Total Assets
$140M
Total balance-sheet footings
FDIC Cert #26392 · Newark, Delaware · Est. 1985
Deutsche Bank Trust Company Delaware - FDIC Bank Health Profile
A community-scale look at Deutsche Bank Trust Company Delaware's own numbers, pulled straight from its quarterly FDIC Call Report.
- $140M
- Total assets
- A
- Health grade · Excellent
- 2.93%
- Return on assets
- 94.8%
- Tier 1 capital
Data updated July 2026
The verdict
Deutsche Bank Trust Company Delaware earns a PlainBankData health grade of A (97/100), with well-capitalized at 94.77% Tier 1, profitable at 2.93% ROA, efficient (56% cost ratio).
- #3,427
- largest of 4,313 FDIC banks by assets
- 21st
- percentile by asset size, nationally
- 94.77%
- Tier 1 ratio - above the 10% well-capitalized line
- 98th
- percentile for profitability (ROA), nationally
PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.
How Deutsche Bank Trust Company Delaware's 97/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Deutsche Bank Trust Company Delaware's composite health score
Tier 1 Capital Ratio (94.77%) 40/40
Return on Assets (ROA) (2.93%) 25/25
Texas Ratio (0.00%) 20/20
Efficiency Ratio (55.79%) 12/15
97 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$3M
Customer-funded liabilities
Net Loans
-
Outstanding loan book
Net Income
$4M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Deutsche Bank Trust Company Delaware ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Deutsche Bank Trust Company Delaware's score of 97/100 falls in the highlighted band.
Deutsche Bank Trust Company Delaware's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Deutsche Bank Trust Company Delaware's $140M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
94.77% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
94.77%
Texas Ratio
0.00%
Equity Capital
$131M
Profitability metrics
Return on Assets (ROA)
98th percentile nationally
2.93%
Return on Equity (ROE)
3.11%
Efficiency Ratio
55.79%
What the numbers say about Deutsche Bank Trust Company Delaware
Deutsche Bank Trust Company Delaware is an FDIC-insured institution (Certificate #26392) headquartered in Newark, Delaware, established in 1985. It holds $140M in total assets - 3,427th of 4,313 FDIC-insured banks, $3M in customer deposits, and - in net loans. Capital-wise, the Tier 1 ratio sits at 94.77%, clearing the federal 10% well-capitalized bar; the Texas Ratio reads 0.00%, a healthy figure under the 50% watch level. That combination rolls up into a PlainBankData health grade of A (97 of 100), blending Tier 1 capital, ROA, the Texas Ratio, and efficiency. These figures come directly from the bank's quarterly FDIC Call Report.
Deutsche Bank Trust Company Delaware is a community-scale institution -- 15th of 16 FDIC-insured banks headquartered in Delaware by asset size. Its modest footprint doesn't diminish its role: community banks this size are typically the primary lender for small local businesses and agricultural borrowers that larger regional banks tend to underserve.
Income & expense breakdown
$5M
Interest Income
$8M
Non-Interest Income
$7M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Deutsche Bank Trust Company Delaware reports a Texas Ratio of 0.00% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
0.00% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Delaware by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Deutsche Bank Trust Company Delaware (FDIC Cert #26392) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Delaware
All Delaware banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| PNC Bank, National AssociationWilmington | $568.3B | A | 1.30% |
| TD Bank, National AssociationWilmington | $346.2B | A | 0.54% |
| Santander Bank, N.A.Wilmington | $104.1B | A | 1.36% |
| Barclays Bank DelawareWilmington | $47.6B | B | 0.87% |
| TD Bank USA, National AssociationWilmington | $34.6B | A | 1.16% |
| Wilmington Savings Fund Society, FSBWilmington | $21.2B | A | 1.43% |
| Comenity BankWilmington | $7.8B | A | 4.91% |
| Wilmington Trust, National AssociationWilmington | $773M | A | 7.95% |
Frequently asked questions
What is Deutsche Bank Trust Company Delaware's health grade?▼
Deutsche Bank Trust Company Delaware receives a health grade of A (97/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is Deutsche Bank Trust Company Delaware?▼
Deutsche Bank Trust Company Delaware holds $140M in total assets and $3M in deposits, ranking 3,427th of 4,313 FDIC-insured banks by asset size. It is headquartered in Newark, Delaware.
Is my money safe at Deutsche Bank Trust Company Delaware?▼
Yes, deposits at Deutsche Bank Trust Company Delaware (Certificate #26392) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Deutsche Bank Trust Company Delaware's Tier 1 Capital Ratio?▼
Deutsche Bank Trust Company Delaware has a Tier 1 Capital Ratio of 94.77%. That clears the federal 10% bar regulators use to call a bank "well-capitalized."
What is the Texas Ratio for Deutsche Bank Trust Company Delaware?▼
Deutsche Bank Trust Company Delaware has a Texas Ratio of 0.00%. Staying under 50% is the level analysts treat as healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Deutsche Bank Trust Company Delaware?▼
Deutsche Bank Trust Company Delaware has an Efficiency Ratio of 55.79%. Under the 60% mark counts as efficient, more of every revenue dollar reaches the bottom line. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Deutsche Bank Trust Company Delaware's profile as a depositor or analyst.
- Deutsche Bank Trust Company Delaware's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Deutsche Bank Trust Company Delaware against other Delaware banks before moving funds. Delaware banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.