FDIC Cert #16116 · Dodge, Nebraska · Est. 1889

Nebraska Bank - FDIC Bank Health Profile

A community-scale look at Nebraska Bank's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$479M
Total assets
B
Health grade · Good
1.26%
Return on assets
9.4%
Tier 1 capital

Data updated July 2026

The verdict

Nebraska Bank earns a PlainBankData health grade of B (66/100), with 9.39% Tier 1 capital, profitable at 1.26% ROA, 63% efficiency ratio.

#1,849
largest of 4,313 FDIC banks by assets
57th
percentile by asset size, nationally
9.39%
Tier 1 ratio - below the 10% well-capitalized line
61st
percentile for profitability (ROA), nationally

This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.

FDIC Call Report plate

Cert 16116 · NE B · 66/100

GRADE-B · LOWER-Q · PHOTO-FINISH · TIER1-ADEQ · TEXAS-CLEAN · ROA-STRONG · SIZE-MID · BOOK-FULL

  • GRADE-B B (66/100)
  • LOWER-Q #3404/4307
  • PHOTO-FINISH The Farmers & Mercha… · AR
  • TIER1-ADEQ 9.4% Tier 1
  • TEXAS-CLEAN 4.6% Texas
  • ROA-STRONG 1.26% ROA
  • SIZE-MID $100M–1B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Nebraska: The Farmers & Merchants Bank, AR (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Nebraska Bank

Lowest and highest poles plus nearest scored peers outside Nebraska, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Marquette Bank · IL · near66/100Mediapolis Savings B… · IA ·…66/100Nebraska Bank · NE · this ba…66/100South Coast Bank & T… · GA ·…66/100The Farmers & Mercha… · AR ·…66/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Nebraska Bank · July 2026

What Nebraska Bank's Call Report plate shows

Nebraska Bank (FDIC Cert #16116) carries a PlainBankData health grade of B at 66/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #3,404 of 4,307. Tier 1 capital prints at 9.39%, missing the 10% well-capitalized line. The Texas Ratio is 4.62%, inside the sub-50% band analysts treat as healthy. Return on assets is 1.26%. Balance-sheet scale is $479M, 1,849th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is The Farmers & Merchants Bank (AR), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Nebraska Bank

4 FAILURE resolutions in Nebraska since 2000 (4 since 2008)

Nebraska Bank's home state sits in the middle band of post-2000 FAILURE counts (4; 4 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; Nebraska Bank remains an active FDIC-insured reporter.

  • ERICSON STATE BANK ERICSON, NE 2020 → FARMERS AND MERCHANTS BANK
  • MID CITY BANK, INC. OMAHA, NE 2011 → PURDUM STATE BANK
  • TIERONE BANK LINCOLN, NE 2010 → GREAT WESTERN BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Nebraska banks.

How Nebraska Bank's 66/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10066/100
Nebraska Bank's composite health score
Tier 1 Capital Ratio (9.39%) 18/40
Return on Assets (ROA) (1.26%) 20/25
Texas Ratio (4.62%) 20/20
Efficiency Ratio (63.17%) 8/15

66 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$479M

Total balance-sheet footings

Total Deposits

$405M

Customer-funded liabilities

Net Loans

$352M

Outstanding loan book

Net Income

$6M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 2% 4% 6% 8% 10% 12% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 7.99% 9.39% 10.79%
Basel III capital ratios - Nebraska Bank

Where Nebraska Bank ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Nebraska Bank's score of 66/100 falls in the highlighted band.

Nebraska Bank: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

66 21st percentile higher than 21% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). This entry sits in this band. 70–80: 1,030 FDIC-insured banks (24%). Above this entry. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Nebraska Bank 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Nebraska Bank's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Nebraska Bank's $479M falls in the highlighted band.

Safety ratios for Nebraska Bank

Tier 1 capital ratio
Well-capitalized 10%

9.39% of risk-weighted assets - below the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
9.39%
Texas Ratio
4.62%
Equity Capital
$46M

What these ratios mean →

Earnings posture at Nebraska Bank

Return on Assets (ROA)
61st percentile nationally
1.26%
Return on Equity (ROE)
13.58%
Efficiency Ratio
63.17%

What these mean →

Income & expense at Nebraska Bank

$27M
Interest Income
$1M
Non-Interest Income
$12M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Nebraska Bank reports a Texas Ratio of 4.62% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

4.62% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Nebraska Bank on FDIC BankFind →

Top banks in Nebraska by total assets

Largest banks headquartered in Nebraska
  1. 1
    First National Bank of Omaha $34.6B

    Omaha, NE · Grade A

  2. 2
    Union Bank and Trust Company $9.1B

    Lincoln, NE · Grade A

  3. 3
    Pinnacle Bank $8.9B

    Lincoln, NE · Grade A

  4. 4
    American National Bank $5.2B

    Omaha, NE · Grade A

  5. 5
    Cornerstone Bank $2.8B

    York, NE · Grade B

Top 5 banks in Nebraska ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($479M here), outside Nebraska so the neighborhood is not state containment.

FSNB $479M · OK EvaBank $478M · AL Austin County State Bank $478M · TX M C Bank & Trust Company $478M · LA

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Nebraska Bank (FDIC Cert #16116) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Nebraska Bank Call Report profile · FDIC Failed Bank List · Nebraska FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Nebraska

All Nebraska banks →
BankAssetsGradeROA
First National Bank of OmahaOmaha $34.6B A 1.51%
Union Bank and Trust CompanyLincoln $9.1B A 1.60%
Pinnacle BankLincoln $8.9B A 1.26%
American National BankOmaha $5.2B A 1.32%
Cornerstone BankYork $2.8B B 1.11%
Security First BankLincoln $2.2B B 0.90%
Five Points BankGrand Island $2.1B A 1.47%
Security National Bank of OmahaOmaha $1.7B A 1.28%