Total Assets
$3.2B
Total balance-sheet footings
FDIC Cert #26725 · Miami, Florida · Est. 1986
Banco do Brasil Americas - FDIC Bank Health Profile
A community-scale look at Banco do Brasil Americas's own numbers, pulled straight from its quarterly FDIC Call Report.
- $3.2B
- Total assets
- A
- Health grade · Excellent
- 1.63%
- Return on assets
- 23.6%
- Tier 1 capital
Data updated July 2026
The verdict
Banco do Brasil Americas earns a PlainBankData health grade of A (100/100), with well-capitalized at 23.59% Tier 1, profitable at 1.63% ROA, efficient (47% cost ratio).
- #402
- largest of 4,313 FDIC banks by assets
- 91st
- percentile by asset size, nationally
- 23.59%
- Tier 1 ratio - above the 10% well-capitalized line
- 80th
- percentile for profitability (ROA), nationally
The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.
How Banco do Brasil Americas's 100/100 score adds up
Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.
Banco do Brasil Americas's composite health score
Tier 1 Capital Ratio (23.59%) 40/40
Return on Assets (ROA) (1.63%) 25/25
Texas Ratio (3.98%) 20/20
Efficiency Ratio (46.88%) 15/15
100 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.
Balance sheet at a glance
Total Deposits
$2.8B
Customer-funded liabilities
Net Loans
$2.0B
Outstanding loan book
Net Income
$50M
Bottom-line earnings
Capital adequacy vs federal thresholds
Where Banco do Brasil Americas ranks
Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Banco do Brasil Americas's score of 100/100 falls in the highlighted band.
Banco do Brasil Americas's size among FDIC-insured banks
Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Banco do Brasil Americas's $3.2B falls in the highlighted band.
Safety metrics
Tier 1 capital ratio
Well-capitalized 10%
23.59% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.
Tier 1 Capital Ratio
23.59%
Texas Ratio
3.98%
Equity Capital
$354M
Profitability metrics
Return on Assets (ROA)
80th percentile nationally
1.63%
Return on Equity (ROE)
15.51%
Efficiency Ratio
46.88%
What the numbers say about Banco do Brasil Americas
Banco do Brasil Americas is an FDIC-insured institution (Certificate #26725) headquartered in Miami, Florida, established in 1986. It holds $3.2B in total assets - 402nd of 4,313 FDIC-insured banks, $2.8B in customer deposits, and $2.0B in net loans. Its capital position: a Tier 1 ratio of 23.59%, meeting the 10% federal well-capitalized bar, alongside a Texas Ratio of 3.98% that is well inside the healthy sub-50% band. That combination rolls up into a PlainBankData health grade of A (100 of 100), blending Tier 1 capital, ROA, the Texas Ratio, and efficiency. These figures come directly from the bank's quarterly FDIC Call Report.
Nationally, Banco do Brasil Americas sits in the top decile of all FDIC-insured institutions by asset size (402nd of 4,313), and within Florida it ranks 14th of 83 state-chartered and national banks headquartered there. The next-largest bank in the state by assets is The Bank of Tampa, at $2.9B. A bank of this scale carries systemic weight in its market -- its lending and deposit decisions move local credit availability in a way a community-scale institution's simply cannot.
Income & expense breakdown
$172M
Interest Income
$15M
Non-Interest Income
$63M
Non-Interest Expense
Asset quality, Texas Ratio detail
The Texas Ratio compares troubled assets to the capital available to absorb losses. Banco do Brasil Americas reports a Texas Ratio of 3.98% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.
Texas Ratio
Caution 50%
3.98% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.
Top banks in Florida by total assets
Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Banco do Brasil Americas (FDIC Cert #26725) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.
Other banks in Florida
All Florida banks →| Bank | Assets | Grade | ROA |
|---|---|---|---|
| SouthState Bank, National AssociationWinter Haven | $67.2B | A | 1.40% |
| EverBank, National AssociationJacksonville | $46.0B | B | 0.72% |
| Raymond James BankSaint Petersburg | $43.4B | A | 1.47% |
| BankUnited, National AssociationMiami Lakes | $35.0B | B | 0.89% |
| City National Bank of FloridaMiami | $28.0B | A | 0.96% |
| Seacoast National BankStuart | $20.8B | A | 0.91% |
| Amerant Bank, National AssociationCoral Gables | $9.8B | C | 0.64% |
| Ocean BankMiami | $7.4B | B | 0.92% |
Frequently asked questions
What is Banco do Brasil Americas's health grade?▼
Banco do Brasil Americas receives a health grade of A (100/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank demonstrates excellent financial health with strong capital ratios and profitability.
How large is Banco do Brasil Americas?▼
Banco do Brasil Americas holds $3.2B in total assets and $2.8B in deposits, ranking 402nd of 4,313 FDIC-insured banks by asset size. It is headquartered in Miami, Florida.
Is my money safe at Banco do Brasil Americas?▼
Yes, deposits at Banco do Brasil Americas (Certificate #26725) are FDIC-insured up to $250,000 per depositor, per ownership category, regardless of health grade.
What is Banco do Brasil Americas's Tier 1 Capital Ratio?▼
Banco do Brasil Americas has a Tier 1 Capital Ratio of 23.59%. That clears the federal 10% bar regulators use to call a bank "well-capitalized."
What is the Texas Ratio for Banco do Brasil Americas?▼
Banco do Brasil Americas has a Texas Ratio of 3.98%. Staying under 50% is the level analysts treat as healthy. The Texas Ratio measures non-performing loans against equity and reserves, a higher ratio signals greater exposure to loan losses.
How efficient is Banco do Brasil Americas?▼
Banco do Brasil Americas has an Efficiency Ratio of 46.88%. Under the 60% mark counts as efficient, more of every revenue dollar reaches the bottom line. This metric compares non-interest expenses to total revenue.
What to do with this
How to read Banco do Brasil Americas's profile as a depositor or analyst.
- Banco do Brasil Americas's grade reflects capital, profitability, and asset quality, read the four pillars before drawing conclusions. How grades work
- Compare Banco do Brasil Americas against other Florida banks before moving funds. Florida banks
Not financial advice. Health grades are PlainBankData's interpretation of public FDIC Call Report data, not official FDIC ratings or predictions. Verify the latest figures at the FDIC BankFind Suite.
Every figure on PlainBankData is rendered directly from FDIC federal source data, no number is typed in by an editor. Informational only, not professional advice; consult a qualified professional before acting on it. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of Q4 2025.
Disclaimer: Data from the FDIC BankFind Suite. PlainBankData does not rate or rank banks as investment or safety recommendations. Health grades are informational only, computed from public regulatory filings. Always verify current standing directly with FDIC.gov before making financial decisions.