Total Assets
$152M
Total balance-sheet footings
FDIC Cert #15113 · Greeleyville, South Carolina · Est. 1935
Bank of Greeleyville - FDIC Bank Health Profile
A community-scale look at Bank of Greeleyville's own numbers, pulled straight from its quarterly FDIC Call Report.
- $152M
- Total assets
- B
- Health grade · Good
- 1.10%
- Return on assets
- 11.2%
- Tier 1 capital
Data updated July 2026
The verdict
Bank of Greeleyville earns a PlainBankData health grade of B (72/100), with well-capitalized at 11.23% Tier 1, profitable at 1.10% ROA, 73% efficiency ratio.
- #3,332
- largest of 4,313 FDIC banks by assets
- 23rd
- percentile by asset size, nationally
- 11.23%
- Tier 1 ratio - above the 10% well-capitalized line
- 50th
- percentile for profitability (ROA), nationally
PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.
How Bank of Greeleyville's 72/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Bank of Greeleyville's composite health score
Tier 1 Capital Ratio (11.23%) 28/40
Return on Assets (ROA) (1.10%) 20/25
Texas Ratio (1.67%) 20/20
Efficiency Ratio (73.40%) 4/15
72 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$133M
Customer-funded liabilities
Net Loans
$104M
Outstanding loan book
Net Income
$2M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Bank of Greeleyville ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Bank of Greeleyville's score of 72/100 falls in the highlighted band.
Bank of Greeleyville's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Bank of Greeleyville's $152M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
11.23% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
11.23%
Texas Ratio
1.67%
Equity Capital
$15M
Profitability metrics
Return on Assets (ROA)
50th percentile nationally
1.10%
Return on Equity (ROE)
11.22%
Efficiency Ratio
73.40%
What the numbers say about Bank of Greeleyville
Bank of Greeleyville is an FDIC-insured institution (Certificate #15113) headquartered in Greeleyville, South Carolina, established in 1935. It holds $152M in total assets - 3,332nd of 4,313 FDIC-insured banks, $133M in customer deposits, and $104M in net loans. On safety, its Tier 1 capital ratio of 11.23% is above the 10% well-capitalized threshold, and its Texas Ratio of 1.67% sits in the healthy range below 50%. It earns a PlainBankData health grade of B (72/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
By assets, Bank of Greeleyville ranks 34th of 43 banks based in South Carolina -- squarely in the community-bank tier. Size alone doesn't determine a bank's local importance; a bank this size often has deeper, longer-standing relationships with the specific businesses and depositors it serves than a much larger institution would.
Income & expense breakdown
$9M
Interest Income
$819K
Non-Interest Income
$5M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Bank of Greeleyville reports a Texas Ratio of 1.67% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
1.67% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in South Carolina by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Bank of Greeleyville (FDIC Cert #15113) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in South Carolina
All South Carolina banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| United Community BankGreenville | $27.9B | A | 1.19% |
| Southern First BankGreenville | $4.4B | B | 0.75% |
| Coastal States BankHilton Head Island | $2.3B | A | 1.17% |
| Anderson Brothers BankMullins | $2.2B | A | 1.38% |
| First Community BankLexington | $2.1B | A | 1.07% |
| The Conway National BankConway | $1.9B | A | 1.23% |
| South Atlantic BankMyrtle Beach | $1.9B | B | 0.93% |
| Bank of Travelers RestTravelers Rest | $1.6B | A | 1.44% |
Frequently asked questions
What is Bank of Greeleyville's health grade?▼
Bank of Greeleyville receives a health grade of B (72/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank shows good financial health with solid capital levels above regulatory minimums.
How large is Bank of Greeleyville?▼
Bank of Greeleyville holds $152M in total assets and $133M in deposits, ranking 3,332nd of 4,313 FDIC-insured banks by asset size. It is headquartered in Greeleyville, South Carolina.
Is my money safe at Bank of Greeleyville?▼
Yes, deposits at Bank of Greeleyville (Certificate #15113) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Bank of Greeleyville's Tier 1 Capital Ratio?▼
Bank of Greeleyville has a Tier 1 Capital Ratio of 11.23%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for Bank of Greeleyville?▼
Bank of Greeleyville has a Texas Ratio of 1.67%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Bank of Greeleyville?▼
Bank of Greeleyville has an Efficiency Ratio of 73.40%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Bank of Greeleyville's profile as a depositor or analyst.
- Bank of Greeleyville's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Bank of Greeleyville against other South Carolina banks before moving funds. South Carolina banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.