Total Assets
$318M
Total balance-sheet footings
FDIC Cert #8531 · Coushatta, Louisiana · Est. 1897
Bank of Coushatta - FDIC Bank Health Profile
A community-scale look at Bank of Coushatta's own numbers, pulled straight from its quarterly FDIC Call Report.
- $318M
- Total assets
- C
- Health grade · Fair
- 0.42%
- Return on assets
- 14.3%
- Tier 1 capital
Data updated July 2026
The verdict
Bank of Coushatta earns a PlainBankData health grade of C (58/100), with well-capitalized at 14.28% Tier 1, 0.42% ROA, 83% efficiency ratio.
- #2,409
- largest of 4,313 FDIC banks by assets
- 44th
- percentile by asset size, nationally
- 14.28%
- Tier 1 ratio - above the 10% well-capitalized line
- 13th
- percentile for profitability (ROA), nationally
PlainBankData assigns this grade from public Call Report data; it isn't an official FDIC rating, and your deposits remain insured to $250,000 per depositor, per ownership category no matter the score.
How Bank of Coushatta's 58/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Bank of Coushatta's composite health score
Tier 1 Capital Ratio (14.28%) 35/40
Return on Assets (ROA) (0.42%) 7/25
Texas Ratio (5.22%) 16/20
Efficiency Ratio (83.24%) 0/15
58 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$245M
Customer-funded liabilities
Net Loans
$137M
Outstanding loan book
Net Income
$1M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Bank of Coushatta ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Bank of Coushatta's score of 58/100 falls in the highlighted band.
Bank of Coushatta's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Bank of Coushatta's $318M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
14.28% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
14.28%
Texas Ratio
5.22%
Equity Capital
$27M
Profitability metrics
Return on Assets (ROA)
13th percentile nationally
0.42%
Return on Equity (ROE)
5.34%
Efficiency Ratio
83.24%
What the numbers say about Bank of Coushatta
Bank of Coushatta is an FDIC-insured institution (Certificate #8531) headquartered in Coushatta, Louisiana, established in 1897. It holds $318M in total assets - 2,409th of 4,313 FDIC-insured banks, $245M in customer deposits, and $137M in net loans. On safety, its Tier 1 capital ratio of 14.28% is above the 10% well-capitalized threshold, and its Texas Ratio of 5.22% sits in the healthy range below 50%. It earns a PlainBankData health grade of C (58/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within Louisiana, Bank of Coushatta ranks 59th of 106 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
Income & expense breakdown
$14M
Interest Income
$573K
Non-Interest Income
$7M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Bank of Coushatta reports a Texas Ratio of 5.22% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
5.22% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Louisiana by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Bank of Coushatta (FDIC Cert #8531) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Louisiana
All Louisiana banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Origin BankChoudrant | $9.6B | B | 0.76% |
| b1BANKBaton Rouge | $8.2B | A | 1.23% |
| First Guaranty BankHammond | $4.1B | C | -1.33% |
| Gulf Coast Bank and Trust CompanyNew Orleans | $3.6B | B | 1.15% |
| Home Bank, National AssociationLafayette | $3.5B | A | 1.41% |
| Red River BankAlexandria | $3.3B | A | 1.36% |
| Investar Bank, National AssociationBaton Rouge | $2.8B | B | 0.89% |
| Bonvenu Bank, National AssociationBossier City | $1.6B | B | 0.54% |
Frequently asked questions
What is Bank of Coushatta's health grade?▼
Bank of Coushatta receives a health grade of C (58/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank meets regulatory minimums but has some areas of financial weakness to monitor.
How large is Bank of Coushatta?▼
Bank of Coushatta holds $318M in total assets and $245M in deposits, ranking 2,409th of 4,313 FDIC-insured banks by asset size. It is headquartered in Coushatta, Louisiana.
Is my money safe at Bank of Coushatta?▼
Yes, deposits at Bank of Coushatta (Certificate #8531) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Bank of Coushatta's Tier 1 Capital Ratio?▼
Bank of Coushatta has a Tier 1 Capital Ratio of 14.28%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for Bank of Coushatta?▼
Bank of Coushatta has a Texas Ratio of 5.22%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Bank of Coushatta?▼
Bank of Coushatta has an Efficiency Ratio of 83.24%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Bank of Coushatta's profile as a depositor or analyst.
- Bank of Coushatta's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Bank of Coushatta against other Louisiana banks before moving funds. Louisiana banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.