Total Assets
$468M
Total balance-sheet footings
FDIC Cert #17446 · Fort Davis, Texas · Est. 1911
Maverick Bank - FDIC Bank Health Profile
A community-scale look at Maverick Bank's own numbers, pulled straight from its quarterly FDIC Call Report.
- $468M
- Total assets
- B
- Health grade · Good
- 1.90%
- Return on assets
- 8.8%
- Tier 1 capital
Data updated July 2026
The verdict
Maverick Bank earns a PlainBankData health grade of B (75/100), with 8.78% Tier 1 capital, profitable at 1.90% ROA, efficient (50% cost ratio).
- #1,887
- largest of 4,313 FDIC banks by assets
- 56th
- percentile by asset size, nationally
- 8.78%
- Tier 1 ratio - below the 10% well-capitalized line
- 89th
- percentile for profitability (ROA), nationally
This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.
How Maverick Bank's 75/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Maverick Bank's composite health score
Tier 1 Capital Ratio (8.78%) 18/40
Return on Assets (ROA) (1.90%) 25/25
Texas Ratio (0.07%) 20/20
Efficiency Ratio (50.33%) 12/15
75 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$416M
Customer-funded liabilities
Net Loans
$266M
Outstanding loan book
Net Income
$7M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Maverick Bank ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Maverick Bank's score of 75/100 falls in the highlighted band.
Maverick Bank's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Maverick Bank's $468M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
8.78% of risk-weighted assets - below the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
8.78%
Texas Ratio
0.07%
Equity Capital
$48M
Profitability metrics
Return on Assets (ROA)
89th percentile nationally
1.90%
Return on Equity (ROE)
17.79%
Efficiency Ratio
50.33%
What the numbers say about Maverick Bank
Maverick Bank is an FDIC-insured institution (Certificate #17446) headquartered in Fort Davis, Texas, established in 1911. It holds $468M in total assets - 1,887th of 4,313 FDIC-insured banks, $416M in customer deposits, and $266M in net loans. Capital-wise, the Tier 1 ratio sits at 8.78%, falling short of the federal 10% well-capitalized bar; the Texas Ratio reads 0.07%, a healthy figure under the 50% watch level. That combination rolls up into a PlainBankData health grade of B (75 of 100), blending Tier 1 capital, ROA, the Texas Ratio, and efficiency. These figures come directly from the bank's quarterly FDIC Call Report.
Maverick Bank sits 166th of 350 banks headquartered in Texas by total assets, placing it in the middle tier of the state's banking landscape.
Income & expense breakdown
$24M
Interest Income
$3M
Non-Interest Income
$11M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Maverick Bank reports a Texas Ratio of 0.07% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
0.07% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Texas by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Maverick Bank (FDIC Cert #17446) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Texas
All Texas banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Charles Schwab Bank, SSBWestlake | $253.8B | A | 0.94% |
| Frost BankSan Antonio | $53.1B | A | 1.26% |
| Prosperity BankEl Campo | $38.5B | A | 1.44% |
| Texas Capital BankDallas | $31.3B | A | 1.10% |
| Charles Schwab Premier Bank, SSBWestlake | $27.0B | A | 1.47% |
| First Financial BankAbilene | $15.4B | A | 1.64% |
| NexBankDallas | $13.9B | A | 1.17% |
| PlainsCapital BankUniversity Park | $12.7B | B | 1.05% |
Frequently asked questions
What is Maverick Bank's health grade?▼
Maverick Bank receives a health grade of B (75/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank shows good financial health with solid capital levels above regulatory minimums.
How large is Maverick Bank?▼
Maverick Bank holds $468M in total assets and $416M in deposits, ranking 1,887th of 4,313 FDIC-insured banks by asset size. It is headquartered in Fort Davis, Texas.
Is my money safe at Maverick Bank?▼
Yes, deposits at Maverick Bank (Certificate #17446) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Maverick Bank's Tier 1 Capital Ratio?▼
Maverick Bank has a Tier 1 Capital Ratio of 8.78%. Regulators set the "well-capitalized" bar at 10%; this bank still clears the lower 6% "adequately capitalized" minimum.
What is the Texas Ratio for Maverick Bank?▼
Maverick Bank has a Texas Ratio of 0.07%. Staying under 50% is the level analysts treat as healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Maverick Bank?▼
Maverick Bank has an Efficiency Ratio of 50.33%. Under the 60% mark counts as efficient, more of every revenue dollar reaches the bottom line. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Maverick Bank's profile as a depositor or analyst.
- Maverick Bank's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Maverick Bank against other Texas banks before moving funds. Texas banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.