FDIC Cert #34781 · Ogden, Utah · Est. 1998

Transportation Alliance Bank, Inc. d/b/a TAB Bank - FDIC Bank Health Profile

A community-scale look at Transportation Alliance Bank, Inc. d/b/a TAB Bank's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$1.6B
Total assets
C
Health grade · Fair
0.94%
Return on assets
10.8%
Tier 1 capital

Data updated July 2026

The verdict

Transportation Alliance Bank, Inc. d/b/a TAB Bank earns a PlainBankData health grade of C (64/100), with well-capitalized at 10.79% Tier 1, 0.94% ROA, efficient (57% cost ratio).

#701
largest of 4,313 FDIC banks by assets
84th
percentile by asset size, nationally
10.79%
Tier 1 ratio - above the 10% well-capitalized line
38th
percentile for profitability (ROA), nationally

This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.

FDIC Call Report plate

Cert 34781 · UT C · 64/100

GRADE-C · LOWER-Q · PHOTO-FINISH · TIER1-WELL · TEXAS-HEALTHY · ROA-PAR · SIZE-REGIONAL · BOOK-FULL

  • GRADE-C C (64/100)
  • LOWER-Q #3536/4307
  • PHOTO-FINISH BankVista · MN
  • TIER1-WELL 10.8% Tier 1
  • TEXAS-HEALTHY 15.9% Texas
  • ROA-PAR 0.94% ROA
  • SIZE-REGIONAL $1–10B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Utah: BankVista, MN (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Transportation Alliance Bank, Inc. d/…

Lowest and highest poles plus nearest scored peers outside Utah, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100BankVista · MN · near64/100Capitol Federal Savi… · KS ·…64/100Community Bank of Ea… · IL ·…64/100The Federal Savings… · IL · …64/100Transportation Allia… · UT ·…64/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Transportation Alliance Bank, Inc. d/… · July 2026

What Transportation Alliance Bank, Inc. d/…'s Call Report plate shows

Transportation Alliance Bank, Inc. d/b/a TAB Bank (FDIC Cert #34781) carries a PlainBankData health grade of C at 64/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #3,536 of 4,307. Tier 1 capital prints at 10.79%, clearing the 10% well-capitalized line. The Texas Ratio is 15.91%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.94%. Balance-sheet scale is $1.6B, 701st of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is BankVista (MN), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Transportation Alliance Bank, Inc. d/…

8 FAILURE resolutions in Utah since 2000 (7 since 2008)

Transportation Alliance Bank, Inc. d/b/a TAB Bank's home state sits in the middle band of post-2000 FAILURE counts (8; 7 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; Transportation Alliance Bank, Inc. d/b/a TAB Bank remains an active FDIC-insured reporter.

  • PROFICIO BANK COTTONWOOD HEIGHTS, UT 2017 → CACHE VALLEY BANK
  • SUNFIRST BANK SAINT GEORGE, UT 2011 → CACHE VALLEY BANK
  • CENTENNIAL BANK OGDEN, UT 2010

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Utah banks.

How Transportation Alliance Bank, Inc. d/b/a TAB Bank's 64/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10064/100
Transportation Alliance Bank, Inc. d/b/a TAB Bank's composite health score
Tier 1 Capital Ratio (10.79%) 28/40
Return on Assets (ROA) (0.94%) 14/25
Texas Ratio (15.91%) 10/20
Efficiency Ratio (56.99%) 12/15

64 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$1.6B

Total balance-sheet footings

Total Deposits

$1.4B

Customer-funded liabilities

Net Loans

$1.2B

Outstanding loan book

Net Income

$15M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 2% 4% 6% 8% 10% 12% 14% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 9.39% 10.79% 12.19%
Basel III capital ratios - Transportation Alliance Bank, Inc. d/b/a TAB Bank

Where Transportation Alliance Bank, Inc. d/b/a TAB Bank ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Transportation Alliance Bank, Inc. d/b/a TAB Bank's score of 64/100 falls in the highlighted band.

Transportation Alliance Bank, Inc. d/b/a TAB Bank: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

64 18th percentile higher than 18% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). This entry sits in this band. 70–80: 1,030 FDIC-insured banks (24%). Above this entry. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Transportation Alliance Bank, Inc. d/… 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Transportation Alliance Bank, Inc. d/b/a TAB Bank's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Transportation Alliance Bank, Inc. d/b/a TAB Bank's $1.6B falls in the highlighted band.

Safety ratios for Transportation Alliance Bank, Inc. d/…

Tier 1 capital ratio
Well-capitalized 10%

10.79% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
10.79%
Texas Ratio
15.91%
Equity Capital
$174M

What these ratios mean →

Profitability metrics: Transportation Alliance Bank, Inc. d/…

Return on Assets (ROA)
38th percentile nationally
0.94%
Return on Equity (ROE)
9.27%
Efficiency Ratio
56.99%

What these mean →

Income & expense at Transportation Alliance Bank, Inc. d/…

$162M
Interest Income
$21M
Non-Interest Income
$72M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Transportation Alliance Bank, Inc. d/b/a TAB Bank reports a Texas Ratio of 15.91% - within the generally healthy range below the 50% level analysts watch.

Texas Ratio
Caution 50%

15.91% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Transportation Alliance Bank, Inc. d/b/a TAB Bank on FDIC BankFind →

Top banks in Utah by total assets

Largest banks headquartered in Utah
  1. 1
    Morgan Stanley Bank $253.3B

    Salt Lake City, UT · Grade A

  2. 2
    American Express National Bank $211.3B

    Sandy, UT · Grade A

  3. 3
    Ally Bank $184.6B

    Sandy, UT · Grade A

  4. 4
    UBS Bank USA $119.3B

    Salt Lake City, UT · Grade A

  5. 5
    Synchrony Bank $112.1B

    Draper, UT · Grade A

Top 5 banks in Utah ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($1.6B here), outside Utah so the neighborhood is not state containment.

Waukesha State Bank $1.6B · WI Landmark National Bank $1.6B · KS The Citizens Bank $1.6B · AR Everett Co-operative Bank $1.6B · MA

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Transportation Alliance Bank, Inc. d/b/a TAB Bank (FDIC Cert #34781) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Transportation Alliance Bank, Inc. d/b/a TAB Bank Call Report profile · FDIC Failed Bank List · Utah FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Utah

All Utah banks →
BankAssetsGradeROA
Morgan Stanley Bank, National AssociationSalt Lake City $253.3B A 1.86%
American Express National BankSandy $211.3B A 3.89%
Ally BankSandy $184.6B A 0.91%
UBS Bank USASalt Lake City $119.3B A 1.13%
Synchrony BankDraper $112.1B A 2.89%
Zions Bancorporation, N.A.Salt Lake City $89.0B B 1.01%
SoFi Bank, National AssociationCottonwood Heights $46.6B A 1.96%
Sallie Mae BankSalt Lake City $29.7B A 2.90%