FDIC Cert #14399 · Haskell, Texas · Est. 1890

Haskell National Bank - FDIC Bank Health Profile

A community-scale look at Haskell National Bank's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$74M
Total assets
B
Health grade · Good
0.73%
Return on assets
29.7%
Tier 1 capital

Data updated July 2026

The verdict

Haskell National Bank earns a PlainBankData health grade of B (74/100), with well-capitalized at 29.69% Tier 1, 0.73% ROA, 81% efficiency ratio.

#3,953
largest of 4,313 FDIC banks by assets
8th
percentile by asset size, nationally
29.69%
Tier 1 ratio - above the 10% well-capitalized line
26th
percentile for profitability (ROA), nationally

PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.

FDIC Call Report plate

Cert 14399 · TX B · 74/100

GRADE-B · MID-PACK · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-THIN · SIZE-COMMUNITY · BOOK-FULL

  • GRADE-B B (74/100)
  • MID-PACK #2671/4307
  • PHOTO-FINISH Commercial Bank and… · PA
  • TIER1-WELL 29.7% Tier 1
  • TEXAS-CLEAN 0.5% Texas
  • ROA-THIN 0.73% ROA
  • SIZE-COMMUNITY <$100M
  • BOOK-FULL 9/9 fields

Nearest health peer outside Texas: Commercial Bank and Trust of PA, PA (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Haskell National Bank

Lowest and highest poles plus nearest scored peers outside Texas, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Commercial Bank and… · PA · …74/100Haskell National Bank · TX ·…74/100Passumpsic Savings B… · VT ·…74/100The Citizens State B… · KS ·…74/100The Granville Nation… · IL ·…74/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Haskell National Bank · July 2026

Call Report read for Haskell National Bank in a high-failure state

Haskell National Bank (FDIC Cert #14399) carries a PlainBankData health grade of B at 74/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #2,671 of 4,307. Tier 1 capital prints at 29.69%, clearing the 10% well-capitalized line. The Texas Ratio is 0.49%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.73%. Balance-sheet scale is $74M, 3,953rd of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Commercial Bank and Trust of PA (PA), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Haskell National Bank

14 FAILURE resolutions in Texas since 2000, heavy vs the state corpus

Haskell National Bank sits in one of the heavier post-2000 FAILURE states (14 resolutions; latest year 2025). The list below is state history from the Failed Bank List, not a claim about Haskell National Bank's current Call Report.

  • SANTA ANNA NATIONAL BANK SANTA ANNA, TX 2025 → COLEMAN COUNTY STATE BANK
  • ENLOE STATE BANK COOPER, TX 2019 → LEGEND BANK, NA
  • FIRST NATIONAL BANK EDINBURG, TX 2013 → PLAINSCAPITAL BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Texas banks.

How Haskell National Bank's 74/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10074/100
Haskell National Bank's composite health score
Tier 1 Capital Ratio (29.69%) 40/40
Return on Assets (ROA) (0.73%) 14/25
Texas Ratio (0.49%) 20/20
Efficiency Ratio (81.34%) 0/15

74 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$74M

Total balance-sheet footings

Total Deposits

$65M

Customer-funded liabilities

Net Loans

$26M

Outstanding loan book

Net Income

$538K

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 5% 10% 15% 20% 25% 30% 35% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 28.29% 29.69% 31.09%
Basel III capital ratios - Haskell National Bank

Where Haskell National Bank ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Haskell National Bank's score of 74/100 falls in the highlighted band.

Haskell National Bank: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

74 38th percentile higher than 38% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). This entry sits in this band. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Haskell National Bank 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Haskell National Bank's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Haskell National Bank's $74M falls in the highlighted band.

Capital & credit buffers at Haskell National Bank

Tier 1 capital ratio
Well-capitalized 10%

29.69% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
29.69%
Texas Ratio
0.49%
Equity Capital
$9M

What these ratios mean →

Profitability metrics: Haskell National Bank

Return on Assets (ROA)
26th percentile nationally
0.73%
Return on Equity (ROE)
6.42%
Efficiency Ratio
81.34%

What these mean →

Income & expense at Haskell National Bank

$3M
Interest Income
$480K
Non-Interest Income
$2M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Haskell National Bank reports a Texas Ratio of 0.49% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

0.49% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Haskell National Bank on FDIC BankFind →

Top banks in Texas by total assets

Largest banks headquartered in Texas
  1. 1
    Charles Schwab Bank, SSB $253.8B

    Westlake, TX · Grade A

  2. 2
    Frost Bank $53.1B

    San Antonio, TX · Grade A

  3. 3
    Prosperity Bank $38.5B

    El Campo, TX · Grade A

  4. 4
    Texas Capital Bank $31.3B

    Dallas, TX · Grade A

  5. 5
    Charles Schwab Premier Bank, SSB $27.0B

    Westlake, TX · Grade A

Top 5 banks in Texas ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($74M here), outside Texas so the neighborhood is not state containment.

First Tri County Bank $74M · NE First State Bank of Cando $74M · ND State Bank $74M · IA Summit National Bank $74M · WY

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Haskell National Bank (FDIC Cert #14399) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Haskell National Bank Call Report profile · FDIC Failed Bank List · Texas FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Texas

All Texas banks →
BankAssetsGradeROA
Charles Schwab Bank, SSBWestlake $253.8B A 0.94%
Frost BankSan Antonio $53.1B A 1.26%
Prosperity BankEl Campo $38.5B A 1.44%
Texas Capital BankDallas $31.3B A 1.10%
Charles Schwab Premier Bank, SSBWestlake $27.0B A 1.47%
First Financial BankAbilene $15.4B A 1.64%
NexBankDallas $13.9B A 1.17%
PlainsCapital BankUniversity Park $12.7B B 1.05%