FDIC Cert #33380 · Omaha, Nebraska · Est. 1991

Enterprise Bank - FDIC Bank Health Profile

A community-scale look at Enterprise Bank's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$579M
Total assets
A
Health grade · Excellent
0.91%
Return on assets
13.2%
Tier 1 capital

Data updated July 2026

The verdict

Enterprise Bank earns a PlainBankData health grade of A (81/100), with well-capitalized at 13.21% Tier 1, 0.91% ROA, efficient (60% cost ratio).

#1,618
largest of 4,313 FDIC banks by assets
63rd
percentile by asset size, nationally
13.21%
Tier 1 ratio - above the 10% well-capitalized line
37th
percentile for profitability (ROA), nationally

PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.

FDIC Call Report plate

Cert 33380 · NE A · 81/100

GRADE-A · MID-PACK · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-PAR · SIZE-MID · BOOK-FULL

  • GRADE-A A (81/100)
  • MID-PACK #1875/4307
  • PHOTO-FINISH Northrim Bank · AK
  • TIER1-WELL 13.2% Tier 1
  • TEXAS-CLEAN 0.0% Texas
  • ROA-PAR 0.91% ROA
  • SIZE-MID $100M–1B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Nebraska: Northrim Bank, AK (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Enterprise Bank

Lowest and highest poles plus nearest scored peers outside Nebraska, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Atlantic Union Bank · VA · n…81/100Eagle Rock Bank · MN · near81/100Enterprise Bank · NE · this …81/100Northrim Bank · AK · near81/100TrustCo Bank · NY · near81/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Enterprise Bank · July 2026

What Enterprise Bank's Call Report plate shows

Enterprise Bank (FDIC Cert #33380) carries a PlainBankData health grade of A at 81/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #1,875 of 4,307. Tier 1 capital prints at 13.21%, clearing the 10% well-capitalized line. The Texas Ratio is 0.00%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.91%. Balance-sheet scale is $579M, 1,618th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Northrim Bank (AK), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Enterprise Bank

4 FAILURE resolutions in Nebraska since 2000 (4 since 2008)

Enterprise Bank's home state sits in the middle band of post-2000 FAILURE counts (4; 4 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; Enterprise Bank remains an active FDIC-insured reporter.

  • ERICSON STATE BANK ERICSON, NE 2020 → FARMERS AND MERCHANTS BANK
  • MID CITY BANK, INC. OMAHA, NE 2011 → PURDUM STATE BANK
  • TIERONE BANK LINCOLN, NE 2010 → GREAT WESTERN BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Nebraska banks.

How Enterprise Bank's 81/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10081/100
Enterprise Bank's composite health score
Tier 1 Capital Ratio (13.21%) 35/40
Return on Assets (ROA) (0.91%) 14/25
Texas Ratio (0.00%) 20/20
Efficiency Ratio (59.86%) 12/15

81 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$579M

Total balance-sheet footings

Total Deposits

$461M

Customer-funded liabilities

Net Loans

$459M

Outstanding loan book

Net Income

$5M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 3% 6% 9% 12% 15% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 11.81% 13.21% 14.61%
Basel III capital ratios - Enterprise Bank

Where Enterprise Bank ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Enterprise Bank's score of 81/100 falls in the highlighted band.

Enterprise Bank: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

81 Top 44% higher than 56% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). Below this entry. 80–90: 1,237 FDIC-insured banks (29%). This entry sits in this band. 90–100: 815 FDIC-insured banks (19%). Above this entry. Enterprise Bank 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Enterprise Bank's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Enterprise Bank's $579M falls in the highlighted band.

Safety ratios for Enterprise Bank

Tier 1 capital ratio
Well-capitalized 10%

13.21% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
13.21%
Texas Ratio
0.00%
Equity Capital
$63M

What these ratios mean →

Profitability metrics: Enterprise Bank

Return on Assets (ROA)
37th percentile nationally
0.91%
Return on Equity (ROE)
8.49%
Efficiency Ratio
59.86%

What these mean →

Income & expense at Enterprise Bank

$31M
Interest Income
$696K
Non-Interest Income
$10M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Enterprise Bank reports a Texas Ratio of 0.00% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

0.00% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Enterprise Bank on FDIC BankFind →

Top banks in Nebraska by total assets

Largest banks headquartered in Nebraska
  1. 1
    First National Bank of Omaha $34.6B

    Omaha, NE · Grade A

  2. 2
    Union Bank and Trust Company $9.1B

    Lincoln, NE · Grade A

  3. 3
    Pinnacle Bank $8.9B

    Lincoln, NE · Grade A

  4. 4
    American National Bank $5.2B

    Omaha, NE · Grade A

  5. 5
    Cornerstone Bank $2.8B

    York, NE · Grade B

Top 5 banks in Nebraska ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($579M here), outside Nebraska so the neighborhood is not state containment.

Wayne County Bank $579M · TN Citizens Bank and Trust Company $578M · VA Kingston National Bank $579M · OH Freedom Bank $579M · IN

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Enterprise Bank (FDIC Cert #33380) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Enterprise Bank Call Report profile · FDIC Failed Bank List · Nebraska FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Nebraska

All Nebraska banks →
BankAssetsGradeROA
First National Bank of OmahaOmaha $34.6B A 1.51%
Union Bank and Trust CompanyLincoln $9.1B A 1.60%
Pinnacle BankLincoln $8.9B A 1.26%
American National BankOmaha $5.2B A 1.32%
Cornerstone BankYork $2.8B B 1.11%
Security First BankLincoln $2.2B B 0.90%
Five Points BankGrand Island $2.1B A 1.47%
Security National Bank of OmahaOmaha $1.7B A 1.28%