Total Assets
$360M
Total balance-sheet footings
FDIC Cert #16820 · Glen Burnie, Maryland · Est. 1949
The Bank of Glen Burnie - FDIC Bank Health Profile
A community-scale look at The Bank of Glen Burnie's own numbers, pulled straight from its quarterly FDIC Call Report.
- $360M
- Total assets
- C
- Health grade · Fair
- 0.05%
- Return on assets
- 13.8%
- Tier 1 capital
Data updated July 2026
The verdict
The Bank of Glen Burnie earns a PlainBankData health grade of C (58/100), with well-capitalized at 13.80% Tier 1, 0.05% ROA, 103% efficiency ratio.
- #2,241
- largest of 4,313 FDIC banks by assets
- 48th
- percentile by asset size, nationally
- 13.80%
- Tier 1 ratio - above the 10% well-capitalized line
- 6th
- percentile for profitability (ROA), nationally
PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.
How The Bank of Glen Burnie's 58/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
The Bank of Glen Burnie's composite health score
Tier 1 Capital Ratio (13.80%) 35/40
Return on Assets (ROA) (0.05%) 7/25
Texas Ratio (5.22%) 16/20
Efficiency Ratio (103.03%) 0/15
58 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$332M
Customer-funded liabilities
Net Loans
$229M
Outstanding loan book
Net Income
$185K
Bottom-line earnings
Capital adequacy vs federal thresholds
Where The Bank of Glen Burnie ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. The Bank of Glen Burnie's score of 58/100 falls in the highlighted band.
The Bank of Glen Burnie's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). The Bank of Glen Burnie's $360M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
13.80% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
13.80%
Texas Ratio
5.22%
Equity Capital
$21M
Profitability metrics
Return on Assets (ROA)
6th percentile nationally
0.05%
Return on Equity (ROE)
0.95%
Efficiency Ratio
103.03%
What the numbers say about The Bank of Glen Burnie
The Bank of Glen Burnie is an FDIC-insured institution (Certificate #16820) headquartered in Glen Burnie, Maryland, established in 1949. It holds $360M in total assets - 2,241st of 4,313 FDIC-insured banks, $332M in customer deposits, and $229M in net loans. Looking at capital strength, Tier 1 stands at 13.80%, over the 10% well-capitalized line regulators set, while the Texas Ratio comes in at 5.22%, comfortably below the 50% caution mark. It earns a PlainBankData health grade of C (58/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within Maryland, The Bank of Glen Burnie ranks 22nd of 28 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
Income & expense breakdown
$15M
Interest Income
$2M
Non-Interest Income
$13M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. The Bank of Glen Burnie reports a Texas Ratio of 5.22% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
5.22% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Maryland by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) The Bank of Glen Burnie (FDIC Cert #16820) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Maryland
All Maryland banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| EagleBankBethesda | $10.4B | C | -1.20% |
| Forbright BankPotomac | $7.9B | B | 1.35% |
| Shore United Bank, National AssociationEaston | $6.3B | B | 1.08% |
| CFG BankLutherville | $5.7B | B | 1.43% |
| Capital Bank, National AssociationRockville | $3.5B | B | 1.51% |
| First United Bank & TrustOakland | $2.1B | A | 1.27% |
| Rosedale BankNottingham | $1.3B | B | 0.18% |
| Middletown Valley BankMiddletown | $1.1B | B | 0.90% |
Frequently asked questions
What is The Bank of Glen Burnie's health grade?▼
The Bank of Glen Burnie receives a health grade of C (58/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank meets regulatory minimums but has some areas of financial weakness to monitor.
How large is The Bank of Glen Burnie?▼
The Bank of Glen Burnie holds $360M in total assets and $332M in deposits, ranking 2,241st of 4,313 FDIC-insured banks by asset size. It is headquartered in Glen Burnie, Maryland.
Is my money safe at The Bank of Glen Burnie?▼
Yes, deposits at The Bank of Glen Burnie (Certificate #16820) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is The Bank of Glen Burnie's Tier 1 Capital Ratio?▼
The Bank of Glen Burnie has a Tier 1 Capital Ratio of 13.80%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for The Bank of Glen Burnie?▼
The Bank of Glen Burnie has a Texas Ratio of 5.22%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is The Bank of Glen Burnie?▼
The Bank of Glen Burnie has an Efficiency Ratio of 103.03%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.
What to do with this
How to read The Bank of Glen Burnie's profile as a depositor or analyst.
- The Bank of Glen Burnie's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare The Bank of Glen Burnie against other Maryland banks before moving funds. Maryland banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.