Total Assets
$135M
Total balance-sheet footings
FDIC Cert #2379 · Gleason, Tennessee · Est. 1901
Bank of Gleason - FDIC Bank Health Profile
A community-scale look at Bank of Gleason's own numbers, pulled straight from its quarterly FDIC Call Report.
- $135M
- Total assets
- A
- Health grade · Excellent
- 0.87%
- Return on assets
- 34.2%
- Tier 1 capital
Data updated July 2026
The verdict
Bank of Gleason earns a PlainBankData health grade of A (82/100), with well-capitalized at 34.24% Tier 1, 0.87% ROA, 67% efficiency ratio.
- #3,486
- largest of 4,313 FDIC banks by assets
- 19th
- percentile by asset size, nationally
- 34.24%
- Tier 1 ratio - above the 10% well-capitalized line
- 34th
- percentile for profitability (ROA), nationally
This grade is PlainBankData's own interpretation of the bank's Call Report, not an FDIC rating, deposits here stay federally insured to $250,000 per depositor, per category, regardless of grade.
How Bank of Gleason's 82/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Bank of Gleason's composite health score
Tier 1 Capital Ratio (34.24%) 40/40
Return on Assets (ROA) (0.87%) 14/25
Texas Ratio (0.64%) 20/20
Efficiency Ratio (67.26%) 8/15
82 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$110M
Customer-funded liabilities
Net Loans
$74M
Outstanding loan book
Net Income
$1M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Bank of Gleason ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Bank of Gleason's score of 82/100 falls in the highlighted band.
Bank of Gleason's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Bank of Gleason's $135M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
34.24% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
34.24%
Texas Ratio
0.64%
Equity Capital
$24M
Profitability metrics
Return on Assets (ROA)
34th percentile nationally
0.87%
Return on Equity (ROE)
4.96%
Efficiency Ratio
67.26%
What the numbers say about Bank of Gleason
Bank of Gleason is an FDIC-insured institution (Certificate #2379) headquartered in Gleason, Tennessee, established in 1901. It holds $135M in total assets - 3,486th of 4,313 FDIC-insured banks, $110M in customer deposits, and $74M in net loans. On safety, its Tier 1 capital ratio of 34.24% is above the 10% well-capitalized threshold, and its Texas Ratio of 0.64% sits in the healthy range below 50%. It earns a PlainBankData health grade of A (82/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
By assets, Bank of Gleason ranks 102nd of 111 banks based in Tennessee -- squarely in the community-bank tier. Size alone doesn't determine a bank's local importance; a bank this size often has deeper, longer-standing relationships with the specific businesses and depositors it serves than a much larger institution would.
Income & expense breakdown
$7M
Interest Income
$146K
Non-Interest Income
$3M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Bank of Gleason reports a Texas Ratio of 0.64% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
0.64% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Tennessee by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Bank of Gleason (FDIC Cert #2379) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Tennessee
All Tennessee banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| First Horizon BankMemphis | $83.6B | B | 1.35% |
| Pinnacle BankNashville | $57.6B | A | 1.25% |
| FirstBankNashville | $16.3B | B | 0.89% |
| Wilson Bank and TrustLebanon | $5.9B | A | 1.38% |
| SmartBankPigeon Forge | $5.9B | B | 1.00% |
| SouthEast BankFarragut | $3.5B | C | 0.68% |
| Home Federal Bank of TennesseeKnoxville | $2.7B | C | 0.21% |
| Builtwell BankChattanooga | $2.3B | A | 2.07% |
Frequently asked questions
What is Bank of Gleason's health grade?▼
Bank of Gleason receives a health grade of A (82/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is Bank of Gleason?▼
Bank of Gleason holds $135M in total assets and $110M in deposits, ranking 3,486th of 4,313 FDIC-insured banks by asset size. It is headquartered in Gleason, Tennessee.
Is my money safe at Bank of Gleason?▼
Yes, deposits at Bank of Gleason (Certificate #2379) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Bank of Gleason's Tier 1 Capital Ratio?▼
Bank of Gleason has a Tier 1 Capital Ratio of 34.24%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for Bank of Gleason?▼
Bank of Gleason has a Texas Ratio of 0.64%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Bank of Gleason?▼
Bank of Gleason has an Efficiency Ratio of 67.26%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Bank of Gleason's profile as a depositor or analyst.
- Bank of Gleason's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Bank of Gleason against other Tennessee banks before moving funds. Tennessee banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.