Total Assets
$192M
Total balance-sheet footings
FDIC Cert #8243 · Anguilla, Mississippi · Est. 1904
Bank of Anguilla - FDIC Bank Health Profile
A community-scale look at Bank of Anguilla's own numbers, pulled straight from its quarterly FDIC Call Report.
- $192M
- Total assets
- A
- Health grade · Excellent
- 1.34%
- Return on assets
- 15.7%
- Tier 1 capital
Data updated July 2026
The verdict
Bank of Anguilla earns a PlainBankData health grade of A (82/100), with well-capitalized at 15.68% Tier 1, profitable at 1.34% ROA, efficient (54% cost ratio).
- #3,063
- largest of 4,313 FDIC banks by assets
- 29th
- percentile by asset size, nationally
- 15.68%
- Tier 1 ratio - above the 10% well-capitalized line
- 66th
- percentile for profitability (ROA), nationally
The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.
How Bank of Anguilla's 82/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Bank of Anguilla's composite health score
Tier 1 Capital Ratio (15.68%) 40/40
Return on Assets (ROA) (1.34%) 20/25
Texas Ratio (18.39%) 10/20
Efficiency Ratio (53.80%) 12/15
82 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$159M
Customer-funded liabilities
Net Loans
$93M
Outstanding loan book
Net Income
$3M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Bank of Anguilla ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Bank of Anguilla's score of 82/100 falls in the highlighted band.
Bank of Anguilla's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Bank of Anguilla's $192M falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
15.68% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
15.68%
Texas Ratio
18.39%
Equity Capital
$28M
Profitability metrics
Return on Assets (ROA)
66th percentile nationally
1.34%
Return on Equity (ROE)
10.48%
Efficiency Ratio
53.80%
What the numbers say about Bank of Anguilla
Bank of Anguilla is an FDIC-insured institution (Certificate #8243) headquartered in Anguilla, Mississippi, established in 1904. It holds $192M in total assets - 3,063rd of 4,313 FDIC-insured banks, $159M in customer deposits, and $93M in net loans. Looking at capital strength, Tier 1 stands at 15.68%, over the 10% well-capitalized line regulators set, while the Texas Ratio comes in at 18.39%, comfortably below the 50% caution mark. It earns a PlainBankData health grade of A (82/100), a composite of Tier 1 capital, ROA, the Texas Ratio, and efficiency. All of it traces back to the bank's own quarterly FDIC Call Report filing.
Within Mississippi, Bank of Anguilla ranks 50th of 57 FDIC-insured banks by asset size -- a mid-sized institution, neither among the state's largest nor its smallest.
Income & expense breakdown
$9M
Interest Income
$775K
Non-Interest Income
$4M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Bank of Anguilla reports a Texas Ratio of 18.39% - within the generally healthy range below the 50% level analysts watch.
Texas Ratio
Caution 50%
18.39% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Mississippi by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Bank of Anguilla (FDIC Cert #8243) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Mississippi
All Mississippi banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| Hancock Whitney BankGulfport | $35.5B | A | 1.41% |
| Renasant BankTupelo | $26.7B | B | 0.89% |
| Trustmark BankJackson | $18.9B | B | 1.26% |
| BankPlusBelzoni | $8.1B | B | 1.14% |
| Community Bank of MississippiFlowood | $5.0B | B | 0.89% |
| BankFirst Financial ServicesColumbus | $3.3B | B | 1.04% |
| Guaranty Bank and Trust CompanyBelzoni | $2.9B | B | 1.10% |
| Planters Bank & Trust CompanyIndianola | $2.1B | A | 0.84% |
Frequently asked questions
What is Bank of Anguilla's health grade?▼
Bank of Anguilla receives a health grade of A (82/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is Bank of Anguilla?▼
Bank of Anguilla holds $192M in total assets and $159M in deposits, ranking 3,063rd of 4,313 FDIC-insured banks by asset size. It is headquartered in Anguilla, Mississippi.
Is my money safe at Bank of Anguilla?▼
Yes, deposits at Bank of Anguilla (Certificate #8243) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Bank of Anguilla's Tier 1 Capital Ratio?▼
Bank of Anguilla has a Tier 1 Capital Ratio of 15.68%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
What is the Texas Ratio for Bank of Anguilla?▼
Bank of Anguilla has a Texas Ratio of 18.39%. A ratio below 50% is generally considered healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Bank of Anguilla?▼
Bank of Anguilla has an Efficiency Ratio of 53.80%. Below 60% is considered efficient, the bank converts a strong share of revenue into profit. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Bank of Anguilla's profile as a depositor or analyst.
- Bank of Anguilla's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Bank of Anguilla against other Mississippi banks before moving funds. Mississippi banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.