FDIC Cert #9875 · Cordell, Oklahoma · Est. 1902

BANK360 - FDIC Bank Health Profile

A community-scale look at BANK360's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$63M
Total assets
B
Health grade · Good
1.52%
Return on assets
15.3%
Tier 1 capital

Data updated July 2026

The verdict

BANK360 earns a PlainBankData health grade of B (77/100), with well-capitalized at 15.31% Tier 1, profitable at 1.52% ROA, 68% efficiency ratio.

#4,028
largest of 4,313 FDIC banks by assets
7th
percentile by asset size, nationally
15.31%
Tier 1 ratio - above the 10% well-capitalized line
75th
percentile for profitability (ROA), nationally

PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.

FDIC Call Report plate

Cert 9875 · OK B · 77/100

GRADE-B · MID-PACK · PHOTO-FINISH · TIER1-WELL · TEXAS-HEALTHY · ROA-STRONG · SIZE-COMMUNITY · BOOK-FULL

  • GRADE-B B (77/100)
  • MID-PACK #2382/4307
  • PHOTO-FINISH Jefferson Security B… · WV
  • TIER1-WELL 15.3% Tier 1
  • TEXAS-HEALTHY 34.3% Texas
  • ROA-STRONG 1.52% ROA
  • SIZE-COMMUNITY <$100M
  • BOOK-FULL 9/9 fields

Nearest health peer outside Oklahoma: Jefferson Security Bank, WV (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around BANK360

Lowest and highest poles plus nearest scored peers outside Oklahoma, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Bank of Commerce · MS · near77/100BANK360 · OK · this bank77/100Farmers State Bank o… · MN ·…77/100Jefferson Security B… · WV ·…77/100Valley National Bank · NJ · …77/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around BANK360 · July 2026

What BANK360's Call Report plate shows

BANK360 (FDIC Cert #9875) carries a PlainBankData health grade of B at 77/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #2,382 of 4,307. Tier 1 capital prints at 15.31%, clearing the 10% well-capitalized line. The Texas Ratio is 34.26%, inside the sub-50% band analysts treat as healthy. Return on assets is 1.52%. Balance-sheet scale is $63M, 4,028th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Jefferson Security Bank (WV), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around BANK360

8 FAILURE resolutions in Oklahoma since 2000 (8 since 2008)

BANK360's home state sits in the middle band of post-2000 FAILURE counts (8; 8 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; BANK360 remains an active FDIC-insured reporter.

  • FIRST NB OF LINDSAY LINDSAY, OK 2024 → FIRST BANK & TRUST CO.
  • THE FREEDOM STATE BANK FREEDOM, OK 2014 → ALVA STATE BANK & TRUST COMPANY
  • THE BANK OF UNION EL RENO, OK 2014 → BANCFIRST

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Oklahoma banks.

How BANK360's 77/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10077/100
BANK360's composite health score
Tier 1 Capital Ratio (15.31%) 40/40
Return on Assets (ROA) (1.52%) 25/25
Texas Ratio (34.26%) 4/20
Efficiency Ratio (68.01%) 8/15

77 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$63M

Total balance-sheet footings

Total Deposits

$55M

Customer-funded liabilities

Net Loans

$51M

Outstanding loan book

Net Income

$957K

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% 18% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 13.91% 15.31% 16.71%
Basel III capital ratios - BANK360

Where BANK360 ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. BANK360's score of 77/100 falls in the highlighted band.

BANK360: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

77 45th percentile higher than 45% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). This entry sits in this band. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. BANK360 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

BANK360's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). BANK360's $63M falls in the highlighted band.

Safety ratios for BANK360

Tier 1 capital ratio
Well-capitalized 10%

15.31% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
15.31%
Texas Ratio
34.26%
Equity Capital
$6M

What these ratios mean →

Earnings posture at BANK360

Return on Assets (ROA)
75th percentile nationally
1.52%
Return on Equity (ROE)
17.42%
Efficiency Ratio
68.01%

What these mean →

Income & expense at BANK360

$5M
Interest Income
$171K
Non-Interest Income
$2M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. BANK360 reports a Texas Ratio of 34.26% - within the generally healthy range below the 50% level analysts watch.

Texas Ratio
Caution 50%

34.26% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View BANK360 on FDIC BankFind →

Top banks in Oklahoma by total assets

Largest banks headquartered in Oklahoma
  1. 1
    BOKF $52.0B

    Tulsa, OK · Grade A

  2. 2
    MidFirst Bank $41.4B

    Oklahoma City, OK · Grade B

  3. 3
    First United Bank and Trust Company $16.3B

    Durant, OK · Grade B

  4. 4
    BancFirst $12.1B

    Oklahoma City, OK · Grade A

  5. 5
    InterBank $5.5B

    Oklahoma City, OK · Grade B

Top 5 banks in Oklahoma ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($63M here), outside Oklahoma so the neighborhood is not state containment.

Sunrise Bank Dakota $63M · SD First Security Bank $63M · IA The Bank of Houston $63M · MO Community Bank of Memphis $63M · MO

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) BANK360 (FDIC Cert #9875) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

BANK360 Call Report profile · FDIC Failed Bank List · Oklahoma FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Oklahoma

All Oklahoma banks →
BankAssetsGradeROA
BOKF, National AssociationTulsa $52.0B A 1.10%
MidFirst BankOklahoma City $41.4B B 1.19%
First United Bank and Trust CompanyDurant $16.3B B 0.97%
BancFirstOklahoma City $12.1B A 1.79%
InterBankOklahoma City $5.5B B 3.60%
Stride Bank, National AssociationEnid $4.9B A 2.10%
RCB BankClaremore $4.1B A 1.32%
First Fidelity BankOklahoma City $2.9B B 0.94%