2026 data FDIC sourced Public-data reference.

Anthem Bank & Trust — FDIC Bank Health Profile

Plaquemine, Louisiana · Est. 1915. Free, sourced from the FDIC BankFind Suite — refreshed each quarter and cross-checked against the FDIC Call Report.

Nationally chartered (OCC) Savings bank FDIC Cert #29679 Dallas Region
C
Health grade
Fair
Score: 64/100

Basel III capital ratios — Anthem Bank & Trust

0% 3% 6% 9% 12% 15% 18% 21% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 15.49977056290662% 16.89977056290662% 18.29977056290662%
Basel III capital ratios — Anthem Bank & Trust

Total Assets

$203M

Total balance-sheet footings

Total Deposits

$171M

Customer-funded liabilities

Net Loans

$124M

Outstanding loan book

Net Income

$2M

Bottom-line earnings

Safety Metrics

Tier 1 capital ratio
Well-capitalized 10%

16.90% of risk-weighted assets — above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
Core capital ÷ risk-weighted assets. Well-capitalized: ≥10%
16.90%
Texas Ratio
Non-performing loans ÷ equity. Danger zone: >100%
Equity Capital
Tangible book value as a capital buffer
$22M

Profitability Metrics

Return on Assets (ROA)
Net income ÷ assets. Healthy: ≥1%
1.16%
Return on Equity (ROE)
Net income ÷ equity. Industry avg: ~10%
11.10%
Efficiency Ratio
Operating costs ÷ revenue. Efficient: <60%
75.37%

Income & Expense Breakdown

$12M
Interest Income
$2M
Non-Interest Income
$7M
Non-Interest Expense

FDIC Deposit Insurance

Anthem Bank & Trust is FDIC-insured (Certificate #29679). Your deposits are protected up to $250,000 per depositor, per account category regardless of this bank's health grade.

What the Numbers Say About Anthem Bank & Trust

Anthem Bank & Trust is an FDIC-insured institution (Certificate #29679) headquartered in Plaquemine, Louisiana, established in 1915. The bank currently holds $203M in total assets and $171M in customer deposits, with $124M deployed as loans. It operates as a Nationally chartered (OCC) (Savings bank) within the FDIC Dallas region. These figures come directly from the bank's quarterly FDIC Call Report and reflect the balance sheet as of the latest regulatory filing.

On safety metrics, Anthem Bank & Trust reports a Tier 1 Capital Ratio of 16.90% — above the 10% federal threshold for "well-capitalized" status and a Texas Ratio of —. Equity capital stands at $22M, serving as the tangible buffer against loan losses. On profitability, the bank posted a Return on Assets of 1.16% and a Return on Equity of 11.10%, with an Efficiency Ratio of 75.37% — above the 60% benchmark, meaning a larger share of revenue is consumed by operating costs. The combined picture yields a PlainBankData health grade of C (64/100), a composite score that blends all four dimensions.

Not financial advice. This page summarizes public FDIC Call Report data for informational purposes only. Health grades are our interpretation of regulatory filings and are not official FDIC ratings, endorsements, or predictions. Regardless of grade, every dollar on deposit at Anthem Bank & Trust is protected by FDIC insurance up to $250,000 per depositor, per ownership category — even if the bank were to fail. For decisions about where to hold deposits, consult a qualified financial professional and verify the latest figures directly at the FDIC's BankFind Suite.

Top 5 banks in Louisiana by total assets

Top 5 banks in Louisiana by total assets Horizontal bar chart of the top 5 items by value (USD). Top 5 banks in Louisiana by total assets Top 5 1. Origin Bank $9.6B 2. b1BANK $8.2B 3. First Guaranty Bank $4.1B 4. Gulf Coast Bank and Trust Compan $3.6B 5. Home Bank, National Association $3.5B Top 5 banks in Louisiana ranked by total assets (FDIC Call Report). Source: FDIC BankFind Suite Q1 2025.

Source: FDIC BankFind Suite — Call Report (FFIEC 031/041) + CRA performance data Anthem Bank & Trust (FDIC Cert #29679) — Tier 1 capital ratio, total assets, deposits, CRA rating · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Other Banks in Louisiana

All Louisiana banks →
Bank Assets Grade ROA
Origin Bank Choudrant $9.6B C 0.76%
b1BANK Baton Rouge $8.2B B 1.23%
First Guaranty Bank Hammond $4.1B D -1.33%
Gulf Coast Bank and Trust Company New Orleans $3.6B C 1.15%
Home Bank, National Association Lafayette $3.5B B 1.41%
Red River Bank Alexandria $3.3B B 1.36%
Investar Bank, National Association Baton Rouge $2.8B C 0.89%
Bonvenu Bank, National Association Bossier City $1.6B C 0.54%

Frequently Asked Questions

What is Anthem Bank & Trust's health grade?
Anthem Bank & Trust receives a health grade of C (64/100) based on four FDIC financial metrics: Tier 1 Capital Ratio (40%), Return on Assets (25%), Texas Ratio (20%), and Efficiency Ratio (15%). This bank meets regulatory minimums but has some areas of financial weakness to monitor.
How large is Anthem Bank & Trust?
Anthem Bank & Trust holds $203M in total assets and $171M in deposits. It is headquartered in Plaquemine, Louisiana.
Is my money safe at Anthem Bank & Trust?
Yes. Anthem Bank & Trust is FDIC-insured (Certificate #29679). Your deposits are protected up to $250,000 per depositor, per account category, regardless of the bank's health grade. If a bank fails, the FDIC typically makes insured deposits available within one business day.
What is Anthem Bank & Trust's Tier 1 Capital Ratio?
Anthem Bank & Trust has a Tier 1 Capital Ratio of 16.90%. This exceeds the 10% threshold for "well-capitalized" status under federal banking regulations.
How efficient is Anthem Bank & Trust?
Anthem Bank & Trust has an Efficiency Ratio of 75.37%. Above 60% means a larger share of revenue goes to operating costs. This metric compares non-interest expenses to total revenue.

Bank Safety Guides

Data from the FDIC BankFind Suite API. Financial data as of Q4 2025.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainBankData Editorial

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the FDIC BankFind Suite. Consult a qualified professional before making decisions based on this data.