Total Assets
$219M
Total balance-sheet footings
FDIC Cert #12349 · Cameron, Wisconsin · Est. 1903
Community Bank of Cameron - FDIC Bank Health Profile
A community-scale look at Community Bank of Cameron's own numbers, pulled straight from its quarterly FDIC Call Report.
- $219M
- Total assets
- A
- Health grade · Excellent
- 1.89%
- Return on assets
- 12.8%
- Tier 1 capital
Data updated July 2026
The verdict
Community Bank of Cameron earns a PlainBankData health grade of A (92/100), with well-capitalized at 12.79% Tier 1, profitable at 1.89% ROA, efficient (57% cost ratio).
- #2,905
- largest of 4,313 FDIC banks by assets
- 33rd
- percentile by asset size, nationally
- 12.79%
- Tier 1 ratio - above the 10% well-capitalized line
- 88th
- percentile for profitability (ROA), nationally
This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.
How Community Bank of Cameron's 92/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Community Bank of Cameron's composite health score
Tier 1 Capital Ratio (12.79%) 35/40
Return on Assets (ROA) (1.89%) 25/25
Texas Ratio (2.47%) 20/20
Efficiency Ratio (56.64%) 12/15
92 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$192M
Customer-funded liabilities
Net Loans
$153M
Outstanding loan book
Net Income
$4M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Community Bank of Cameron ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Community Bank of Cameron's score of 92/100 falls in the highlighted band.
Community Bank of Cameron's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Community Bank of Cameron's $219M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
12.79% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
12.79%
Texas Ratio
2.47%
Equity Capital
$19M
Profitability metrics
Return on Assets (ROA)
88th percentile nationally
1.89%
Return on Equity (ROE)
22.09%
Efficiency Ratio
56.64%
What the numbers say about Community Bank of Cameron
Community Bank of Cameron is an FDIC-insured institution (Certificate #12349) headquartered in Cameron, Wisconsin, established in 1903. It holds $219M in total assets - 2,905th of 4,313 FDIC-insured banks, $192M in customer deposits, and $153M in net loans. On safety, its Tier 1 capital ratio of 12.79% is above the 10% well-capitalized threshold, and its Texas Ratio of 2.47% sits in the healthy range below 50%. It earns a PlainBankData health grade of A (92/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within Wisconsin, Community Bank of Cameron ranks 117th of 155 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
Income & expense breakdown
$12M
Interest Income
$889K
Non-Interest Income
$6M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Community Bank of Cameron reports a Texas Ratio of 2.47% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
2.47% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Wisconsin by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Community Bank of Cameron (FDIC Cert #12349) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Wisconsin
All Wisconsin banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Associated Bank, National AssociationGreen Bay | $45.1B | A | 1.10% |
| Nicolet National BankGreen Bay | $9.2B | A | 1.66% |
| Johnson BankRacine | $7.2B | A | 1.07% |
| Town Bank, National AssociationHartland | $4.5B | A | 1.27% |
| Bank First, N.A.Manitowoc | $4.5B | A | 1.64% |
| First Business BankMadison | $4.1B | B | 1.36% |
| John Deere Financial, f.s.b.Middleton | $3.4B | A | 3.87% |
| Lake Ridge BankMiddleton | $3.3B | B | 0.98% |
Frequently asked questions
What is Community Bank of Cameron's health grade?▼
Community Bank of Cameron receives a health grade of A (92/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is Community Bank of Cameron?▼
Community Bank of Cameron holds $219M in total assets and $192M in deposits, ranking 2,905th of 4,313 FDIC-insured banks by asset size. It is headquartered in Cameron, Wisconsin.
Is my money safe at Community Bank of Cameron?▼
Yes, deposits at Community Bank of Cameron (Certificate #12349) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Community Bank of Cameron's Tier 1 Capital Ratio?▼
Community Bank of Cameron has a Tier 1 Capital Ratio of 12.79%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for Community Bank of Cameron?▼
Community Bank of Cameron has a Texas Ratio of 2.47%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Community Bank of Cameron?▼
Community Bank of Cameron has an Efficiency Ratio of 56.64%. Below 60% is considered efficient, the bank converts a strong share of revenue into profit. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Community Bank of Cameron's profile as a depositor or analyst.
- Community Bank of Cameron's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Community Bank of Cameron against other Wisconsin banks before moving funds. Wisconsin banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.