FDIC Cert #25247 · Baton Rouge, Louisiana · Est. 1984

First National Banker's Bank - FDIC Bank Health Profile

A community-scale look at First National Banker's Bank's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$1.1B
Total assets
B
Health grade · Good
0.89%
Return on assets
15.8%
Tier 1 capital

Data updated July 2026

The verdict

First National Banker's Bank earns a PlainBankData health grade of B (74/100), with well-capitalized at 15.82% Tier 1, 0.89% ROA, 82% efficiency ratio.

#984
largest of 4,313 FDIC banks by assets
77th
percentile by asset size, nationally
15.82%
Tier 1 ratio - above the 10% well-capitalized line
35th
percentile for profitability (ROA), nationally

This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.

FDIC Call Report plate

Cert 25247 · LA B · 74/100

GRADE-B · MID-PACK · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-PAR · SIZE-REGIONAL · BOOK-FULL

  • GRADE-B B (74/100)
  • MID-PACK #2601/4307
  • PHOTO-FINISH North Cambridge Co-o… · MA
  • TIER1-WELL 15.8% Tier 1
  • TEXAS-CLEAN 2.5% Texas
  • ROA-PAR 0.89% ROA
  • SIZE-REGIONAL $1–10B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Louisiana: North Cambridge Co-operative Bank, MA (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around First National Banker's Bank

Lowest and highest poles plus nearest scored peers outside Louisiana, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100First National Banke… · LA ·…74/100First Secure State B… · IL ·…74/100Guaranty Bank Inc. · WV · ne…74/100North Cambridge Co-o… · MA ·…74/100Pinnacle Bank, Inc. · KY · n…74/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around First National Banker's Bank · July 2026

What First National Banker's Bank's Call Report plate shows

First National Banker's Bank (FDIC Cert #25247) carries a PlainBankData health grade of B at 74/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #2,601 of 4,307. Tier 1 capital prints at 15.82%, clearing the 10% well-capitalized line. The Texas Ratio is 2.55%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.89%. Balance-sheet scale is $1.1B, 984th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is North Cambridge Co-operative Bank (MA), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around First National Banker's Bank

4 FAILURE resolutions in Louisiana since 2000 (3 since 2008)

First National Banker's Bank's home state sits in the middle band of post-2000 FAILURE counts (4; 3 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; First National Banker's Bank remains an active FDIC-insured reporter.

  • FIRST NBC BANK NEW ORLEANS, LA 2017 → WHITNEY BANK
  • CENTRAL PROGRESSIVE BANK LACOMBE, LA 2011 → FIRST NBC BANK
  • STATEWIDE BANK COVINGTON, LA 2010 → HOME BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Louisiana banks.

How First National Banker's Bank's 74/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10074/100
First National Banker's Bank's composite health score
Tier 1 Capital Ratio (15.82%) 40/40
Return on Assets (ROA) (0.89%) 14/25
Texas Ratio (2.55%) 20/20
Efficiency Ratio (81.74%) 0/15

74 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$1.1B

Total balance-sheet footings

Total Deposits

$452M

Customer-funded liabilities

Net Loans

$531M

Outstanding loan book

Net Income

$9M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% 18% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 14.42% 15.82% 17.22%
Basel III capital ratios - First National Banker's Bank

Where First National Banker's Bank ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. First National Banker's Bank's score of 74/100 falls in the highlighted band.

First National Banker's Bank: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

74 40th percentile higher than 40% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). This entry sits in this band. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. First National Banker's Bank 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

First National Banker's Bank's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). First National Banker's Bank's $1.1B falls in the highlighted band.

Safety ratios for First National Banker's Bank

Tier 1 capital ratio
Well-capitalized 10%

15.82% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
15.82%
Texas Ratio
2.55%
Equity Capital
$165M

What these ratios mean →

Profitability metrics: First National Banker's Bank

Return on Assets (ROA)
35th percentile nationally
0.89%
Return on Equity (ROE)
5.38%
Efficiency Ratio
81.74%

What these mean →

Income & expense at First National Banker's Bank

$50M
Interest Income
$28M
Non-Interest Income
$49M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. First National Banker's Bank reports a Texas Ratio of 2.55% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

2.55% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View First National Banker's Bank on FDIC BankFind →

Top banks in Louisiana by total assets

Largest banks headquartered in Louisiana
  1. 1
    Origin Bank $9.6B

    Choudrant, LA · Grade B

  2. 2
    b1BANK $8.2B

    Baton Rouge, LA · Grade A

  3. 3
    First Guaranty Bank $4.1B

    Hammond, LA · Grade C

  4. 4
    Gulf Coast Bank and Trust Company $3.6B

    New Orleans, LA · Grade B

  5. 5
    Home Bank $3.5B

    Lafayette, LA · Grade A

Top 5 banks in Louisiana ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($1.1B here), outside Louisiana so the neighborhood is not state containment.

Jackson County Bank $1.1B · IN Bank of Wisconsin Dells $1.1B · WI Brannen Bank $1.1B · FL Partners Bank of New England $1.1B · ME

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) First National Banker's Bank (FDIC Cert #25247) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

First National Banker's Bank Call Report profile · FDIC Failed Bank List · Louisiana FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Louisiana

All Louisiana banks →
BankAssetsGradeROA
Origin BankChoudrant $9.6B B 0.76%
b1BANKBaton Rouge $8.2B A 1.23%
First Guaranty BankHammond $4.1B C -1.33%
Gulf Coast Bank and Trust CompanyNew Orleans $3.6B B 1.15%
Home Bank, National AssociationLafayette $3.5B A 1.41%
Red River BankAlexandria $3.3B A 1.36%
Investar Bank, National AssociationBaton Rouge $2.8B B 0.89%
Bonvenu Bank, National AssociationBossier City $1.6B B 0.54%