FDIC Cert #57069 · Jackson, Mississippi · Est. 2000

Story Bank DBA Story Financial Partners - FDIC Bank Health Profile

A community-scale look at Story Bank DBA Story Financial Partners's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$989M
Total assets
B
Health grade · Good
0.82%
Return on assets
12.1%
Tier 1 capital

Data updated July 2026

The verdict

Story Bank DBA Story Financial Partners earns a PlainBankData health grade of B (73/100), with well-capitalized at 12.08% Tier 1, 0.82% ROA, 72% efficiency ratio.

#1,052
largest of 4,313 FDIC banks by assets
76th
percentile by asset size, nationally
12.08%
Tier 1 ratio - above the 10% well-capitalized line
30th
percentile for profitability (ROA), nationally

The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.

FDIC Call Report plate

Cert 57069 · MS B · 73/100

GRADE-B · MID-PACK · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-PAR · SIZE-MID · BOOK-FULL

  • GRADE-B B (73/100)
  • MID-PACK #2742/4307
  • PHOTO-FINISH BNC National Bank · AZ
  • TIER1-WELL 12.1% Tier 1
  • TEXAS-CLEAN 0.1% Texas
  • ROA-PAR 0.82% ROA
  • SIZE-MID $100M–1B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Mississippi: BNC National Bank, AZ (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Story Bank DBA Story Financial Partne…

Lowest and highest poles plus nearest scored peers outside Mississippi, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Barclays Bank Delaware · DE …73/100BNC National Bank · AZ · near73/100Citizens Bank & Trust · AL ·…73/100Homeland Community B… · TN ·…73/100Story Bank DBA Story… · MS ·…73/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Story Bank DBA Story Financial Partne… · July 2026

What Story Bank DBA Story Financial Partne…'s Call Report plate shows

Story Bank DBA Story Financial Partners (FDIC Cert #57069) carries a PlainBankData health grade of B at 73/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #2,742 of 4,307. Tier 1 capital prints at 12.08%, clearing the 10% well-capitalized line. The Texas Ratio is 0.09%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.82%. Balance-sheet scale is $989M, 1,052nd of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is BNC National Bank (AZ), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Story Bank DBA Story Financial Partne…

3 FAILURE resolutions in Mississippi since 2000 (2 since 2008)

Story Bank DBA Story Financial Partners's home state sits in the middle band of post-2000 FAILURE counts (3; 2 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; Story Bank DBA Story Financial Partners remains an active FDIC-insured reporter.

  • HERITAGE BANKING GROUP CARTHAGE, MS 2011 → TRUSTMARK NATIONAL BANK
  • FIRST NATIONAL BANK ROSEDALE, MS 2010 → THE JEFFERSON BANK
  • BANK OF FALKNER FALKNER, MS 2000 → CITIZENS BANK & SAVINGS COM

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Mississippi banks.

How Story Bank DBA Story Financial Partners's 73/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10073/100
Story Bank DBA Story Financial Partners's composite health score
Tier 1 Capital Ratio (12.08%) 35/40
Return on Assets (ROA) (0.82%) 14/25
Texas Ratio (0.09%) 20/20
Efficiency Ratio (72.10%) 4/15

73 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$989M

Total balance-sheet footings

Total Deposits

$870M

Customer-funded liabilities

Net Loans

$840M

Outstanding loan book

Net Income

$8M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 10.68% 12.08% 13.48%
Basel III capital ratios - Story Bank DBA Story Financial Partners

Where Story Bank DBA Story Financial Partners ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Story Bank DBA Story Financial Partners's score of 73/100 falls in the highlighted band.

Story Bank DBA Story Financial Partners: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

73 36th percentile higher than 36% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). This entry sits in this band. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Story Bank DBA Story Financial Partne… 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Story Bank DBA Story Financial Partners's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Story Bank DBA Story Financial Partners's $989M falls in the highlighted band.

Safety ratios for Story Bank DBA Story Financial Partne…

Tier 1 capital ratio
Well-capitalized 10%

12.08% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
12.08%
Texas Ratio
0.09%
Equity Capital
$101M

What these ratios mean →

Profitability metrics: Story Bank DBA Story Financial Partne…

Return on Assets (ROA)
30th percentile nationally
0.82%
Return on Equity (ROE)
7.61%
Efficiency Ratio
72.10%

What these mean →

Income & expense at Story Bank DBA Story Financial Partne…

$52M
Interest Income
$5M
Non-Interest Income
$26M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Story Bank DBA Story Financial Partners reports a Texas Ratio of 0.09% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

0.09% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Story Bank DBA Story Financial Partners on FDIC BankFind →

Top banks in Mississippi by total assets

Largest banks headquartered in Mississippi
  1. 1
    Hancock Whitney Bank $35.5B

    Gulfport, MS · Grade A

  2. 2
    Renasant Bank $26.7B

    Tupelo, MS · Grade B

  3. 3
    Trustmark Bank $18.9B

    Jackson, MS · Grade B

  4. 4
    BankPlus $8.1B

    Belzoni, MS · Grade B

  5. 5
    Community Bank of Mississippi $5.0B

    Flowood, MS · Grade B

Top 5 banks in Mississippi ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($989M here), outside Mississippi so the neighborhood is not state containment.

CNB Bank $989M · NM Jonestown Bank and Trust Company, of… $989M · PA Farmers and Merchants Bank $988M · NE The Farmers National Bank of Danville $990M · KY

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Story Bank DBA Story Financial Partners (FDIC Cert #57069) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Story Bank DBA Story Financial Partners Call Report profile · FDIC Failed Bank List · Mississippi FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Mississippi

All Mississippi banks →
BankAssetsGradeROA
Hancock Whitney BankGulfport $35.5B A 1.41%
Renasant BankTupelo $26.7B B 0.89%
Trustmark BankJackson $18.9B B 1.26%
BankPlusBelzoni $8.1B B 1.14%
Community Bank of MississippiFlowood $5.0B B 0.89%
BankFirst Financial ServicesColumbus $3.3B B 1.04%
Guaranty Bank and Trust CompanyBelzoni $2.9B B 1.10%
Planters Bank & Trust CompanyIndianola $2.1B A 0.84%