Total Assets
$418M
Total balance-sheet footings
FDIC Cert #58687 · Alpharetta, Georgia · Est. 2008
Touchmark National Bank - FDIC Bank Health Profile
A community-scale look at Touchmark National Bank's own numbers, pulled straight from its quarterly FDIC Call Report.
- $418M
- Total assets
- B
- Health grade · Good
- 0.53%
- Return on assets
- 45.8%
- Tier 1 capital
Data updated July 2026
The verdict
Touchmark National Bank earns a PlainBankData health grade of B (66/100), with well-capitalized at 45.82% Tier 1, 0.53% ROA, 67% efficiency ratio.
- #2,024
- largest of 4,313 FDIC banks by assets
- 53rd
- percentile by asset size, nationally
- 45.82%
- Tier 1 ratio - above the 10% well-capitalized line
- 17th
- percentile for profitability (ROA), nationally
The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.
How Touchmark National Bank's 66/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Touchmark National Bank's composite health score
Tier 1 Capital Ratio (45.82%) 40/40
Return on Assets (ROA) (0.53%) 14/25
Texas Ratio (36.10%) 4/20
Efficiency Ratio (66.65%) 8/15
66 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$360M
Customer-funded liabilities
Net Loans
$322M
Outstanding loan book
Net Income
$2M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Touchmark National Bank ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Touchmark National Bank's score of 66/100 falls in the highlighted band.
Touchmark National Bank's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Touchmark National Bank's $418M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
45.82% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
45.82%
Texas Ratio
36.10%
Equity Capital
$52M
Profitability metrics
Return on Assets (ROA)
17th percentile nationally
0.53%
Return on Equity (ROE)
4.33%
Efficiency Ratio
66.65%
What the numbers say about Touchmark National Bank
Touchmark National Bank is an FDIC-insured institution (Certificate #58687) headquartered in Alpharetta, Georgia, established in 2008. It holds $418M in total assets - 2,024th of 4,313 FDIC-insured banks, $360M in customer deposits, and $322M in net loans. Capital-wise, the Tier 1 ratio sits at 45.82%, clearing the federal 10% well-capitalized bar; the Texas Ratio reads 36.10%, a healthy figure under the 50% watch level. That combination rolls up into a PlainBankData health grade of B (66 of 100), blending Tier 1 capital, ROA, the Texas Ratio, and efficiency. These figures come directly from the bank's quarterly FDIC Call Report.
Touchmark National Bank sits 48th of 129 banks headquartered in Georgia by total assets, placing it in the middle tier of the state's banking landscape.
Income & expense breakdown
$24M
Interest Income
$1M
Non-Interest Income
$7M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Touchmark National Bank reports a Texas Ratio of 36.10% - within the generally healthy range below the 50% level analysts watch.
Texas Ratio
Caution 50%
36.10% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Georgia by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Touchmark National Bank (FDIC Cert #58687) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Georgia
All Georgia banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Ameris BankAtlanta | $27.4B | A | 1.64% |
| RBC Bank, (Georgia) National AssociationAtlanta | $8.0B | A | 2.48% |
| Metro City BankDoraville | $4.7B | A | 1.79% |
| Colony BankFitzgerald | $3.7B | B | 0.92% |
| Georgia Banking CompanyAtlanta | $2.7B | B | 0.96% |
| United BankZebulon | $2.3B | A | 2.66% |
| Pinnacle BankElberton | $2.3B | B | 1.29% |
| Queensborough National Bank & Trust CompanyLouisville | $2.2B | A | 1.05% |
Frequently asked questions
What is Touchmark National Bank's health grade?▼
Touchmark National Bank receives a health grade of B (66/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank shows good financial health with solid capital levels above regulatory minimums.
How large is Touchmark National Bank?▼
Touchmark National Bank holds $418M in total assets and $360M in deposits, ranking 2,024th of 4,313 FDIC-insured banks by asset size. It is headquartered in Alpharetta, Georgia.
Is my money safe at Touchmark National Bank?▼
Yes, deposits at Touchmark National Bank (Certificate #58687) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Touchmark National Bank's Tier 1 Capital Ratio?▼
Touchmark National Bank has a Tier 1 Capital Ratio of 45.82%. That clears the federal 10% bar regulators use to call a bank "well-capitalized."
What is the Texas Ratio for Touchmark National Bank?▼
Touchmark National Bank has a Texas Ratio of 36.10%. Staying under 50% is the level analysts treat as healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Touchmark National Bank?▼
Touchmark National Bank has an Efficiency Ratio of 66.65%. Past the 60% mark, a bigger slice of revenue is absorbed by operating costs. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Touchmark National Bank's profile as a depositor or analyst.
- Touchmark National Bank's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Touchmark National Bank against other Georgia banks before moving funds. Georgia banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.