FDIC Cert #34811 · North Platte, Nebraska · Est. 1998

Nebraskaland Bank - FDIC Bank Health Profile

This profile flags real pressure points from the bank's own quarterly Call Report, read past the headline grade before drawing conclusions.

Compiled from official public sources by the publisher.
$986M
Total assets
D
Health grade · Weak
0.39%
Return on assets
9.4%
Tier 1 capital

Data updated July 2026

The verdict

Nebraskaland Bank earns a PlainBankData health grade of D (49/100), with 9.36% Tier 1 capital, 0.39% ROA, 76% efficiency ratio.

#1,055
largest of 4,313 FDIC banks by assets
76th
percentile by asset size, nationally
9.36%
Tier 1 ratio - below the 10% well-capitalized line
12th
percentile for profitability (ROA), nationally

A weak grade is PlainBankData's own read of the Call Report data, not an official FDIC rating, and it does not change your insurance coverage: every dollar stays protected to $250,000 per depositor, per category.

FDIC Call Report plate

Cert 34811 · NE D · 49/100

GRADE-D · BOTTOM-DECILE · PHOTO-FINISH · TIER1-ADEQ · TEXAS-CLEAN · ROA-THIN · SIZE-MID · BOOK-FULL

  • GRADE-D D (49/100)
  • BOTTOM-DECILE #4143/4307
  • PHOTO-FINISH Savers Co-operative… · MA
  • TIER1-ADEQ 9.4% Tier 1
  • TEXAS-CLEAN 2.3% Texas
  • ROA-THIN 0.39% ROA
  • SIZE-MID $100M–1B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Nebraska: Savers Co-operative Bank, MA (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Nebraskaland Bank

Lowest and highest poles plus nearest scored peers outside Nebraska, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Beneficial State Bank · CA ·…49/100Nebraskaland Bank · NE · thi…49/100North Dallas Bank &… · TX · …49/100Savers Co-operative… · MA · …49/100Solvay Bank · NY · near49/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Nebraskaland Bank · July 2026

What Nebraskaland Bank's Call Report plate shows

Nebraskaland Bank (FDIC Cert #34811) carries a PlainBankData health grade of D at 49/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #4,143 of 4,307. Tier 1 capital prints at 9.36%, missing the 10% well-capitalized line. The Texas Ratio is 2.27%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.39%. Balance-sheet scale is $986M, 1,055th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Savers Co-operative Bank (MA), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Nebraskaland Bank

4 FAILURE resolutions in Nebraska since 2000 (4 since 2008)

Nebraskaland Bank's home state sits in the middle band of post-2000 FAILURE counts (4; 4 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; Nebraskaland Bank remains an active FDIC-insured reporter.

  • ERICSON STATE BANK ERICSON, NE 2020 → FARMERS AND MERCHANTS BANK
  • MID CITY BANK, INC. OMAHA, NE 2011 → PURDUM STATE BANK
  • TIERONE BANK LINCOLN, NE 2010 → GREAT WESTERN BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Nebraska banks.

How Nebraskaland Bank's 49/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10049/100
Nebraskaland Bank's composite health score
Tier 1 Capital Ratio (9.36%) 18/40
Return on Assets (ROA) (0.39%) 7/25
Texas Ratio (2.27%) 20/20
Efficiency Ratio (76.07%) 4/15

49 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$986M

Total balance-sheet footings

Total Deposits

$752M

Customer-funded liabilities

Net Loans

$703M

Outstanding loan book

Net Income

$4M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 2% 4% 6% 8% 10% 12% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 7.96% 9.36% 10.76%
Basel III capital ratios - Nebraskaland Bank

Where Nebraskaland Bank ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Nebraskaland Bank's score of 49/100 falls in the highlighted band.

Nebraskaland Bank: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

49 4th percentile higher than 4% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). This entry sits in this band. 50–60: 279 FDIC-insured banks (6%). Above this entry. 60–70: 777 FDIC-insured banks (18%). Above this entry. 70–80: 1,030 FDIC-insured banks (24%). Above this entry. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Nebraskaland Bank 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Nebraskaland Bank's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Nebraskaland Bank's $986M falls in the highlighted band.

Safety ratios for Nebraskaland Bank

Tier 1 capital ratio
Well-capitalized 10%

9.36% of risk-weighted assets - below the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
9.36%
Texas Ratio
2.27%
Equity Capital
$88M

What these ratios mean →

Profitability metrics: Nebraskaland Bank

Return on Assets (ROA)
12th percentile nationally
0.39%
Return on Equity (ROE)
4.24%
Efficiency Ratio
76.07%

What these mean →

Income & expense at Nebraskaland Bank

$44M
Interest Income
$2M
Non-Interest Income
$19M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Nebraskaland Bank reports a Texas Ratio of 2.27% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

2.27% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

What to watch at Nebraskaland Bank

Nebraskaland Bank's grade of D reflects specific pressure points in the FDIC Call Report. Its Tier 1 capital ratio of 9.36% is below the 10% "well-capitalized" benchmark.

Your deposits are still protected. Regardless of grade, FDIC insurance covers every dollar on deposit at Nebraskaland Bank up to $250,000 per depositor, per ownership category. A weak grade signals institutional financial stress for analysts, it is not a prediction of failure, and it does not affect insured-deposit safety.

FDIC Failed Bank List → View Nebraskaland Bank on FDIC BankFind →

Top banks in Nebraska by total assets

Largest banks headquartered in Nebraska
  1. 1
    First National Bank of Omaha $34.6B

    Omaha, NE · Grade A

  2. 2
    Union Bank and Trust Company $9.1B

    Lincoln, NE · Grade A

  3. 3
    Pinnacle Bank $8.9B

    Lincoln, NE · Grade A

  4. 4
    American National Bank $5.2B

    Omaha, NE · Grade A

  5. 5
    Cornerstone Bank $2.8B

    York, NE · Grade B

Top 5 banks in Nebraska ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($986M here), outside Nebraska so the neighborhood is not state containment.

Calvin B. Taylor Banking Company of B… $986M · MD First National Bank of Michigan $986M · MI Clear Mountain Bank $985M · WV Clear Fork Bank $984M · TX

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Nebraskaland Bank (FDIC Cert #34811) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Nebraskaland Bank Call Report profile · FDIC Failed Bank List · Nebraska FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Nebraska

All Nebraska banks →
BankAssetsGradeROA
First National Bank of OmahaOmaha $34.6B A 1.51%
Union Bank and Trust CompanyLincoln $9.1B A 1.60%
Pinnacle BankLincoln $8.9B A 1.26%
American National BankOmaha $5.2B A 1.32%
Cornerstone BankYork $2.8B B 1.11%
Security First BankLincoln $2.2B B 0.90%
Five Points BankGrand Island $2.1B A 1.47%
Security National Bank of OmahaOmaha $1.7B A 1.28%