Total Assets
$553M
Total balance-sheet footings
2026 data FDIC sourced Public-data reference.
1st Bank Yuma — FDIC Bank Health Profile
Yuma, Arizona · Est. 2001. Free, sourced from the FDIC BankFind Suite — refreshed each quarter and cross-checked against the FDIC Call Report.
State chartered State member bank FDIC Cert #57298 San Francisco Region
F
Health grade
At Risk
Score: 25/100
Basel III capital ratios — 1st Bank Yuma
Total Deposits
$485M
Customer-funded liabilities
Net Loans
—
Outstanding loan book
Net Income
$8M
Bottom-line earnings
Safety Metrics
Tier 1 Capital Ratio
Core capital ÷ risk-weighted assets. Well-capitalized: ≥10%
—
Texas Ratio
Non-performing loans ÷ equity. Danger zone: >100%
—
Equity Capital
Tangible book value as a capital buffer
$64M
Profitability Metrics
Return on Assets (ROA)
Net income ÷ assets. Healthy: ≥1%
1.81%
Return on Equity (ROE)
Net income ÷ equity. Industry avg: ~10%
17.95%
Efficiency Ratio
Operating costs ÷ revenue. Efficient: <60%
—
FDIC Deposit Insurance
1st Bank Yuma is FDIC-insured (Certificate #57298). Your deposits are protected up to $250,000 per depositor, per account category regardless of this bank's health grade.
What the Numbers Say About 1st Bank Yuma
1st Bank Yuma is an FDIC-insured institution (Certificate #57298) headquartered in Yuma, Arizona, established in 2001. The bank currently holds $553M in total assets and $485M in customer deposits, with — deployed as loans. It operates as a State chartered (State member bank) within the FDIC San Francisco region. These figures come directly from the bank's quarterly FDIC Call Report and reflect the balance sheet as of the latest regulatory filing.
On safety metrics, 1st Bank Yuma reports a Tier 1 Capital Ratio of — and a Texas Ratio of —. Equity capital stands at $64M, serving as the tangible buffer against loan losses. On profitability, the bank posted a Return on Assets of 1.81% and a Return on Equity of 17.95%, with an Efficiency Ratio of —. The combined picture yields a PlainBankData health grade of F (25/100), a composite score that blends all four dimensions.
Not financial advice. This page summarizes public FDIC Call Report data for informational purposes only. Health grades are our interpretation of regulatory filings and are not official FDIC ratings, endorsements, or predictions. Regardless of grade, every dollar on deposit at 1st Bank Yuma is protected by FDIC insurance up to $250,000 per depositor, per ownership category — even if the bank were to fail. For decisions about where to hold deposits, consult a qualified financial professional and verify the latest figures directly at the FDIC's BankFind Suite.
Top 5 banks in Arizona by total assets
Source: FDIC BankFind Suite — Call Report (FFIEC 031/041) + CRA performance data 1st Bank Yuma (FDIC Cert #57298) — Tier 1 capital ratio, total assets, deposits, CRA rating · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other Banks in Arizona
All Arizona banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| USAA Federal Savings Bank Phoenix | $108.0B | C | 0.40% |
| Western Alliance Bank Phoenix | $92.7B | C | 1.10% |
| BNC National Bank Glendale | $1.1B | C | 1.00% |
| Southwest Heritage Bank Scottsdale | $894M | C | 0.97% |
| Goldwater Bank, N.A. Phoenix | $515M | F | 0.85% |
| Gateway Commercial Bank Mesa | $228M | F | 1.16% |
| Mission Bank Kingman | $186M | D | 0.37% |
| Integro Bank Phoenix | $178M | F | 1.90% |
Frequently Asked Questions
What is 1st Bank Yuma's health grade? ▼
1st Bank Yuma receives a health grade of F (25/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank has significant financial challenges. All deposits remain FDIC-insured up to $250,000.
How large is 1st Bank Yuma? ▼
1st Bank Yuma holds $553M in total assets and $485M in deposits. It is headquartered in Yuma, Arizona.
Is my money safe at 1st Bank Yuma? ▼
Yes. 1st Bank Yuma is FDIC-insured (Certificate #57298). Your deposits are protected up to $250,000 per depositor, per account category, regardless of the bank's health grade. If a bank fails, the FDIC typically makes insured deposits available within one business day.
Bank Safety Guides
Related Data Sources
Data from the FDIC BankFind Suite API. Financial data as of Q4 2025.
Related
Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainBankData Editorial
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the FDIC BankFind Suite. Consult a qualified professional before making decisions based on this data.
Read our methodology — how this data is sourced, computed, and verified.