FDIC Cert #28507 · Kansas City, Kansas · Est. 1906

Argentine Federal Savings - FDIC Bank Health Profile

A community-scale look at Argentine Federal Savings's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$71M
Total assets
C
Health grade · Fair
0.10%
Return on assets
11.6%
Tier 1 capital

Data updated July 2026

The verdict

Argentine Federal Savings earns a PlainBankData health grade of C (55/100), with well-capitalized at 11.62% Tier 1, 0.10% ROA, 92% efficiency ratio.

#3,973
largest of 4,313 FDIC banks by assets
8th
percentile by asset size, nationally
11.62%
Tier 1 ratio - above the 10% well-capitalized line
6th
percentile for profitability (ROA), nationally

PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.

FDIC Call Report plate

Cert 28507 · KS C · 55/100

GRADE-C · BOTTOM-DECILE · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-THIN · SIZE-COMMUNITY · BOOK-FULL

  • GRADE-C C (55/100)
  • BOTTOM-DECILE #4056/4307
  • PHOTO-FINISH Olympia Federal Savi… · WA
  • TIER1-WELL 11.6% Tier 1
  • TEXAS-CLEAN 4.3% Texas
  • ROA-THIN 0.10% ROA
  • SIZE-COMMUNITY <$100M
  • BOOK-FULL 9/9 fields

Nearest health peer outside Kansas: Olympia Federal Savings and Loan Association, WA (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Argentine Federal Savings

Lowest and highest poles plus nearest scored peers outside Kansas, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Argentine Federal Sa… · KS ·…55/100Ascendia Bank · NJ · near55/100Community Savings Bank · IL …55/100Haddon Savings Bank · NJ · n…55/100Olympia Federal Savi… · WA ·…55/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Argentine Federal Savings · July 2026

Call Report read for Argentine Federal Savings in a high-failure state

Argentine Federal Savings (FDIC Cert #28507) carries a PlainBankData health grade of C at 55/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #4,056 of 4,307. Tier 1 capital prints at 11.62%, clearing the 10% well-capitalized line. The Texas Ratio is 4.31%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.10%. Balance-sheet scale is $71M, 3,973rd of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Olympia Federal Savings and Loan Association (WA), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Argentine Federal Savings

12 FAILURE resolutions in Kansas since 2000, heavy vs the state corpus

Argentine Federal Savings sits in one of the heavier post-2000 FAILURE states (12 resolutions; latest year 2023). The list below is state history from the Failed Bank List, not a claim about Argentine Federal Savings's current Call Report.

  • HEARTLAND TRI-STATE BANK ELKHART, KS 2023 → DREAM FIRST BANK,NATIONAL ASSOCIATION
  • ALMENA STATE BANK ALMENA, KS 2020 → EQUITY BANK
  • THE FARMERS AND MERCHANTS STATE BANK OF ARGONIA ARGONIA, KS 2017 → CONWAY BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Kansas banks.

How Argentine Federal Savings's 55/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10055/100
Argentine Federal Savings's composite health score
Tier 1 Capital Ratio (11.62%) 28/40
Return on Assets (ROA) (0.10%) 7/25
Texas Ratio (4.31%) 20/20
Efficiency Ratio (92.21%) 0/15

55 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$71M

Total balance-sheet footings

Total Deposits

$51M

Customer-funded liabilities

Net Loans

$48M

Outstanding loan book

Net Income

$69K

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 10.22% 11.62% 13.02%
Basel III capital ratios - Argentine Federal Savings

Where Argentine Federal Savings ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Argentine Federal Savings's score of 55/100 falls in the highlighted band.

Argentine Federal Savings: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

55 6th percentile higher than 6% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). This entry sits in this band. 60–70: 777 FDIC-insured banks (18%). Above this entry. 70–80: 1,030 FDIC-insured banks (24%). Above this entry. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Argentine Federal Savings 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Argentine Federal Savings's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Argentine Federal Savings's $71M falls in the highlighted band.

Capital & credit buffers at Argentine Federal Savings

Tier 1 capital ratio
Well-capitalized 10%

11.62% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
11.62%
Texas Ratio
4.31%
Equity Capital
$8M

What these ratios mean →

Profitability metrics: Argentine Federal Savings

Return on Assets (ROA)
6th percentile nationally
0.10%
Return on Equity (ROE)
0.85%
Efficiency Ratio
92.21%

What these mean →

Income & expense at Argentine Federal Savings

$4M
Interest Income
$92K
Non-Interest Income
$2M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Argentine Federal Savings reports a Texas Ratio of 4.31% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

4.31% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Argentine Federal Savings on FDIC BankFind →

Top banks in Kansas by total assets

Largest banks headquartered in Kansas
  1. 1
    Capitol Federal Savings Bank $9.8B

    Topeka, KS · Grade C

  2. 2
    Intrust Bank $7.0B

    Wichita, KS · Grade B

  3. 3
    Equity Bank $6.3B

    Andover, KS · Grade B

  4. 4
    Security Bank of Kansas City $3.8B

    Kansas City, KS · Grade A

  5. 5
    Fidelity Bank $3.3B

    Wichita, KS · Grade B

Top 5 banks in Kansas ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($71M here), outside Kansas so the neighborhood is not state containment.

Nebraska State Bank $71M · NE Randall State Bank $71M · MN Peoples State Bank $72M · ND Homestead Savings Bank $72M · MI

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Argentine Federal Savings (FDIC Cert #28507) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Argentine Federal Savings Call Report profile · FDIC Failed Bank List · Kansas FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Kansas

All Kansas banks →
BankAssetsGradeROA
Capitol Federal Savings BankTopeka $9.8B C 0.76%
Intrust Bank, National AssociationWichita $7.0B B 1.20%
Equity BankAndover $6.3B B 0.55%
Security Bank of Kansas CityKansas City $3.8B A 1.37%
Fidelity Bank, National AssociationWichita $3.3B B 0.99%
Emprise BankWichita $2.8B B 1.32%
KS StateBankManhattan $2.6B A 1.69%
Community National Bank & TrustChanute $2.5B B 0.96%