Total Assets
$880M
Total balance-sheet footings
FDIC Cert #13951 · Mansfield, Louisiana · Est. 1901
Community Bank of Louisiana - FDIC Bank Health Profile
A community-scale look at Community Bank of Louisiana's own numbers, pulled straight from its quarterly FDIC Call Report.
- $880M
- Total assets
- B
- Health grade · Good
- 1.27%
- Return on assets
- 9.7%
- Tier 1 capital
Data updated July 2026
The verdict
Community Bank of Louisiana earns a PlainBankData health grade of B (70/100), with 9.70% Tier 1 capital, profitable at 1.27% ROA, efficient (59% cost ratio).
- #1,170
- largest of 4,313 FDIC banks by assets
- 73rd
- percentile by asset size, nationally
- 9.70%
- Tier 1 ratio - below the 10% well-capitalized line
- 62nd
- percentile for profitability (ROA), nationally
This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.
How Community Bank of Louisiana's 70/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Community Bank of Louisiana's composite health score
Tier 1 Capital Ratio (9.70%) 18/40
Return on Assets (ROA) (1.27%) 20/25
Texas Ratio (1.37%) 20/20
Efficiency Ratio (59.28%) 12/15
70 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$825M
Customer-funded liabilities
Net Loans
$282M
Outstanding loan book
Net Income
$11M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Community Bank of Louisiana ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Community Bank of Louisiana's score of 70/100 falls in the highlighted band.
Community Bank of Louisiana's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Community Bank of Louisiana's $880M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
9.70% of risk-weighted assets - below the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
9.70%
Texas Ratio
1.37%
Equity Capital
$52M
Profitability metrics
Return on Assets (ROA)
62nd percentile nationally
1.27%
Return on Equity (ROE)
25.70%
Efficiency Ratio
59.28%
What the numbers say about Community Bank of Louisiana
Community Bank of Louisiana is an FDIC-insured institution (Certificate #13951) headquartered in Mansfield, Louisiana, established in 1901. It holds $880M in total assets - 1,170th of 4,313 FDIC-insured banks, $825M in customer deposits, and $282M in net loans. On safety, its Tier 1 capital ratio of 9.70% is below the 10% well-capitalized threshold, and its Texas Ratio of 1.37% sits in the healthy range below 50%. It earns a PlainBankData health grade of B (70/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within Louisiana, Community Bank of Louisiana ranks 22nd of 106 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
Income & expense breakdown
$34M
Interest Income
$3M
Non-Interest Income
$16M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Community Bank of Louisiana reports a Texas Ratio of 1.37% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
1.37% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Louisiana by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Community Bank of Louisiana (FDIC Cert #13951) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Louisiana
All Louisiana banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Origin BankChoudrant | $9.6B | B | 0.76% |
| b1BANKBaton Rouge | $8.2B | A | 1.23% |
| First Guaranty BankHammond | $4.1B | C | -1.33% |
| Gulf Coast Bank and Trust CompanyNew Orleans | $3.6B | B | 1.15% |
| Home Bank, National AssociationLafayette | $3.5B | A | 1.41% |
| Red River BankAlexandria | $3.3B | A | 1.36% |
| Investar Bank, National AssociationBaton Rouge | $2.8B | B | 0.89% |
| Bonvenu Bank, National AssociationBossier City | $1.6B | B | 0.54% |
Frequently asked questions
What is Community Bank of Louisiana's health grade?▼
Community Bank of Louisiana receives a health grade of B (70/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank shows good financial health with solid capital levels above regulatory minimums.
How large is Community Bank of Louisiana?▼
Community Bank of Louisiana holds $880M in total assets and $825M in deposits, ranking 1,170th of 4,313 FDIC-insured banks by asset size. It is headquartered in Mansfield, Louisiana.
Is my money safe at Community Bank of Louisiana?▼
Yes, deposits at Community Bank of Louisiana (Certificate #13951) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Community Bank of Louisiana's Tier 1 Capital Ratio?▼
Community Bank of Louisiana has a Tier 1 Capital Ratio of 9.70%. The federal "well-capitalized" threshold is 10%. This bank meets the minimum 6% "adequately capitalized" standard.
What is the Texas Ratio for Community Bank of Louisiana?▼
Community Bank of Louisiana has a Texas Ratio of 1.37%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Community Bank of Louisiana?▼
Community Bank of Louisiana has an Efficiency Ratio of 59.28%. Below 60% is considered efficient, the bank converts a strong share of revenue into profit. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Community Bank of Louisiana's profile as a depositor or analyst.
- Community Bank of Louisiana's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Community Bank of Louisiana against other Louisiana banks before moving funds. Louisiana banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.