Banco Cooperativo de Puerto Rico — FDIC Bank Health Profile

What the Numbers Say About Banco Cooperativo de Puerto Rico

Banco Cooperativo de Puerto Rico is an FDIC-insured institution (Certificate #90709) headquartered in San Juan, Puerto Rico, established in 1974. The bank currently holds — in total assets and — in customer deposits, with — deployed as loans. It operates as a State chartered (Non-deposit trust company) within the FDIC New York region. These figures come directly from the bank's quarterly FDIC Call Report and reflect the balance sheet as of the latest regulatory filing.

On safety metrics, Banco Cooperativo de Puerto Rico reports a Tier 1 Capital Ratio of — and a Texas Ratio of —. Equity capital stands at —, serving as the tangible buffer against loan losses. On profitability, the bank posted a Return on Assets of — and a Return on Equity of —, with an Efficiency Ratio of —. The combined picture yields a PlainBankData health grade of F (0/100), a composite score that blends all four dimensions.

Not financial advice. This page summarizes public FDIC Call Report data for informational purposes only. Health grades are our interpretation of regulatory filings and are not official FDIC ratings, endorsements, or predictions. Regardless of grade, every dollar on deposit at Banco Cooperativo de Puerto Rico is protected by FDIC insurance up to $250,000 per depositor, per ownership category — even if the bank were to fail. For decisions about where to hold deposits, consult a qualified financial professional and verify the latest figures directly at the FDIC's BankFind Suite.