Health grade · Excellent
1.54%
Return on assets
18.3%
Tier 1 capital

Data updated July 2026

The verdict

First National Bank Alaska earns a PlainBankData health grade of A (100/100), with well-capitalized at 18.33% Tier 1, profitable at 1.54% ROA, efficient (50% cost ratio).

#286
largest of 4,313 FDIC banks by assets
93rd
percentile by asset size, nationally
18.33%
Tier 1 ratio - above the 10% well-capitalized line
76th
percentile for profitability (ROA), nationally

This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.

FDIC Call Report plate

Cert 16130 · AK A · 100/100

GRADE-A · TOP-DECILE · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-STRONG · SIZE-REGIONAL · BOOK-FULL

  • GRADE-A A (100/100)
  • TOP-DECILE #12/4307
  • PHOTO-FINISH York State Bank · NE
  • TIER1-WELL 18.3% Tier 1
  • TEXAS-CLEAN 1.8% Texas
  • ROA-STRONG 1.54% ROA
  • SIZE-REGIONAL $1–10B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Alaska: York State Bank, NE (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around First National Bank Alaska

Lowest and highest poles plus nearest scored peers outside Alaska, not a full FDIC corpus board reprint.

Farmers and Merchant… · GA ·…100/100First National Bank… · AK · …100/100Morgan Stanley Bank,… · UT ·…100/100Peoples State Bank · TX · ne…100/100The Security State B… · SD ·…100/100York State Bank · NE · near100/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around First National Bank Alaska · July 2026

Plate reading for First National Bank Alaska where failures stay rare

First National Bank Alaska (FDIC Cert #16130) carries a PlainBankData health grade of A at 100/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #12 of 4,307. Tier 1 capital prints at 18.33%, clearing the 10% well-capitalized line. The Texas Ratio is 1.80%, inside the sub-50% band analysts treat as healthy. Return on assets is 1.54%. Balance-sheet scale is $5.1B, 286th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is York State Bank (NE), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around First National Bank Alaska

Zero FAILURE resolutions in Alaska since 2000

First National Bank Alaska is headquartered in a state where FDIC FAILURE resolutions have been rare or absent since 2000 (0 of 578 nationwide). That is a historical count of closed institutions, not a forecast for this Call Report sheet.

  • ALLIANCE BANK ANCHORAGE, AK 1989 → NATIONAL BANK OF ALASKA
  • FIRST FEDERAL BANK OF ALASKA ANCHORAGE, AK 1989 → FIRST NB OF ANCHORAGE
  • HOME SAVINGS BANK ANCHORAGE, AK 1989 → SECURITY PACIFIC BANK AK, N

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Alaska banks.

How First National Bank Alaska's 100/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/100100/100
First National Bank Alaska's composite health score
Tier 1 Capital Ratio (18.33%) 40/40
Return on Assets (ROA) (1.54%) 25/25
Texas Ratio (1.80%) 20/20
Efficiency Ratio (50.00%) 15/15

100 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$5.1B

Total balance-sheet footings

Total Deposits

$3.7B

Customer-funded liabilities

Net Loans

$2.7B

Outstanding loan book

Net Income

$78M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% 18% 21% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 16.93% 18.33% 19.73%
Basel III capital ratios - First National Bank Alaska

Where First National Bank Alaska ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. First National Bank Alaska's score of 100/100 falls in the highlighted band.

First National Bank Alaska: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

100 Top 1% higher than all other reporting FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). Below this entry. 80–90: 1,237 FDIC-insured banks (29%). Below this entry. 90–100: 815 FDIC-insured banks (19%). This entry sits in this band. First National Bank Alaska 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

First National Bank Alaska's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). First National Bank Alaska's $5.1B falls in the highlighted band.

Safety metrics: First National Bank Alaska

Tier 1 capital ratio
Well-capitalized 10%

18.33% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
18.33%
Texas Ratio
1.80%
Equity Capital
$569M

What these ratios mean →

Earnings posture at First National Bank Alaska

Return on Assets (ROA)
76th percentile nationally
1.54%
Return on Equity (ROE)
14.16%
Efficiency Ratio
50.00%

What these mean →

Income & expense at First National Bank Alaska

$237M
Interest Income
$29M
Non-Interest Income
$109M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. First National Bank Alaska reports a Texas Ratio of 1.80% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

1.80% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View First National Bank Alaska on FDIC BankFind →

Top banks in Alaska by total assets

Largest banks headquartered in Alaska
  1. 1
    First National Bank Alaska $5.1B

    Anchorage, AK · Grade A

  2. 2
    Northrim Bank $3.3B

    Anchorage, AK · Grade A

  3. 3
    First Bank $882M

    Ketchikan, AK · Grade A

  4. 4
    Mt. McKinley Bank $641M

    Fairbanks, AK · Grade B

  5. 5
    Denali State Bank $513M

    Fairbanks, AK · Grade A

Top 5 banks in Alaska ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($5.1B here), outside Alaska so the neighborhood is not state containment.

Heartland Bank and Trust Company $5.1B · IL Southern Bank $5.0B · MO Leader Bank $5.0B · MA Community Bank of Mississippi $5.0B · MS

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) First National Bank Alaska (FDIC Cert #16130) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

First National Bank Alaska Call Report profile · FDIC Failed Bank List · Alaska FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Alaska

All Alaska banks →
BankAssetsGradeROA
Northrim BankAnchorage $3.3B A 1.80%
First BankKetchikan $882M A 1.24%
Mt. McKinley BankFairbanks $641M B 0.84%
Denali State BankFairbanks $513M A 1.64%