Total Assets
$629M
Total balance-sheet footings
FDIC Cert #34259 · Elizabeth, New Jersey · Est. 1998
Crown Bank - FDIC Bank Health Profile
A community-scale look at Crown Bank's own numbers, pulled straight from its quarterly FDIC Call Report.
- $629M
- Total assets
- A
- Health grade · Excellent
- 3.44%
- Return on assets
- 25.1%
- Tier 1 capital
Data updated July 2026
The verdict
Crown Bank earns a PlainBankData health grade of A (90/100), with well-capitalized at 25.07% Tier 1, profitable at 3.44% ROA, efficient (37% cost ratio).
- #1,518
- largest of 4,313 FDIC banks by assets
- 65th
- percentile by asset size, nationally
- 25.07%
- Tier 1 ratio - above the 10% well-capitalized line
- 99th
- percentile for profitability (ROA), nationally
PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.
How Crown Bank's 90/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Crown Bank's composite health score
Tier 1 Capital Ratio (25.07%) 40/40
Return on Assets (ROA) (3.44%) 25/25
Texas Ratio (24.90%) 10/20
Efficiency Ratio (36.73%) 15/15
90 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$443M
Customer-funded liabilities
Net Loans
$508M
Outstanding loan book
Net Income
$22M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Crown Bank ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Crown Bank's score of 90/100 falls in the highlighted band.
Crown Bank's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Crown Bank's $629M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
25.07% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
25.07%
Texas Ratio
24.90%
Equity Capital
$163M
Profitability metrics
Return on Assets (ROA)
99th percentile nationally
3.44%
Return on Equity (ROE)
13.99%
Efficiency Ratio
36.73%
What the numbers say about Crown Bank
Crown Bank is an FDIC-insured institution (Certificate #34259) headquartered in Elizabeth, New Jersey, established in 1998. It holds $629M in total assets - 1,518th of 4,313 FDIC-insured banks, $443M in customer deposits, and $508M in net loans. Looking at capital strength, Tier 1 stands at 25.07%, over the 10% well-capitalized line regulators set, while the Texas Ratio comes in at 24.90%, comfortably below the 50% caution mark. It earns a PlainBankData health grade of A (90/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within New Jersey, Crown Bank ranks 35th of 51 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
Income & expense breakdown
$44M
Interest Income
$6M
Non-Interest Income
$14M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Crown Bank reports a Texas Ratio of 24.90% - within the generally healthy range below the 50% level analysts watch.
Texas Ratio
Caution 50%
24.90% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in New Jersey by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Crown Bank (FDIC Cert #34259) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in New Jersey
All New Jersey banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Valley National BankPassaic | $64.1B | B | 0.99% |
| Provident BankJersey City | $24.9B | A | 1.28% |
| OceanFirst Bank, National AssociationToms River | $14.5B | B | 0.61% |
| ConnectOne BankEnglewood Cliffs | $14.0B | A | 0.77% |
| Columbia BankFair Lawn | $11.0B | B | 0.48% |
| Cross River BankFort Lee | $8.1B | C | 0.29% |
| Kearny BankKearny | $7.6B | C | 0.43% |
| Peapack Private Bank & TrustBedminster | $7.5B | C | 0.57% |
Frequently asked questions
What is Crown Bank's health grade?▼
Crown Bank receives a health grade of A (90/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is Crown Bank?▼
Crown Bank holds $629M in total assets and $443M in deposits, ranking 1,518th of 4,313 FDIC-insured banks by asset size. It is headquartered in Elizabeth, New Jersey.
Is my money safe at Crown Bank?▼
Yes, deposits at Crown Bank (Certificate #34259) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Crown Bank's Tier 1 Capital Ratio?▼
Crown Bank has a Tier 1 Capital Ratio of 25.07%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for Crown Bank?▼
Crown Bank has a Texas Ratio of 24.90%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Crown Bank?▼
Crown Bank has an Efficiency Ratio of 36.73%. Below 60% is considered efficient, the bank converts a strong share of revenue into profit. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Crown Bank's profile as a depositor or analyst.
- Crown Bank's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Crown Bank against other New Jersey banks before moving funds. New Jersey banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.