Total Assets
$292M
Total balance-sheet footings
2026 data FDIC sourced Public-data reference.
Community 1st Bank Las Vegas — FDIC Bank Health Profile
Las Vegas, New Mexico · Est. 1949. Free, sourced from the FDIC BankFind Suite — refreshed each quarter and cross-checked against the FDIC Call Report.
State chartered State member bank FDIC Cert #16854 Dallas Region
A
Health grade
Excellent
Score: 80/100
Basel III capital ratios — Community 1st Bank Las Vegas
Total Deposits
$266M
Customer-funded liabilities
Net Loans
$91M
Outstanding loan book
Net Income
$6M
Bottom-line earnings
Safety Metrics
Tier 1 capital ratio
Well-capitalized 10%
21.06% of risk-weighted assets — above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
Core capital ÷ risk-weighted assets. Well-capitalized: ≥10%
21.06%
Texas Ratio
Non-performing loans ÷ equity. Danger zone: >100%
—
Equity Capital
Tangible book value as a capital buffer
$25M
Profitability Metrics
Return on Assets (ROA)
Net income ÷ assets. Healthy: ≥1%
2.19%
Return on Equity (ROE)
Net income ÷ equity. Industry avg: ~10%
28.52%
Efficiency Ratio
Operating costs ÷ revenue. Efficient: <60%
41.97%
Income & Expense Breakdown
$13M
Interest Income
$1M
Non-Interest Income
$5M
Non-Interest Expense
FDIC Deposit Insurance
Community 1st Bank Las Vegas is FDIC-insured (Certificate #16854). Your deposits are protected up to $250,000 per depositor, per account category regardless of this bank's health grade.
What the Numbers Say About Community 1st Bank Las Vegas
Community 1st Bank Las Vegas is an FDIC-insured institution (Certificate #16854) headquartered in Las Vegas, New Mexico, established in 1949. The bank currently holds $292M in total assets and $266M in customer deposits, with $91M deployed as loans. It operates as a State chartered (State member bank) within the FDIC Dallas region. These figures come directly from the bank's quarterly FDIC Call Report and reflect the balance sheet as of the latest regulatory filing.
On safety metrics, Community 1st Bank Las Vegas reports a Tier 1 Capital Ratio of 21.06% — above the 10% federal threshold for "well-capitalized" status and a Texas Ratio of —. Equity capital stands at $25M, serving as the tangible buffer against loan losses. On profitability, the bank posted a Return on Assets of 2.19% and a Return on Equity of 28.52%, with an Efficiency Ratio of 41.97% — below the 60% mark considered efficient for the industry. The combined picture yields a PlainBankData health grade of A (80/100), a composite score that blends all four dimensions.
Not financial advice. This page summarizes public FDIC Call Report data for informational purposes only. Health grades are our interpretation of regulatory filings and are not official FDIC ratings, endorsements, or predictions. Regardless of grade, every dollar on deposit at Community 1st Bank Las Vegas is protected by FDIC insurance up to $250,000 per depositor, per ownership category — even if the bank were to fail. For decisions about where to hold deposits, consult a qualified financial professional and verify the latest figures directly at the FDIC's BankFind Suite.
Top 5 banks in New Mexico by total assets
Source: FDIC BankFind Suite — Call Report (FFIEC 031/041) + CRA performance data Community 1st Bank Las Vegas (FDIC Cert #16854) — Tier 1 capital ratio, total assets, deposits, CRA rating · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other Banks in New Mexico
All New Mexico banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| First American Bank Artesia | $1.8B | A | 2.63% |
| InBank Raton | $1.4B | C | 0.55% |
| Century Bank Santa Fe | $1.3B | C | 0.62% |
| Citizens Bank of Las Cruces Las Cruces | $1.1B | B | 2.25% |
| Pioneer Bank Roswell | $1.1B | B | 2.19% |
| CNB Bank Carlsbad | $989M | D | 2.16% |
| Western Commerce Bank Carlsbad | $867M | A | 3.17% |
| The Citizens Bank Farmington | $774M | B | 2.07% |
Frequently Asked Questions
What is Community 1st Bank Las Vegas's health grade? ▼
Community 1st Bank Las Vegas receives a health grade of A (80/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is Community 1st Bank Las Vegas? ▼
Community 1st Bank Las Vegas holds $292M in total assets and $266M in deposits. It is headquartered in Las Vegas, New Mexico.
Is my money safe at Community 1st Bank Las Vegas? ▼
Yes. Community 1st Bank Las Vegas is FDIC-insured (Certificate #16854). Your deposits are protected up to $250,000 per depositor, per account category, regardless of the bank's health grade. If a bank fails, the FDIC typically makes insured deposits available within one business day.
What is Community 1st Bank Las Vegas's Tier 1 Capital Ratio? ▼
Community 1st Bank Las Vegas has a Tier 1 Capital Ratio of 21.06%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
How efficient is Community 1st Bank Las Vegas? ▼
Community 1st Bank Las Vegas has an Efficiency Ratio of 41.97%. Below 60% is considered efficient — the bank converts a strong share of revenue into profit. This metric compares non-interest expenses to total revenue.
Bank Safety Guides
Related Data Sources
Data from the FDIC BankFind Suite API. Financial data as of Q4 2025.
Related
Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainBankData Editorial
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the FDIC BankFind Suite. Consult a qualified professional before making decisions based on this data.
Read our methodology — how this data is sourced, computed, and verified.