Total Assets
$150M
Total balance-sheet footings
FDIC Cert #17671 · Prairie Village, Kansas · Est. 1931
Bank of Prairie Village - FDIC Bank Health Profile
A community-scale look at Bank of Prairie Village's own numbers, pulled straight from its quarterly FDIC Call Report.
- $150M
- Total assets
- A
- Health grade · Excellent
- 1.58%
- Return on assets
- 11.0%
- Tier 1 capital
Data updated July 2026
The verdict
Bank of Prairie Village earns a PlainBankData health grade of A (85/100), with well-capitalized at 11.01% Tier 1, profitable at 1.58% ROA, efficient (59% cost ratio).
- #3,355
- largest of 4,313 FDIC banks by assets
- 22nd
- percentile by asset size, nationally
- 11.01%
- Tier 1 ratio - above the 10% well-capitalized line
- 77th
- percentile for profitability (ROA), nationally
This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.
How Bank of Prairie Village's 85/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Bank of Prairie Village's composite health score
Tier 1 Capital Ratio (11.01%) 28/40
Return on Assets (ROA) (1.58%) 25/25
Texas Ratio (0.47%) 20/20
Efficiency Ratio (59.25%) 12/15
85 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$132M
Customer-funded liabilities
Net Loans
$120M
Outstanding loan book
Net Income
$2M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Bank of Prairie Village ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Bank of Prairie Village's score of 85/100 falls in the highlighted band.
Bank of Prairie Village's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Bank of Prairie Village's $150M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
11.01% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
11.01%
Texas Ratio
0.47%
Equity Capital
$17M
Profitability metrics
Return on Assets (ROA)
77th percentile nationally
1.58%
Return on Equity (ROE)
14.98%
Efficiency Ratio
59.25%
What the numbers say about Bank of Prairie Village
Bank of Prairie Village is an FDIC-insured institution (Certificate #17671) headquartered in Prairie Village, Kansas, established in 1931. It holds $150M in total assets - 3,355th of 4,313 FDIC-insured banks, $132M in customer deposits, and $120M in net loans. Its capital position: a Tier 1 ratio of 11.01%, meeting the 10% federal well-capitalized bar, alongside a Texas Ratio of 0.47% that is well inside the healthy sub-50% band. That combination rolls up into a PlainBankData health grade of A (85 of 100), blending Tier 1 capital, ROA, the Texas Ratio, and efficiency. These figures come directly from the bank's quarterly FDIC Call Report.
Bank of Prairie Village is a community-scale institution -- 114th of 188 FDIC-insured banks headquartered in Kansas by asset size. Its modest footprint doesn't diminish its role: community banks this size are typically the primary lender for small local businesses and agricultural borrowers that larger regional banks tend to underserve.
Income & expense breakdown
$9M
Interest Income
$223K
Non-Interest Income
$4M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Bank of Prairie Village reports a Texas Ratio of 0.47% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
0.47% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Kansas by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Bank of Prairie Village (FDIC Cert #17671) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Kansas
All Kansas banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Capitol Federal Savings BankTopeka | $9.8B | C | 0.76% |
| Intrust Bank, National AssociationWichita | $7.0B | B | 1.20% |
| Equity BankAndover | $6.3B | B | 0.55% |
| Security Bank of Kansas CityKansas City | $3.8B | A | 1.37% |
| Fidelity Bank, National AssociationWichita | $3.3B | B | 0.99% |
| Emprise BankWichita | $2.8B | B | 1.32% |
| KS StateBankManhattan | $2.6B | A | 1.69% |
| Community National Bank & TrustChanute | $2.5B | B | 0.96% |
Frequently asked questions
What is Bank of Prairie Village's health grade?▼
Bank of Prairie Village receives a health grade of A (85/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is Bank of Prairie Village?▼
Bank of Prairie Village holds $150M in total assets and $132M in deposits, ranking 3,355th of 4,313 FDIC-insured banks by asset size. It is headquartered in Prairie Village, Kansas.
Is my money safe at Bank of Prairie Village?▼
Yes, deposits at Bank of Prairie Village (Certificate #17671) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Bank of Prairie Village's Tier 1 Capital Ratio?▼
Bank of Prairie Village has a Tier 1 Capital Ratio of 11.01%. That clears the federal 10% bar regulators use to call a bank "well-capitalized."
What is the Texas Ratio for Bank of Prairie Village?▼
Bank of Prairie Village has a Texas Ratio of 0.47%. Staying under 50% is the level analysts treat as healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Bank of Prairie Village?▼
Bank of Prairie Village has an Efficiency Ratio of 59.25%. Under the 60% mark counts as efficient, more of every revenue dollar reaches the bottom line. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Bank of Prairie Village's profile as a depositor or analyst.
- Bank of Prairie Village's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Bank of Prairie Village against other Kansas banks before moving funds. Kansas banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.