FDIC Cert #58741 · Greenwich, Connecticut · Est. 2008

Fieldpoint Private Bank & Trust - FDIC Bank Health Profile

This profile flags real pressure points from the bank's own quarterly Call Report, read past the headline grade before drawing conclusions.

Compiled from official public sources by the publisher.
$944M
Total assets
D
Health grade · Weak
-1.80%
Return on assets
10.1%
Tier 1 capital

Data updated July 2026

The verdict

Fieldpoint Private Bank & Trust earns a PlainBankData health grade of D (38/100), with well-capitalized at 10.07% Tier 1, -1.80% ROA, 505% efficiency ratio.

#1,098
largest of 4,313 FDIC banks by assets
75th
percentile by asset size, nationally
10.07%
Tier 1 ratio - above the 10% well-capitalized line
1st
percentile for profitability (ROA), nationally

A weak grade is PlainBankData's own read of the Call Report data, not an official FDIC rating, and it does not change your insurance coverage: every dollar stays protected to $250,000 per depositor, per category.

FDIC Call Report plate

Cert 58741 · CT D · 38/100

GRADE-D · BOTTOM-DECILE · PHOTO-FINISH · TIER1-WELL · TEXAS-HEALTHY · ROA-LOSS · SIZE-MID · BOOK-FULL

  • GRADE-D D (38/100)
  • BOTTOM-DECILE #4244/4307
  • PHOTO-FINISH New Valley Bank & Tr… · MA
  • TIER1-WELL 10.1% Tier 1
  • TEXAS-HEALTHY 25.6% Texas
  • ROA-LOSS -1.80% ROA
  • SIZE-MID $100M–1B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Connecticut: New Valley Bank & Trust, MA (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Fieldpoint Private Bank & Trust

Lowest and highest poles plus nearest scored peers outside Connecticut, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Beach Cities Commerc… · CA ·…38/100Fieldpoint Private B… · CT ·…38/100Gainey Business Bank · AZ · …38/100Icon Business Bank · CA · ne…38/100New Valley Bank & Tr… · MA ·…38/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Fieldpoint Private Bank & Trust · July 2026

Plate reading for Fieldpoint Private Bank & Trust where failures stay rare

Fieldpoint Private Bank & Trust (FDIC Cert #58741) carries a PlainBankData health grade of D at 38/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #4,244 of 4,307. Tier 1 capital prints at 10.07%, clearing the 10% well-capitalized line. The Texas Ratio is 25.62%, inside the sub-50% band analysts treat as healthy. Return on assets is -1.80%. Balance-sheet scale is $944M, 1,098th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is New Valley Bank & Trust (MA), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Fieldpoint Private Bank & Trust

Only 2 FAILURE resolutions in Connecticut since 2000

Fieldpoint Private Bank & Trust is headquartered in a state where FDIC FAILURE resolutions have been rare or absent since 2000 (2 of 578 nationwide). That is a historical count of closed institutions, not a forecast for this Call Report sheet.

  • THE COMMUNITY'S BANK BRIDGEPORT, CT 2013
  • CONNECTICUT BANK OF COMMERCE STAMFORD, CT 2002 → HUDSON UNITED BANK
  • FAIRFIELD FIRST BANK & TRUST CO SOUTHPORT, CT 1996 → NORWALK SAVINGS SOCIETY

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Connecticut banks.

How Fieldpoint Private Bank & Trust's 38/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10038/100
Fieldpoint Private Bank & Trust's composite health score
Tier 1 Capital Ratio (10.07%) 28/40
Return on Assets (ROA) (-1.80%) 0/25
Texas Ratio (25.62%) 10/20
Efficiency Ratio (504.56%) 0/15

38 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$944M

Total balance-sheet footings

Total Deposits

$821M

Customer-funded liabilities

Net Loans

$651M

Outstanding loan book

Net Income

$-19,571K

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 2% 4% 6% 8% 10% 12% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 8.67% 10.07% 11.47%
Basel III capital ratios - Fieldpoint Private Bank & Trust

Where Fieldpoint Private Bank & Trust ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Fieldpoint Private Bank & Trust's score of 38/100 falls in the highlighted band.

Fieldpoint Private Bank & Trust: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

38 1st percentile higher than 1% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). This entry sits in this band. 40–50: 98 FDIC-insured banks (2%). Above this entry. 50–60: 279 FDIC-insured banks (6%). Above this entry. 60–70: 777 FDIC-insured banks (18%). Above this entry. 70–80: 1,030 FDIC-insured banks (24%). Above this entry. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Fieldpoint Private Bank & Trust 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Fieldpoint Private Bank & Trust's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Fieldpoint Private Bank & Trust's $944M falls in the highlighted band.

Safety metrics: Fieldpoint Private Bank & Trust

Tier 1 capital ratio
Well-capitalized 10%

10.07% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
10.07%
Texas Ratio
25.62%
Equity Capital
$56M

What these ratios mean →

Profitability metrics: Fieldpoint Private Bank & Trust

Return on Assets (ROA)
1st percentile nationally
-1.80%
Return on Equity (ROE)
-31.40%
Efficiency Ratio
504.56%

What these mean →

Income & expense: loss period at Fieldpoint Private Bank & Trust

$54M
Interest Income
$-9,804K
Non-Interest Income
$29M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Fieldpoint Private Bank & Trust reports a Texas Ratio of 25.62% - within the generally healthy range below the 50% level analysts watch.

Texas Ratio
Caution 50%

25.62% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

What to watch at Fieldpoint Private Bank & Trust

Fieldpoint Private Bank & Trust's grade of D reflects specific pressure points in the FDIC Call Report. The bank reported negative net income of $-19,571K for the period, a loss that, if sustained, erodes the equity cushion.

Your deposits are still protected. Regardless of grade, FDIC insurance covers every dollar on deposit at Fieldpoint Private Bank & Trust up to $250,000 per depositor, per ownership category. A weak grade signals institutional financial stress for analysts, it is not a prediction of failure, and it does not affect insured-deposit safety.

FDIC Failed Bank List → View Fieldpoint Private Bank & Trust on FDIC BankFind →

Top banks in Connecticut by total assets

Largest banks headquartered in Connecticut
  1. 1
    Webster Bank $84.0B

    Stamford, CT · Grade A

  2. 2
    Liberty Bank $9.0B

    Middletown, CT · Grade B

  3. 3
    Bankwell Bank $3.4B

    New Canaan, CT · Grade A

  4. 4
    Union Savings Bank $3.3B

    Danbury, CT · Grade B

  5. 5
    Ion Bank $2.7B

    Naugatuck, CT · Grade B

Top 5 banks in Connecticut ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($944M here), outside Connecticut so the neighborhood is not state containment.

NewFirst National Bank $944M · TX Round Top State Bank $943M · TX Potomac Bank $943M · WV Resource Bank $943M · LA

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Fieldpoint Private Bank & Trust (FDIC Cert #58741) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Fieldpoint Private Bank & Trust Call Report profile · FDIC Failed Bank List · Connecticut FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Connecticut

All Connecticut banks →
BankAssetsGradeROA
Webster Bank, National AssociationStamford $84.0B A 1.26%
Liberty BankMiddletown $9.0B B 0.99%
Bankwell BankNew Canaan $3.4B A 1.27%
Union Savings BankDanbury $3.3B B 0.61%
Ion BankNaugatuck $2.7B B 0.79%
First County BankStamford $2.3B C 0.22%
Fairfield County BankRidgefield $1.9B C 0.46%
Thomaston Savings BankThomaston $1.9B B 0.78%