FDIC Cert #29922 · Vancouver, Washington · Est. 1923

Riverview Bank - FDIC Bank Health Profile

A community-scale look at Riverview Bank's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$1.5B
Total assets
B
Health grade · Good
0.42%
Return on assets
15.1%
Tier 1 capital

Data updated July 2026

The verdict

Riverview Bank earns a PlainBankData health grade of B (67/100), with well-capitalized at 15.09% Tier 1, 0.42% ROA, 85% efficiency ratio.

#747
largest of 4,313 FDIC banks by assets
83rd
percentile by asset size, nationally
15.09%
Tier 1 ratio - above the 10% well-capitalized line
13th
percentile for profitability (ROA), nationally

PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.

FDIC Call Report plate

Cert 29922 · WA B · 67/100

GRADE-B · MID-PACK · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-THIN · SIZE-REGIONAL · BOOK-FULL

  • GRADE-B B (67/100)
  • MID-PACK #3185/4307
  • PHOTO-FINISH Scottsburg Building… · IN
  • TIER1-WELL 15.1% Tier 1
  • TEXAS-CLEAN 0.6% Texas
  • ROA-THIN 0.42% ROA
  • SIZE-REGIONAL $1–10B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Washington: Scottsburg Building and Loan Association, IN (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Riverview Bank

Lowest and highest poles plus nearest scored peers outside Washington, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Commonwealth Co-oper… · MA ·…67/100Huntingdon Savings B… · PA ·…67/100Riverview Bank · WA · this b…67/100Scottsburg Building… · IN · …67/100The Liberty Savings… · KS · …67/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Riverview Bank · July 2026

Call Report read for Riverview Bank in a high-failure state

Riverview Bank (FDIC Cert #29922) carries a PlainBankData health grade of B at 67/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #3,185 of 4,307. Tier 1 capital prints at 15.09%, clearing the 10% well-capitalized line. The Texas Ratio is 0.57%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.42%. Balance-sheet scale is $1.5B, 747th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Scottsburg Building and Loan Association (IN), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Riverview Bank

19 FAILURE resolutions in Washington since 2000, heavy vs the state corpus

Riverview Bank sits in one of the heavier post-2000 FAILURE states (19 resolutions; latest year 2015). The list below is state history from the Failed Bank List, not a claim about Riverview Bank's current Call Report.

  • HOMETOWN NATIONAL BANK LONGVIEW, WA 2015 → TWIN CITY BANK
  • WESTSIDE COMMUNITY BANK UNIVERSITY PLACE, WA 2013 → SUNWEST BANK
  • BANK OF WHITMAN COLFAX, WA 2011 → COLUMBIA STATE BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Washington banks.

How Riverview Bank's 67/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10067/100
Riverview Bank's composite health score
Tier 1 Capital Ratio (15.09%) 40/40
Return on Assets (ROA) (0.42%) 7/25
Texas Ratio (0.57%) 20/20
Efficiency Ratio (85.11%) 0/15

67 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$1.5B

Total balance-sheet footings

Total Deposits

$1.2B

Customer-funded liabilities

Net Loans

$1.1B

Outstanding loan book

Net Income

$6M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% 18% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 13.69% 15.09% 16.49%
Basel III capital ratios - Riverview Bank

Where Riverview Bank ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Riverview Bank's score of 67/100 falls in the highlighted band.

Riverview Bank: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

67 26th percentile higher than 26% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). This entry sits in this band. 70–80: 1,030 FDIC-insured banks (24%). Above this entry. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Riverview Bank 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Riverview Bank's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Riverview Bank's $1.5B falls in the highlighted band.

Capital & credit buffers at Riverview Bank

Tier 1 capital ratio
Well-capitalized 10%

15.09% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
15.09%
Texas Ratio
0.57%
Equity Capital
$184M

What these ratios mean →

Profitability metrics: Riverview Bank

Return on Assets (ROA)
13th percentile nationally
0.42%
Return on Equity (ROE)
3.50%
Efficiency Ratio
85.11%

What these mean →

Income & expense at Riverview Bank

$61M
Interest Income
$14M
Non-Interest Income
$47M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Riverview Bank reports a Texas Ratio of 0.57% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

0.57% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Riverview Bank on FDIC BankFind →

Top banks in Washington by total assets

Largest banks headquartered in Washington
  1. 1
    WaFd Bank $27.3B

    Seattle, WA · Grade B

  2. 2
    Banner Bank $16.3B

    Walla Walla, WA · Grade A

  3. 3
    Washington Trust Bank $10.7B

    Spokane, WA · Grade B

  4. 4
    Heritage Bank $7.0B

    Olympia, WA · Grade A

  5. 5
    Coastal Community Bank $4.7B

    Everett, WA · Grade A

Top 5 banks in Washington ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($1.5B here), outside Washington so the neighborhood is not state containment.

1st Summit Bank $1.5B · PA The Citizens Bank of Philadelphia, Mi… $1.5B · MS American State Bank $1.5B · IA CorTrust Bank $1.5B · SD

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Riverview Bank (FDIC Cert #29922) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Riverview Bank Call Report profile · FDIC Failed Bank List · Washington FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Washington

All Washington banks →
BankAssetsGradeROA
WaFd BankSeattle $27.3B B 0.91%
Banner BankWalla Walla $16.3B A 1.24%
Washington Trust BankSpokane $10.7B B 0.89%
Heritage BankOlympia $7.0B A 1.07%
Coastal Community BankEverett $4.7B A 1.11%
1st Security Bank of WashingtonMountlake Terrace $3.2B A 1.14%
Peoples BankBellingham $2.5B B 1.00%
Cashmere Valley BankCashmere $2.3B A 1.33%