Total Assets
$51M
Total balance-sheet footings
FDIC Cert #17995 · Greeley, Kansas · Est. 1888
Bank of Greeley - FDIC Bank Health Profile
A community-scale look at Bank of Greeley's own numbers, pulled straight from its quarterly FDIC Call Report.
- $51M
- Total assets
- A
- Health grade · Excellent
- 1.48%
- Return on assets
- 12.4%
- Tier 1 capital
Data updated July 2026
The verdict
Bank of Greeley earns a PlainBankData health grade of A (87/100), with well-capitalized at 12.42% Tier 1, profitable at 1.48% ROA, efficient (57% cost ratio).
- #4,130
- largest of 4,313 FDIC banks by assets
- 4th
- percentile by asset size, nationally
- 12.42%
- Tier 1 ratio - above the 10% well-capitalized line
- 73rd
- percentile for profitability (ROA), nationally
PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.
How Bank of Greeley's 87/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Bank of Greeley's composite health score
Tier 1 Capital Ratio (12.42%) 35/40
Return on Assets (ROA) (1.48%) 20/25
Texas Ratio (2.90%) 20/20
Efficiency Ratio (56.62%) 12/15
87 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$43M
Customer-funded liabilities
Net Loans
$24M
Outstanding loan book
Net Income
$726K
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Bank of Greeley ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Bank of Greeley's score of 87/100 falls in the highlighted band.
Bank of Greeley's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Bank of Greeley's $51M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
12.42% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
12.42%
Texas Ratio
2.90%
Equity Capital
$6M
Profitability metrics
Return on Assets (ROA)
73rd percentile nationally
1.48%
Return on Equity (ROE)
12.00%
Efficiency Ratio
56.62%
What the numbers say about Bank of Greeley
Bank of Greeley is an FDIC-insured institution (Certificate #17995) headquartered in Greeley, Kansas, established in 1888. It holds $51M in total assets - 4,130th of 4,313 FDIC-insured banks, $43M in customer deposits, and $24M in net loans. On safety, its Tier 1 capital ratio of 12.42% is above the 10% well-capitalized threshold, and its Texas Ratio of 2.90% sits in the healthy range below 50%. It earns a PlainBankData health grade of A (87/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
By assets, Bank of Greeley ranks 170th of 188 banks based in Kansas -- squarely in the community-bank tier. Size alone doesn't determine a bank's local importance; a bank this size often has deeper, longer-standing relationships with the specific businesses and depositors it serves than a much larger institution would.
Income & expense breakdown
$2M
Interest Income
$126K
Non-Interest Income
$975K
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Bank of Greeley reports a Texas Ratio of 2.90% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
2.90% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Kansas by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Bank of Greeley (FDIC Cert #17995) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Kansas
All Kansas banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Capitol Federal Savings BankTopeka | $9.8B | C | 0.76% |
| Intrust Bank, National AssociationWichita | $7.0B | B | 1.20% |
| Equity BankAndover | $6.3B | B | 0.55% |
| Security Bank of Kansas CityKansas City | $3.8B | A | 1.37% |
| Fidelity Bank, National AssociationWichita | $3.3B | B | 0.99% |
| Emprise BankWichita | $2.8B | B | 1.32% |
| KS StateBankManhattan | $2.6B | A | 1.69% |
| Community National Bank & TrustChanute | $2.5B | B | 0.96% |
Frequently asked questions
What is Bank of Greeley's health grade?▼
Bank of Greeley receives a health grade of A (87/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is Bank of Greeley?▼
Bank of Greeley holds $51M in total assets and $43M in deposits, ranking 4,130th of 4,313 FDIC-insured banks by asset size. It is headquartered in Greeley, Kansas.
Is my money safe at Bank of Greeley?▼
Yes, deposits at Bank of Greeley (Certificate #17995) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Bank of Greeley's Tier 1 Capital Ratio?▼
Bank of Greeley has a Tier 1 Capital Ratio of 12.42%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for Bank of Greeley?▼
Bank of Greeley has a Texas Ratio of 2.90%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Bank of Greeley?▼
Bank of Greeley has an Efficiency Ratio of 56.62%. Below 60% is considered efficient, the bank converts a strong share of revenue into profit. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Bank of Greeley's profile as a depositor or analyst.
- Bank of Greeley's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Bank of Greeley against other Kansas banks before moving funds. Kansas banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.