Total Assets
$77M
Total balance-sheet footings
FDIC Cert #4051 · Calumet, Oklahoma · Est. 1901
AllNations Bank - FDIC Bank Health Profile
This profile flags real pressure points from the bank's own quarterly Call Report, read past the headline grade before drawing conclusions.
- $77M
- Total assets
- D
- Health grade · Weak
- 0.83%
- Return on assets
- 11.9%
- Tier 1 capital
Data updated July 2026
The verdict
AllNations Bank earns a PlainBankData health grade of D (46/100), with well-capitalized at 11.89% Tier 1, 0.83% ROA, 70% efficiency ratio.
- #3,930
- largest of 4,313 FDIC banks by assets
- 9th
- percentile by asset size, nationally
- 11.89%
- Tier 1 ratio - above the 10% well-capitalized line
- 31st
- percentile for profitability (ROA), nationally
A weak grade is PlainBankData's own read of the Call Report data, not an official FDIC rating, and it does not change your insurance coverage: every dollar stays protected to $250,000 per depositor, per category.
FDIC Call Report plate
Cert 4051 · OK D · 46/100
GRADE-D · BOTTOM-DECILE · PHOTO-FINISH · TIER1-WELL · TEXAS-WATCH · ROA-PAR · SIZE-COMMUNITY · BOOK-FULL
- GRADE-D D (46/100)
- BOTTOM-DECILE #4179/4307
- PHOTO-FINISH First National Bank… · TX
- TIER1-WELL 11.9% Tier 1
- TEXAS-WATCH 59.3% Texas
- ROA-PAR 0.83% ROA
- SIZE-COMMUNITY <$100M
- BOOK-FULL 9/9 fields
Nearest health peer outside Oklahoma: First National Bank and Trust Company of Weatherford, TX (±0 health pts)
Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.
Health-score neighbourhood around AllNations Bank
Lowest and highest poles plus nearest scored peers outside Oklahoma, not a full FDIC corpus board reprint.
What AllNations Bank's Call Report plate shows
AllNations Bank (FDIC Cert #4051) carries a PlainBankData health grade of D at 46/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #4,179 of 4,307. Tier 1 capital prints at 11.89%, clearing the 10% well-capitalized line. The Texas Ratio is 59.34%, above the 50% watch level where troubled assets press the capital cushion. Return on assets is 0.83%. Balance-sheet scale is $77M, 3,930th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is First National Bank and Trust Company of Weatherford (TX), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.
State failure history around AllNations Bank
8 FAILURE resolutions in Oklahoma since 2000 (8 since 2008)
AllNations Bank's home state sits in the middle band of post-2000 FAILURE counts (8; 8 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; AllNations Bank remains an active FDIC-insured reporter.
- FIRST NB OF LINDSAY LINDSAY, OK 2024 → FIRST BANK & TRUST CO.
- THE FREEDOM STATE BANK FREEDOM, OK 2014 → ALVA STATE BANK & TRUST COMPANY
- THE BANK OF UNION EL RENO, OK 2014 → BANCFIRST
Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Oklahoma banks.
How AllNations Bank's 46/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Tier 1 Capital Ratio (11.89%) 28/40
Return on Assets (ROA) (0.83%) 14/25
Texas Ratio (59.34%) 0/20
Efficiency Ratio (70.01%) 4/15
46 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$70M
Customer-funded liabilities
Net Loans
$49M
Outstanding loan book
Net Income
$616K
Bottom-line earnings
Capital adequacy vs federal thresholds
Where AllNations Bank ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. AllNations Bank's score of 46/100 falls in the highlighted band.
AllNations Bank: health score vs. every FDIC-insured bank
0-100 composite health score, FDIC Call Reports
46 3rd percentile higher than 3% of 4,307 FDIC-insured banks
Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FDIC Call Reports · July 2026
AllNations Bank's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). AllNations Bank's $77M falls in the highlighted band.
Safety ratios for AllNations Bank
Tier 1 capital ratio
Well-capitalized 10%
11.89% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
11.89%
Texas Ratio
59.34%
Equity Capital
$7M
Profitability metrics: AllNations Bank
Return on Assets (ROA)
31st percentile nationally
0.83%
Return on Equity (ROE)
9.86%
Efficiency Ratio
70.01%
Income & expense at AllNations Bank
$5M
Interest Income
$137K
Non-Interest Income
$2M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. AllNations Bank reports a Texas Ratio of 59.34% - elevated, troubled assets are consuming a meaningful share of capital and reserves.
Texas Ratio
Caution 50%
59.34% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
What to watch at AllNations Bank
AllNations Bank's grade of D reflects specific pressure points in the FDIC Call Report. Its Texas Ratio of 59.34% sits above the 50% level analysts flag, meaning non-performing loans are consuming a meaningful share of loss-absorbing capital.
Your deposits are still protected. Regardless of grade, FDIC insurance covers every dollar on deposit at AllNations Bank up to $250,000 per depositor, per ownership category. A weak grade signals institutional financial stress for analysts, it is not a prediction of failure, and it does not affect insured-deposit safety.
Top banks in Oklahoma by total assets
Nationwide banks with similar total assets
Nearest other-state banks with ≥$10M assets ($77M here), outside Oklahoma so the neighborhood is not state containment.
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) AllNations Bank (FDIC Cert #4051) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
AllNations Bank Call Report profile · FDIC Failed Bank List · Oklahoma FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.
Other banks in Oklahoma
All Oklahoma banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| BOKF, National AssociationTulsa | $52.0B | A | 1.10% |
| MidFirst BankOklahoma City | $41.4B | B | 1.19% |
| First United Bank and Trust CompanyDurant | $16.3B | B | 0.97% |
| BancFirstOklahoma City | $12.1B | A | 1.79% |
| InterBankOklahoma City | $5.5B | B | 3.60% |
| Stride Bank, National AssociationEnid | $4.9B | A | 2.10% |
| RCB BankClaremore | $4.1B | A | 1.32% |
| First Fidelity BankOklahoma City | $2.9B | B | 0.94% |