FDIC Cert #9822 · Table Rock, Nebraska · Est. 1885

State Bank of Table Rock - FDIC Bank Health Profile

A community-scale look at State Bank of Table Rock's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$143M
Total assets
B
Health grade · Good
1.25%
Return on assets
9.7%
Tier 1 capital

Data updated July 2026

The verdict

State Bank of Table Rock earns a PlainBankData health grade of B (66/100), with 9.71% Tier 1 capital, profitable at 1.25% ROA, 67% efficiency ratio.

#3,411
largest of 4,313 FDIC banks by assets
21st
percentile by asset size, nationally
9.71%
Tier 1 ratio - below the 10% well-capitalized line
61st
percentile for profitability (ROA), nationally

The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.

FDIC Call Report plate

Cert 9822 · NE B · 66/100

GRADE-B · LOWER-Q · PHOTO-FINISH · TIER1-ADEQ · TEXAS-CLEAN · ROA-STRONG · SIZE-MID · BOOK-FULL

  • GRADE-B B (66/100)
  • LOWER-Q #3485/4307
  • PHOTO-FINISH Farmers and Merchant… · MN
  • TIER1-ADEQ 9.7% Tier 1
  • TEXAS-CLEAN 0.0% Texas
  • ROA-STRONG 1.25% ROA
  • SIZE-MID $100M–1B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Nebraska: Farmers and Merchants State Bank of Pierz, MN (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around State Bank of Table Rock

Lowest and highest poles plus nearest scored peers outside Nebraska, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Farmers and Merchant… · MN ·…66/100Hometown Community B… · MN ·…66/100State Bank of Lake P… · MN ·…66/100State Bank of Table… · NE · …66/100The Goose River Bank · ND · …66/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around State Bank of Table Rock · July 2026

What State Bank of Table Rock's Call Report plate shows

State Bank of Table Rock (FDIC Cert #9822) carries a PlainBankData health grade of B at 66/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #3,485 of 4,307. Tier 1 capital prints at 9.71%, missing the 10% well-capitalized line. The Texas Ratio is 0.03%, inside the sub-50% band analysts treat as healthy. Return on assets is 1.25%. Balance-sheet scale is $143M, 3,411th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Farmers and Merchants State Bank of Pierz (MN), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around State Bank of Table Rock

4 FAILURE resolutions in Nebraska since 2000 (4 since 2008)

State Bank of Table Rock's home state sits in the middle band of post-2000 FAILURE counts (4; 4 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; State Bank of Table Rock remains an active FDIC-insured reporter.

  • ERICSON STATE BANK ERICSON, NE 2020 → FARMERS AND MERCHANTS BANK
  • MID CITY BANK, INC. OMAHA, NE 2011 → PURDUM STATE BANK
  • TIERONE BANK LINCOLN, NE 2010 → GREAT WESTERN BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Nebraska banks.

How State Bank of Table Rock's 66/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10066/100
State Bank of Table Rock's composite health score
Tier 1 Capital Ratio (9.71%) 18/40
Return on Assets (ROA) (1.25%) 20/25
Texas Ratio (0.03%) 20/20
Efficiency Ratio (67.11%) 8/15

66 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$143M

Total balance-sheet footings

Total Deposits

$113M

Customer-funded liabilities

Net Loans

$126M

Outstanding loan book

Net Income

$2M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 2% 4% 6% 8% 10% 12% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 8.31% 9.71% 11.11%
Basel III capital ratios - State Bank of Table Rock

Where State Bank of Table Rock ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. State Bank of Table Rock's score of 66/100 falls in the highlighted band.

State Bank of Table Rock: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

66 19th percentile higher than 19% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). This entry sits in this band. 70–80: 1,030 FDIC-insured banks (24%). Above this entry. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. State Bank of Table Rock 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

State Bank of Table Rock's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). State Bank of Table Rock's $143M falls in the highlighted band.

Safety ratios for State Bank of Table Rock

Tier 1 capital ratio
Well-capitalized 10%

9.71% of risk-weighted assets - below the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
9.71%
Texas Ratio
0.03%
Equity Capital
$14M

What these ratios mean →

Earnings posture at State Bank of Table Rock

Return on Assets (ROA)
61st percentile nationally
1.25%
Return on Equity (ROE)
13.70%
Efficiency Ratio
67.11%

What these mean →

Income & expense at State Bank of Table Rock

$9M
Interest Income
$200K
Non-Interest Income
$4M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. State Bank of Table Rock reports a Texas Ratio of 0.03% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

0.03% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View State Bank of Table Rock on FDIC BankFind →

Top banks in Nebraska by total assets

Largest banks headquartered in Nebraska
  1. 1
    First National Bank of Omaha $34.6B

    Omaha, NE · Grade A

  2. 2
    Union Bank and Trust Company $9.1B

    Lincoln, NE · Grade A

  3. 3
    Pinnacle Bank $8.9B

    Lincoln, NE · Grade A

  4. 4
    American National Bank $5.2B

    Omaha, NE · Grade A

  5. 5
    Cornerstone Bank $2.8B

    York, NE · Grade B

Top 5 banks in Nebraska ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($143M here), outside Nebraska so the neighborhood is not state containment.

Community Bank of Pleasant Hill $143M · MO The First National Bank of Litchfield $143M · IL ACB Bank $143M · OK Peoples Bank of Wyaconda, Missouri $143M · MO

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) State Bank of Table Rock (FDIC Cert #9822) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

State Bank of Table Rock Call Report profile · FDIC Failed Bank List · Nebraska FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Nebraska

All Nebraska banks →
BankAssetsGradeROA
First National Bank of OmahaOmaha $34.6B A 1.51%
Union Bank and Trust CompanyLincoln $9.1B A 1.60%
Pinnacle BankLincoln $8.9B A 1.26%
American National BankOmaha $5.2B A 1.32%
Cornerstone BankYork $2.8B B 1.11%
Security First BankLincoln $2.2B B 0.90%
Five Points BankGrand Island $2.1B A 1.47%
Security National Bank of OmahaOmaha $1.7B A 1.28%