State directory · CO

Colorado Banks

Every FDIC-insured bank headquartered in Colorado, with health grades, capital, and profitability from the quarterly FDIC Call Report.

65
FDIC banks
77/100
Avg health score
$80.7B
Total assets
10
Failures since 2000

Data updated July 2026

The state picture

Colorado's 65 FDIC banks hold $80.7B in assets and average 77/100 on health - 82% earn an A or B grade.

65
FDIC-insured banks
82%
grade A or B (53 banks)
$26.5B
largest - FirstBank
10
failures since 2000

Figures from public FDIC Call Reports. A lower grade does not mean your money is at risk, deposits are FDIC-insured to $250,000 per depositor, per category, at every bank here.

For context: Colorado's average health score of 77/100 is about the same as the 77/100 national average across all FDIC-insured banks PlainBankData tracks.

Health grade distribution

A
27
42% of banks
B
26
40% of banks
C
12
18% of banks
D
0
0% of banks
F
0
0% of banks

Largest banks in Colorado

Top 10 Colorado banks by total assets
  1. 1
    FirstBank $26.5B

    Lakewood, CO · Grade A

  2. 2
    NBH Bank $9.8B

    Greenwood Village, CO · Grade A

  3. 3

    Fort Collins, CO · Grade A

  4. 4
    Alpine Bank $6.9B

    Glenwood Springs, CO · Grade A

  5. 5

    Denver, CO · Grade C

  6. 6
    ANB Bank $3.0B

    Denver, CO · Grade B

  7. 7

    Greenwood Village, CO · Grade A

  8. 8

    Lakewood, CO · Grade B

  9. 9
    Fortis Bank $1.4B

    Denver, CO · Grade B

  10. 10

    Windsor, CO · Grade B

Top 10 of 65 Colorado banks · FDIC Call Report Q4 2025.

Colorado banks by health grade

0 5 10 15 20 25 30 A B C D F 27 26 12 0 0

How Colorado compares nationally

Colorado ranks #20 of 55 states and territories by average bank health score - better than 65% of them.

States grouped by average health score

All 65 Colorado banks

Bank Assets Grade
FirstBank $26.5B A
NBH Bank $9.8B A
Bank of Colorado $7.7B A
Alpine Bank $6.9B A
First Western Trust Bank $3.2B C
ANB Bank $3.0B B
Colorado Federal Savings Bank $2.7B A
Solera National Bank $1.6B B
Fortis Bank $1.4B B
Points West Community Bank $834M B
Timberline Bank $819M B
AMG National Trust Bank $741M A
The Eastern Colorado Bank $705M A
Yampa Valley Bank $684M B
First Southwest Bank $664M B
PB&T Bank $663M A
First National Bank Colorado $637M A
Stockmens Bank $567M A
Mountain Valley Bank $562M B
High Country Bank $533M C
The Dolores State Bank $448M A
Integrity Bank & Trust $445M B
Bankers' Bank of the West $442M B
High Plains Bank $441M C
Frontier Bank $425M A
Farmers State Bank of Calhan $418M B
San Luis Valley Federal Bank $393M A
Native American Bank, National Association $393M A
First FarmBank $380M A
5Star Bank $377M A
FlatIrons Bank $360M A
FMS Bank $339M C
Alamosa State Bank $338M A
The Colorado Bank and Trust Company of La Junta $316M A
Wray State Bank $309M B
Redstone Bank $296M B
Farmers Bank $291M B
First American State Bank $288M B
North Valley Bank $260M A
The First National Bank in Trinidad $259M C
The Gunnison Bank and Trust Company $250M A
First Pioneer National Bank $249M B
Home Loan State Bank $234M B
The Citizens State Bank of Ouray $215M C
Community State Bank $199M A
Verus Bank of Commerce $192M A
Equitable Savings and Loan Association $170M B
Park State Bank & Trust $161M A
Bank of Estes Park $157M B
First National Bank, Cortez $152M A
Del Norte Bank $151M B
The First National Bank of Hugo $150M B
Fowler State Bank $150M B
RG Bank, A Savings and Loan Association $136M C
Evergreen National Bank $135M B
Rocky Mountain Bank & Trust $124M A
The Farmers State Bank of Brush $113M B
Pikes Peak National Bank $110M B
Gunnison Savings and Loan Association $102M C
McClave State Bank $84M A
Century Savings and Loan Association $76M C
Champion Bank $46M C
The First National Bank of Fleming $30M B
Young Americans Bank $16M C
Transact Bank, National Association $7M C

How to read the Colorado bank directory

This page lists every FDIC-insured bank with a primary regulatory address in Colorado. Both state-chartered and nationally-chartered banks appear when the FDIC institution directory places their headquarters here. Branch locations, ATM networks, and credit unions are not in scope, this is a headquarters-anchored view. The 65 institutions shown reflect the most recent quarterly FDIC release.

Health grade interpretation

Each bank's letter grade (A–F) is computed from four FDIC-reported metrics: Tier 1 capital ratio, return on assets, the Texas Ratio (non-performing assets ÷ tangible capital), and the efficiency ratio. Across Colorado, 53 institutions (82%) sit in the A or B band, while 0 (0%) fall in the D or F band. The C cluster, the broad middle, typically captures roughly half of any state's banks and is not a warning signal on its own.

When failures matter

Since 2000, 10 banks headquartered in Colorado have failed. Every depositor was made whole up to the standard FDIC ceiling ($250,000 per depositor, per ownership category, per institution). Failures cluster around macro events (the 2008–2010 wave, the 2023 regional-bank stress) rather than steady attrition, so a clean recent record reflects the absence of a triggering shock more than guaranteed safety. The "Under Stress" ranking is more forward-looking, because it scores current capital and credit-loss capacity.

Sources, refresh cadence, and corrections

Every figure derives from the FDIC Quarterly Banking Profile and the FDIC Institution Directory, both public-domain. We re-pull on the FDIC's schedule (quarterly release plus monthly directory deltas for mergers and closures). Asset and capital figures are reported as of the most recent quarter-end and lag the calendar by ~90 days, the FDIC's reporting lag, not ours.

Using the Colorado directory

Three ways to put this state view to work.

Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings.

Data compiled from the Federal Deposit Insurance Corporation (FDIC) (FDIC Quarterly Banking Profile, Institution Directory, Failed Bank List). See our methodology for the full pipeline and source vintage.

Retrieved and compiled by PlainBankData Editorial from FDIC Call Report (FFIEC 031/041) filings, Q4 2025.

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Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. This page draws directly on FDIC federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.

Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.