FDIC Cert #30332 · Abbeville, Louisiana · Est. 1890

Abbeville Building & Loan (A State-Chartered Savings Bank) - FDIC Bank Health Profile

A community-scale look at Abbeville Building & Loan (A State-Chartered Savings Bank)'s own numbers, pulled straight from its quarterly FDIC Call Report.

Compiled from official public sources by the publisher.
$66M
Total assets
B
Health grade · Good
0.06%
Return on assets
40.5%
Tier 1 capital

Data updated July 2026

The verdict

Abbeville Building & Loan (A State-Chartered Savings Bank) earns a PlainBankData health grade of B (67/100), with well-capitalized at 40.47% Tier 1, 0.06% ROA, 99% efficiency ratio.

#4,011
largest of 4,313 FDIC banks by assets
7th
percentile by asset size, nationally
40.47%
Tier 1 ratio - above the 10% well-capitalized line
6th
percentile for profitability (ROA), nationally

The grade above reflects PlainBankData's own read of the bank's regulatory filings, not an FDIC judgment, deposit coverage stays at $250,000 per depositor, per category, unaffected by it.

FDIC Call Report plate

Cert 30332 · LA B · 67/100

GRADE-B · LOWER-Q · PHOTO-FINISH · TIER1-WELL · TEXAS-CLEAN · ROA-THIN · SIZE-COMMUNITY · BOOK-FULL

  • GRADE-B B (67/100)
  • LOWER-Q #3292/4307
  • PHOTO-FINISH 1st Bank of Sea Isle… · NJ
  • TIER1-WELL 40.5% Tier 1
  • TEXAS-CLEAN 3.6% Texas
  • ROA-THIN 0.06% ROA
  • SIZE-COMMUNITY <$100M
  • BOOK-FULL 9/9 fields

Nearest health peer outside Louisiana: 1st Bank of Sea Isle City, NJ (±0 health pts)

Instrument codes from this bank’s FDIC Call Report sheet: grade band, health peer rank, photo-finish gap, Tier 1, Texas Ratio, ROA, size band, and book completeness. Not an official FDIC rating.

Health-score neighbourhood around Abbeville Building & Loan (A State-Ch…

Lowest and highest poles plus nearest scored peers outside Louisiana, not a full FDIC corpus board reprint.

Morgan Stanley Bank,… · UT ·…100/1001st Bank of Sea Isle… · NJ ·…67/100Abbeville Building &… · LA ·…67/100Franklin Bank · NJ · near67/100Geddes Federal Savin… · NY ·…67/100Tecumseh Federal Bank · NE ·…67/100Tioga-Franklin Savin… · PA ·…0/100
PlainBankData health composite · neighbourhood around Abbeville Building & Loan (A State-Ch… · July 2026

What Abbeville Building & Loan (A State-Ch…'s Call Report plate shows

Abbeville Building & Loan (A State-Chartered Savings Bank) (FDIC Cert #30332) carries a PlainBankData health grade of B at 67/100, built only from this bank's own Call Report Tier 1 capital, ROA, Texas Ratio, and efficiency inputs. On the scored corpus it sits at health rank #3,292 of 4,307. Tier 1 capital prints at 40.47%, clearing the 10% well-capitalized line. The Texas Ratio is 3.56%, inside the sub-50% band analysts treat as healthy. Return on assets is 0.06%. Balance-sheet scale is $66M, 4,011th of 4,313 FDIC-insured banks by assets. The nearest cross-state health peer is 1st Bank of Sea Isle City (NJ), tied on the composite. These are instrument codes from the Call Report sheet, not an official FDIC CAMELS rating, and insured deposits stay protected to $250,000 per depositor per ownership category regardless of grade. Compare the plate stamps against the score breakdown and the health-score neighbourhood before treating any single ratio as decisive.

State failure history around Abbeville Building & Loan (A State-Ch…

4 FAILURE resolutions in Louisiana since 2000 (3 since 2008)

Abbeville Building & Loan (A State-Chartered Savings Bank)'s home state sits in the middle band of post-2000 FAILURE counts (4; 3 since the 2008 crisis window). Recent named resolutions below are Failed Bank List rows for this state only; Abbeville Building & Loan (A State-Chartered Savings Bank) remains an active FDIC-insured reporter.

  • FIRST NBC BANK NEW ORLEANS, LA 2017 → WHITNEY BANK
  • CENTRAL PROGRESSIVE BANK LACOMBE, LA 2011 → FIRST NBC BANK
  • STATEWIDE BANK COVINGTON, LA 2010 → HOME BANK

Source: FDIC Failed Bank List (resolution_type=FAILURE only; ASSISTANCE excluded). See the depositor failures guide and Louisiana banks.

How Abbeville Building & Loan (A State-Chartered Savings Bank)'s 67/100 score adds up

Each factor is scored from this bank's own FDIC Call Report figures, then summed to the composite health score.

0/100100/100National avg77/10067/100
Abbeville Building & Loan (A State-Chartered Savings Bank)'s composite health score
Tier 1 Capital Ratio (40.47%) 40/40
Return on Assets (ROA) (0.06%) 7/25
Texas Ratio (3.56%) 20/20
Efficiency Ratio (99.07%) 0/15

67 of 100 points earned across four weighted factors. See our methodology for the full scoring formula.

