FDIC Cert #13951 · Mansfield, Louisiana · Est. 1901

Community Bank of Louisiana - FDIC Bank Health Profile

A community-scale look at Community Bank of Louisiana's own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$880M
Total assets
B
Health grade · Good
1.27%
Return on assets
9.7%
Tier 1 capital

Data updated July 2026

The verdict

Community Bank of Louisiana earns a PlainBankData health grade of B (70/100), with 9.70% Tier 1 capital, profitable at 1.27% ROA, efficient (59% cost ratio).

#1,170
largest of 4,313 FDIC banks by assets
73rd
percentile by asset size, nationally
9.70%
Tier 1 ratio - below the 10% well-capitalized line
62nd
percentile for profitability (ROA), nationally

This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.

FDIC Call Report plate

Cert 13951 · LA B · 70/100

GRADE-B · MID-PACK · PHOTO-FINISH · TIER1-ADEQ · TEXAS-CLEAN · ROA-STRONG · SIZE-MID · BOOK-FULL

  • GRADE-B B (70/100)
  • MID-PACK #2989/4307
  • PHOTO-FINISH Middletown Valley Bank · MD
  • TIER1-ADEQ 9.7% Tier 1
  • TEXAS-CLEAN 1.4% Texas
  • ROA-STRONG 1.27% ROA
  • SIZE-MID $100M–1B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Louisiana: Middletown Valley Bank, MD (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Community Bank of Louisiana

Lowest and highest poles plus nearest scored peers outside Louisiana, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Community Bank of Lo… · LA ·…70/100Farmers & Merchants… · IA · …70/100Middletown Valley Bank · MD …70/100The Home National Ba… · IN ·…70/100Wells River Savings… · VT · …70/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Community Bank of Louisiana · July 2026

What Community Bank of Louisiana's Call Report plate shows

Community Bank of Louisiana (FDIC Cert #13951) carries a PlainBankData health grade of B at 70/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #2,989 of 4,307. Tier 1 capital prints at 9.70%, missing the 10% well-capitalized line. The Texas Ratio is 1.37%, inside the sub-50% band analysts treat as healthy. Return on assets is 1.27%. Balance-sheet scale is $880M, 1,170th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Middletown Valley Bank (MD), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Community Bank of Louisiana

4 FAILURE resolutions in Louisiana since 2000 (3 since 2008)

Community Bank of Louisiana's home state sits in the middle band of post-2000 FAILURE counts (4; 3 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; Community Bank of Louisiana remains an active FDIC-insured reporter.

  • FIRST NBC BANK NEW ORLEANS, LA 2017 → WHITNEY BANK
  • CENTRAL PROGRESSIVE BANK LACOMBE, LA 2011 → FIRST NBC BANK
  • STATEWIDE BANK COVINGTON, LA 2010 → HOME BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Louisiana banks.

How Community Bank of Louisiana's 70/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10070/100
Community Bank of Louisiana's composite health score
Tier 1 Capital Ratio (9.70%) 18/40
Return on Assets (ROA) (1.27%) 20/25
Texas Ratio (1.37%) 20/20
Efficiency Ratio (59.28%) 12/15

70 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$880M

Total balance-sheet footings

Total Deposits

$825M

Customer-funded liabilities

Net Loans

$282M

Outstanding loan book

Net Income

$11M

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 2% 4% 6% 8% 10% 12% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 8.3% 9.7% 11.1%
Basel III capital ratios - Community Bank of Louisiana

Where Community Bank of Louisiana ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Community Bank of Louisiana's score of 70/100 falls in the highlighted band.

Community Bank of Louisiana: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

70 31st percentile higher than 31% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). Below this entry. 70–80: 1,030 FDIC-insured banks (24%). This entry sits in this band. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Community Bank of Louisiana 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Community Bank of Louisiana's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Community Bank of Louisiana's $880M falls in the highlighted band.

Safety ratios for Community Bank of Louisiana

Tier 1 capital ratio
Well-capitalized 10%

9.70% of risk-weighted assets - below the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
9.70%
Texas Ratio
1.37%
Equity Capital
$52M

What these ratios mean →

Earnings posture at Community Bank of Louisiana

Return on Assets (ROA)
62nd percentile nationally
1.27%
Return on Equity (ROE)
25.70%
Efficiency Ratio
59.28%

What these mean →

Income & expense at Community Bank of Louisiana

$34M
Interest Income
$3M
Non-Interest Income
$16M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Community Bank of Louisiana reports a Texas Ratio of 1.37% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

1.37% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Community Bank of Louisiana on FDIC BankFind →

Top banks in Louisiana by total assets

Largest banks headquartered in Louisiana
  1. 1
    Origin Bank $9.6B

    Choudrant, LA · Grade B

  2. 2
    b1BANK $8.2B

    Baton Rouge, LA · Grade A

  3. 3
    First Guaranty Bank $4.1B

    Hammond, LA · Grade C

  4. 4
    Gulf Coast Bank and Trust Company $3.6B

    New Orleans, LA · Grade B

  5. 5
    Home Bank $3.5B

    Lafayette, LA · Grade A

Top 5 banks in Louisiana ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($880M here), outside Louisiana so the neighborhood is not state containment.

The First State Bank $879M · TX Focus Bank $881M · MO Oak View National Bank $878M · VA Central Bank $878M · AR

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Community Bank of Louisiana (FDIC Cert #13951) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Community Bank of Louisiana Call Report profile · FDIC Failed Bank List · Louisiana FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Louisiana

All Louisiana banks →
BankAssetsGradeROA
Origin BankChoudrant $9.6B B 0.76%
b1BANKBaton Rouge $8.2B A 1.23%
First Guaranty BankHammond $4.1B C -1.33%
Gulf Coast Bank and Trust CompanyNew Orleans $3.6B B 1.15%
Home Bank, National AssociationLafayette $3.5B A 1.41%
Red River BankAlexandria $3.3B A 1.36%
Investar Bank, National AssociationBaton Rouge $2.8B B 0.89%
Bonvenu Bank, National AssociationBossier City $1.6B B 0.54%