FDIC Cert #1484 · Frankewing, Tennessee · Est. 1920

Bank of Frankewing - FDIC Bank Health Profile

This profile flags real pressure points from the bank's own quarterly Call Report, read past the headline grade before drawing conclusions.

Compiled from official public sources by the publisher.
$446M
Total assets
D
Health grade · Weak
0.11%
Return on assets
10.5%
Tier 1 capital

Data updated July 2026

The verdict

Bank of Frankewing earns a PlainBankData health grade of D (39/100), with well-capitalized at 10.46% Tier 1, 0.11% ROA, 87% efficiency ratio.

#1,933
largest of 4,313 FDIC banks by assets
55th
percentile by asset size, nationally
10.46%
Tier 1 ratio - above the 10% well-capitalized line
7th
percentile for profitability (ROA), nationally

A weak grade is PlainBankData's own read of the Call Report data, not an official FDIC rating, and it does not change your insurance coverage: every dollar stays protected to $250,000 per depositor, per category.

FDIC Call Report plate

Cert 1484 · TN D · 39/100

GRADE-D · BOTTOM-DECILE · PHOTO-FINISH · TIER1-WELL · TEXAS-HEALTHY · ROA-THIN · SIZE-MID · BOOK-FULL

  • GRADE-D D (39/100)
  • BOTTOM-DECILE #4241/4307
  • PHOTO-FINISH Outdoor Bank · KS
  • TIER1-WELL 10.5% Tier 1
  • TEXAS-HEALTHY 30.2% Texas
  • ROA-THIN 0.11% ROA
  • SIZE-MID $100M–1B
  • BOOK-FULL 9/9 fields

Nearest health peer outside Tennessee: Outdoor Bank, KS (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Bank of Frankewing

Lowest and highest poles plus nearest scored peers outside Tennessee, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/100Bank of Frankewing · TN · th…39/100Flagstar Bank, Natio… · NY ·…39/100Modern Bank, Nationa… · NY ·…39/100Outdoor Bank · KS · near39/100Sterling Federal Ban… · IL ·…39/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Bank of Frankewing · July 2026

What Bank of Frankewing's Call Report plate shows

Bank of Frankewing (FDIC Cert #1484) carries a PlainBankData health grade of D at 39/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #4,241 of 4,307. Tier 1 capital prints at 10.46%, clearing the 10% well-capitalized line. The Texas Ratio is 30.15%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.11%. Balance-sheet scale is $446M, 1,933rd of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is Outdoor Bank (KS), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Bank of Frankewing

7 FAILURE resolutions in Tennessee since 2000 (6 since 2008)

Bank of Frankewing's home state sits in the middle band of post-2000 FAILURE counts (7; 6 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; Bank of Frankewing remains an active FDIC-insured reporter.

  • TRUST COMPANY BANK MEMPHIS, TN 2016 → THE BANK OF FAYETTE COUNTY
  • COMMUNITY SOUTH BANK PARSONS, TN 2013 → CB&S BANK, INC.
  • MOUNTAIN NATIONAL BANK SEVIERVILLE, TN 2013 → FIRST TENNESSEE BANK, NATIONAL ASSOCIATION

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Tennessee banks.

How Bank of Frankewing's 39/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10039/100
Bank of Frankewing's composite health score
Tier 1 Capital Ratio (10.46%) 28/40
Return on Assets (ROA) (0.11%) 7/25
Texas Ratio (30.15%) 4/20
Efficiency Ratio (87.21%) 0/15

39 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$446M

Total balance-sheet footings

Total Deposits

$396M

Customer-funded liabilities

Net Loans

$294M

Outstanding loan book

Net Income

$520K

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 2% 4% 6% 8% 10% 12% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 9.06% 10.46% 11.86%
Basel III capital ratios - Bank of Frankewing

Where Bank of Frankewing ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Bank of Frankewing's score of 39/100 falls in the highlighted band.

Bank of Frankewing: health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

39 2nd percentile higher than 2% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). This entry sits in this band. 40–50: 98 FDIC-insured banks (2%). Above this entry. 50–60: 279 FDIC-insured banks (6%). Above this entry. 60–70: 777 FDIC-insured banks (18%). Above this entry. 70–80: 1,030 FDIC-insured banks (24%). Above this entry. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Bank of Frankewing 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Bank of Frankewing's size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Bank of Frankewing's $446M falls in the highlighted band.

Safety ratios for Bank of Frankewing

Tier 1 capital ratio
Well-capitalized 10%

10.46% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
10.46%
Texas Ratio
30.15%
Equity Capital
$48M

What these ratios mean →

Profitability metrics: Bank of Frankewing

Return on Assets (ROA)
7th percentile nationally
0.11%
Return on Equity (ROE)
1.07%
Efficiency Ratio
87.21%

What these mean →

Income & expense at Bank of Frankewing

$28M
Interest Income
$2M
Non-Interest Income
$17M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Bank of Frankewing reports a Texas Ratio of 30.15% - within the generally healthy range below the 50% level analysts watch.

Texas Ratio
Caution 50%

30.15% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

What to watch at Bank of Frankewing

Bank of Frankewing's grade of D reflects specific pressure points in the FDIC Call Report.

Your deposits are still protected. Regardless of grade, FDIC insurance covers every dollar on deposit at Bank of Frankewing up to $250,000 per depositor, per ownership category. A weak grade signals institutional financial stress for analysts, it is not a prediction of failure, and it does not affect insured-deposit safety.

FDIC Failed Bank List → View Bank of Frankewing on FDIC BankFind →

Top banks in Tennessee by total assets

Largest banks headquartered in Tennessee
  1. 1
    First Horizon Bank $83.6B

    Memphis, TN · Grade B

  2. 2
    Pinnacle Bank $57.6B

    Nashville, TN · Grade A

  3. 3
    FirstBank $16.3B

    Nashville, TN · Grade B

  4. 4
    Wilson Bank and Trust $5.9B

    Lebanon, TN · Grade A

  5. 5
    SmartBank $5.9B

    Pigeon Forge, TN · Grade B

Top 5 banks in Tennessee ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($446M here), outside Tennessee so the neighborhood is not state containment.

Kensington Bank $446M · MN Grand Ridge National Bank $447M · IL Bank of the Plains $446M · KS The National Grand Bank of Marblehead $445M · MA

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Bank of Frankewing (FDIC Cert #1484) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Bank of Frankewing Call Report profile · FDIC Failed Bank List · Tennessee FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Tennessee

All Tennessee banks →
BankAssetsGradeROA
First Horizon BankMemphis $83.6B B 1.35%
Pinnacle BankNashville $57.6B A 1.25%
FirstBankNashville $16.3B B 0.89%
Wilson Bank and TrustLebanon $5.9B A 1.38%
SmartBankPigeon Forge $5.9B B 1.00%
SouthEast BankFarragut $3.5B C 0.68%
Home Federal Bank of TennesseeKnoxville $2.7B C 0.21%
Builtwell BankChattanooga $2.3B A 2.07%