Balance sheet at a glance

Total Assets

$66M

Total balance-sheet footings

Total Deposits

$45M

Customer-funded liabilities

Net Loans

$44M

Outstanding loan book

Net Income

$42K

Bottom-line earnings

Capital adequacy vs federal thresholds

0% 10% 20% 30% 40% 50% CET1 (≥6.5% req.) Tier 1 (≥8.0% req.) Total (≥10.0% req.) 39.07% 40.47% 41.87%
Basel III capital ratios - Abbeville Building & Loan (A State-Chartered Savings Bank)

Where Abbeville Building & Loan (A State-Chartered Savings Bank) ranks

Every one of the 4,307 FDIC-insured banks with a computed health score, bucketed by score. Abbeville Building & Loan (A State-Chartered Savings Bank)'s score of 67/100 falls in the highlighted band.

Abbeville Building & Loan (A State-Chartered Savings Bank): health score vs. every FDIC-insured bank

0-100 composite health score, FDIC Call Reports

67 24th percentile higher than 24% of 4,307 FDIC-insured banks

0–10: 3 FDIC-insured banks (0%). Below this entry. 10–20: 6 FDIC-insured banks (0%). Below this entry. 20–30: 26 FDIC-insured banks (1%). Below this entry. 30–40: 36 FDIC-insured banks (1%). Below this entry. 40–50: 98 FDIC-insured banks (2%). Below this entry. 50–60: 279 FDIC-insured banks (6%). Below this entry. 60–70: 777 FDIC-insured banks (18%). This entry sits in this band. 70–80: 1,030 FDIC-insured banks (24%). Above this entry. 80–90: 1,237 FDIC-insured banks (29%). Above this entry. 90–100: 815 FDIC-insured banks (19%). Above this entry. Abbeville Building & Loan (A State-Ch… 0 100 every FDIC-insured bank with a health score, bucketed by value

Each bar is a band; taller bars hold more FDIC-insured banks. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FDIC Call Reports · July 2026

Abbeville Building & Loan (A State-Chartered Savings Bank)'s size among FDIC-insured banks

Every one of the 4,307 FDIC-insured banks with reported assets, bucketed by total-asset scale (note the buckets are powers of 10, most banks cluster in the $100M-$1B range). Abbeville Building & Loan (A State-Chartered Savings Bank)'s $66M falls in the highlighted band.

Safety ratios for Abbeville Building & Loan (A State-Ch…

Tier 1 capital ratio
Well-capitalized 10%

40.47% of risk-weighted assets - above the federal "well-capitalized" threshold of 10%.

Tier 1 Capital Ratio
40.47%
Texas Ratio
3.56%
Equity Capital
$20M

What these ratios mean →

Profitability metrics: Abbeville Building & Loan (A State-Ch…

Return on Assets (ROA)
6th percentile nationally
0.06%
Return on Equity (ROE)
0.22%
Efficiency Ratio
99.07%

What these mean →

Income & expense at Abbeville Building & Loan (A State-Ch…

$3M
Interest Income
$1M
Non-Interest Income
$3M
Non-Interest Expense

Asset quality, Texas Ratio detail

The Texas Ratio compares troubled assets to the capital available to absorb losses. Abbeville Building & Loan (A State-Chartered Savings Bank) reports a Texas Ratio of 3.56% - comfortably in the healthy band; non-performing loans are a small fraction of the bank’s loss-absorbing capital.

Texas Ratio
Caution 50%

3.56% - lower is safer; 100% is the level at which troubled assets equal loss-absorbing capital.

FDIC Failed Bank List → View Abbeville Building & Loan (A State-Chartered Savings Bank) on FDIC BankFind →

Top banks in Louisiana by total assets

Largest banks headquartered in Louisiana
  1. 1
    Origin Bank $9.6B

    Choudrant, LA · Grade B

  2. 2
    b1BANK $8.2B

    Baton Rouge, LA · Grade A

  3. 3
    First Guaranty Bank $4.1B

    Hammond, LA · Grade C

  4. 4
    Gulf Coast Bank and Trust Company $3.6B

    New Orleans, LA · Grade B

  5. 5
    Home Bank $3.5B

    Lafayette, LA · Grade A

Top 5 banks in Louisiana ranked by total assets · FDIC Call Report Q4 2025.

Nationwide banks with similar total assets

Nearest other-state banks with ≥$10M assets ($66M here), outside Louisiana so the neighborhood is not state containment.

First Federal Bank Littlefield, Texas $66M · TX The Port Austin State Bank $66M · MI Commonwealth National Bank $66M · AL City National Bank $66M · TX

Source: FDIC BankFind Suite, Call Report (FFIEC 031/041) Abbeville Building & Loan (A State-Chartered Savings Bank) (FDIC Cert #30332) - Tier 1 capital ratio, total assets, deposits, ROA/ROE · 2025 FDIC Call Reports filed quarterly; latest publicly-available vintage shown. Health grades are PlainBankData's interpretation of regulatory filings and are not official FDIC ratings.

Abbeville Building & Loan (A State-Chartered Savings Bank) Call Report profile · FDIC Failed Bank List · Louisiana FAILURE history · Informational only, not financial advice; consult a licensed professional before acting. See the disclaimer and methodology.

Other banks in Louisiana

All Louisiana banks →
BankAssetsGradeROA
Origin BankChoudrant $9.6B B 0.76%
b1BANKBaton Rouge $8.2B A 1.23%
First Guaranty BankHammond $4.1B C -1.33%
Gulf Coast Bank and Trust CompanyNew Orleans $3.6B B 1.15%
Home Bank, National AssociationLafayette $3.5B A 1.41%
Red River BankAlexandria $3.3B A 1.36%
Investar Bank, National AssociationBaton Rouge $2.8B B 0.89%
Bonvenu Bank, National AssociationBossier City $1.6B B 0.54%