Total Assets
$268M
Total balance-sheet footings
FDIC Cert #11319 · Mount Pulaski, Illinois · Est. 1872
Longview Community Bank - FDIC Bank Health Profile
A community-scale look at Longview Community Bank's own numbers, pulled straight from its quarterly FDIC Call Report.
- $268M
- Total assets
- C
- Health grade · Fair
- 0.82%
- Return on assets
- 10.4%
- Tier 1 capital
Data updated July 2026
The verdict
Longview Community Bank earns a PlainBankData health grade of C (60/100), with well-capitalized at 10.37% Tier 1, 0.82% ROA, 62% efficiency ratio.
- #2,656
- largest of 4,313 FDIC banks by assets
- 38th
- percentile by asset size, nationally
- 10.37%
- Tier 1 ratio - above the 10% well-capitalized line
- 30th
- percentile for profitability (ROA), nationally
PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.
How Longview Community Bank's 60/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Longview Community Bank's composite health score
Tier 1 Capital Ratio (10.37%) 28/40
Return on Assets (ROA) (0.82%) 14/25
Texas Ratio (16.31%) 10/20
Efficiency Ratio (61.85%) 8/15
60 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$217M
Customer-funded liabilities
Net Loans
$188M
Outstanding loan book
Net Income
$2M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Longview Community Bank ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Longview Community Bank's score of 60/100 falls in the highlighted band.
Longview Community Bank's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Longview Community Bank's $268M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
10.37% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
10.37%
Texas Ratio
16.31%
Equity Capital
$32M
Profitability metrics
Return on Assets (ROA)
30th percentile nationally
0.82%
Return on Equity (ROE)
6.92%
Efficiency Ratio
61.85%
What the numbers say about Longview Community Bank
Longview Community Bank is an FDIC-insured institution (Certificate #11319) headquartered in Mount Pulaski, Illinois, established in 1872. It holds $268M in total assets - 2,656th of 4,313 FDIC-insured banks, $217M in customer deposits, and $188M in net loans. On safety, its Tier 1 capital ratio of 10.37% is above the 10% well-capitalized threshold, and its Texas Ratio of 16.31% sits in the healthy range below 50%. It earns a PlainBankData health grade of C (60/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within Illinois, Longview Community Bank ranks 167th of 330 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
Income & expense breakdown
$13M
Interest Income
$1M
Non-Interest Income
$6M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Longview Community Bank reports a Texas Ratio of 16.31% - within the generally healthy range below the 50% level analysts watch.
Texas Ratio
Caution 50%
16.31% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Illinois by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Longview Community Bank (FDIC Cert #11319) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Illinois
All Illinois banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| BMO Bank National AssociationChicago | $252.1B | A | 0.95% |
| The Northern Trust CompanyChicago | $176.4B | B | 1.02% |
| CIBC Bank USAChicago | $64.0B | A | 1.47% |
| Busey BankChampaign | $18.1B | A | 0.92% |
| Byline BankChicago | $9.6B | A | 1.47% |
| Wintrust Bank, National AssociationChicago | $9.6B | A | 1.88% |
| Lake Forest Bank & Trust Company, National AssociationLake Forest | $9.4B | A | 2.20% |
| First American BankElk Grove Village | $8.1B | A | 1.72% |
Frequently asked questions
What is Longview Community Bank's health grade?▼
Longview Community Bank receives a health grade of C (60/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank meets regulatory minimums but has some areas of financial weakness to monitor.
How large is Longview Community Bank?▼
Longview Community Bank holds $268M in total assets and $217M in deposits, ranking 2,656th of 4,313 FDIC-insured banks by asset size. It is headquartered in Mount Pulaski, Illinois.
Is my money safe at Longview Community Bank?▼
Yes, deposits at Longview Community Bank (Certificate #11319) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Longview Community Bank's Tier 1 Capital Ratio?▼
Longview Community Bank has a Tier 1 Capital Ratio of 10.37%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for Longview Community Bank?▼
Longview Community Bank has a Texas Ratio of 16.31%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Longview Community Bank?▼
Longview Community Bank has an Efficiency Ratio of 61.85%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Longview Community Bank's profile as a depositor or analyst.
- Longview Community Bank's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Longview Community Bank against other Illinois banks before moving funds. Illinois banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.